866-884-0343

866 area code: Toll-free
Read comments below about 8668840343. Report unwanted calls to help identify who is using this phone number.
  • 0
    Frank minnick
    | 2 replies
    Same here they keep calling me to. Even trying to serve me papers but but understanding my address is very public why not just mail me papers
  • 0
    Tygerkat replies to Frank minnick
    It's a scam. There are no papers. Real process servers don't call in advance.
  • 0
    BigA replies to Frank minnick
    Quote:
    Even trying to serve me papers but but understanding my address is very public why not just mail me papers
    That may not be possible.  Your local court has a Rules of Civil Procedure that details how court papers can be served. You can look that up on their website or you can check your state's court website for that.  In any case if papers are going be served for a lawsuit then you should be able to easily check your local courthouse for your name listed as "Defendant" either online or by calling them.  You can also ask them how papers need to be served at that time as well.
  • 0
    J hall
    | 1 reply
    They have been calling my family and now me, saying I need to contact "the firm" but don't bother to say what form it is that they want me to contact, they also say that if I don't that they will make a decision without me, that's an issue cause I shouldn't have any complaints against me. It seems like [***]
    • Caller: The firm
    • Call type: Scam suspicion
  • 0
    BigA replies to J hall
    Quote:
    they will make a decision without me,
    They would normally do that anyhow so that is a hollow threat to get you to call them back so that they can extort money from you.

    One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them so that they can scare that person into paying extortion money.  They will usually also state information that would be illegal for a real debt collector to state to department and tell them that you are a deadbeat who does not pay their bills. They often call people that have never even been a third party such as that you are being sued, that you owe money to someone, etc. They threaten that if you do not call them back, they will contact your HR associated with you because they get erroneous information off the internet.

    The fake process server/location finder extortion SCAM usually consists of the following:

    They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency. They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). They threaten to serve you at home or at work. They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work. They also tell you that you will need two forms of ID. None of which is true. Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else. They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”. Court documents are time sensitive and must be served within a certain amount of time. Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

    It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.

    Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

    You can also file a complaint with the FTC who will then direct you to the CFPB.  Or you can simply go to the the FTC website and file a complaint which will again be redirected to the CFPB.  No matter what you are going to end up reporting the complaint to the CFPB so why not go there first and forget about the FTC?  I mean seriously, you are not actually going to report anything about debt collection directly to the FTC but hey, knock yourself out!  https://reportfraud.ftc.gov/#/assistant

    You should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

    Also file a complaint with your State Attorney General's office.
    List of State AG’s offices: https://800notes.com/faq/attorney-general

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