866-945-8393

Had a message on answering machine to call this #. Last week I had gotten several calls from a financial recovery guy -- but it wasn't me. He probably had a random name put in Google then paid 9.95 and got my phone number - didn't have my middle name right didn't have my SS # right..but he would not take it that I wasn't the one..got myself a lawyer. Today this message was to call this 866 # but the call came from the financial recovery place-917 #...this is a scam"""""" beware....

You need to go back to English class...U must have a GED!!

Here is a sample Cease & Desist Letter to Creditors:

Your name
Your Address

Creditor's Name
Creditor's Address

(date)

Dear (name of collector):

On (date), you or someone from your company contacted me about a debt. I do not believe that I owe this, and I dispute it.

In accordance with Section 809 of the Fair Debt Collection Practices Act, I am asking that you provide me, in writing, the following information:

what the money you say I owe is for
how you calculated this amount in a way I can understand
show me copies of papers where I agreed to pay what you say I owe
provide me with a copy of a judgement (if applicable)
identify the original creditor
demonstrate that you or your company is licensed in my state, and inform me of the license number.
Please provide this letter to the company for whom you are collecting so that they have notice of my dispute.

Furthermore, please inform any credit reporting agencies to which you've reported this debt that it is being disputed. I demand proof that you have done so.

Finally, cease and desist from contacting me in this and any and all related matters, except via United States Mail, and only then to inform me that you are terminating all efforts to collect or that you are taking specific court or legal action.

Sincerely,

(your signature)
(your printed name)

This financial recovery place called me at 7:00 AM and told me I was going to jail for not paying an old credit card bill. I don't think so. My brother is Attorney General for the state and I record every collections call, so now we will see who is going to jail.
And thanks to "A Way Out" I will also use that.

I've just recently begun receiving calls from the said Mike Enzinna concerning docket number ---. I've verbally disputed the debt on th phone with a rep. Yes, I have debt, but I make it a habit to ALWAYS verify any supposed debt before acknowledging its accuracy, so I asked for verification through mail, and I even sent a certified letter return recepit requested to the business address given to me by the representative of Financial Recovery Center 908 Niagara Falls Blvd Suite 220 N. Tonawanda, NY 14120 (716) 213-0914. I repeated my sentiments in writing. I thought it was over, and they called me again today  Todd Larabba should know better then this by now

Please, someone who has dealt with these people before, tell how and IF you ever go them to STOP and work within the limitations of the law!
Caller ID: 7164331155
Caller: financial recovery services
Caller Type: Collection Agency

You will know better!!!

THE MAN THAT WROTE THIS ABOUT FINANCIAL RECOVERY ///IS A REAL STAND UP MAN FROM MCMILLIAN AND ANDREWS,,THAT WISHES HE OWNED HIS OWN.

mcmillian & Andrews LLCmaps.google.com

6417 Dysinger Rd
Lockport, NY 14094
(716) 434-8304
Get directions
OWNCRIME: Pre-dawn raids take down distribution network moving cocaine from Amherst to Lockport

By Rick Pfeiffer and April Amadon

LOCKPORT — A task force of more than 200 federal, state and local law enforcement agents has taken down a large scale cocaine distribution ring that reached from Amherst to Lockport and throughout Niagara County.

The operation begin in the pre-dawn hours Thursday and resulted in the arrest of 35 individuals. A 36th suspect was expected to surrender to authorities later today. In addition to the arrests, authorities also seized a large amount of cocaine and cash.

They also broke up a marijuana grow operation at one Amherst home.

Dubbed “Operation Good Life”, the 18-month investigation targeted a former Lockport resident, now living in Amherst, who investigators estimated may have been moving as much as a half a pound of powered cocaine a week in Lockport.

“This was a major distribution ring,” said Chief Mark Driess, the commander of the Niagara County Drug Task Force. “Lockport was the end of the network and we worked our way back to Amherst (to dismantle it).”

Melinda “Mindy” Donovan, 29, 2050 North French Road, Amherst, was identified as the organizer of the distribution ring. James Williams, 44, 8075 Greiner Road, Amherst and Tyrone Nance, 26, 3980 Ridge Lea Road Apt. C, Amherst were identified as Donovan’s suppliers.

“These are some pretty significant dealers,” Lockport Police Chief Larry Eggert said. “I think they were supplying a lot of people.”

Assistant U.S. Attorney Mary Catherine Baumgarten, who is handling the prosecution, said in a press release that the investigation involved the use of court-ordered wiretapping, undercover drug purchases and other investigative techniques.

Eggert said the investigation began with a traffic stop conducted by Officer Aric Morgan in the City of Lockport last year.

“It was just a routine stop,” Eggert said. “(Morgan) was able to get a little information and passed it on the drug task force. ... From that initial stop, this whole year-long investigation (began).”

SWAT Teams from the New York State Police, the Niagara County Sheriff’s Department and the Amherst Police executed search warrants at the homes of Donovan, Williams, Nance and Melissa Carson, 118 John Street, Lockport, about 6 a.m. Thursday. Suspects were picked up in almost a dozen communities stretching from Buffalo to Holland, Olcott to Attica, including Lockport, Niagara Falls and North Tonawanda.

Lockport Police Detective Lt. Scott Seekins said officers and detectives from the LPD were called in to assist, many of them starting at 3 a.m.

In addition to Carson, 11 people were arrested in the City of Lockport: Jennifer R. Werth, 23, 31 Amelia St.; Calvin L. Rickard, 35, 297 Willow St.; William McDonald, 25, 79 Minard St., Apt. 9; Richard D. Gill, 47, 223 N. Transit St.; William J. Hunter, 32, 1 New York St.; Anthony M. Cole, 22, 6136 Reger Drive; Jermaine M. Kimmons, 28, 687 E. High St., upper; Sandra A. Bolt, 46, 7399 E. Britton Drive, Niagara Falls; Michael J. Long, 21, 461 N. Adam St.; Alan R. Campisano, 27, 17 Wilson Parkway; and David F. Garlock, 29, 609 Market St.

Seekins said several of the arrests were of specifically-targeted individuals, while others who were arrested “happened to be at the locations we were making the pickups.”

All of those arrested face federal charges of conspiracy to possess and distribute cocaine. They are scheduled to be arraigned in federal court later today.

Eggert said he expects the bust will have a “really wide impact” on the City of Lockport, where he said the drug trade has “really picked up” recently.

Much attention is usually paid to the drug trade in larger cities like Buffalo, he added.

“They’re pushing them out of the cities. Places like Amherst and Lockport are natural places for (drug dealers) to go,” he said. “They can get higher prices for their drugs in our area.”

In a press release Thursday, U. S. Attorney Terrance P. Flynn praised the police agencies for their work.

“The investigation and prosecution shows the United States government’s continuing commitment to prosecute those responsible for distributing drugs in our community,” Flynn said. “It also demonstrates the results that can be achieved when federal, state and local law enforcement work together toward a common objective.”

mr michael enzinna is a heroin addict who gets his jollies from tryen to portray he is a stand up kinda person.  anyone who would try to put someones personal cell number on internet should no they r gonna get directly what is coming to them  if you wanna contact the scum of the earth herion addict my number is 716 525 3420 i love you to call me and see what a scum i am  what a loser i am and what kinda coward i have become  I AM A HERION ADDICT PAY ME SO I CAN GET MY NEXT FIX

Slander and def of character is a crime. All these notes are false and are being reported to law.

mr. nichols left a message... i called back and an unknown person answered, said nichols was on the other line and verified that the information they had was not my social security number and asked if i would contact my dad.  i refused to get involved and he wouldn't give me information to remove my phone number from the system.  

just called me back and persisted with requesting i pass along a message to my father, whether or not he is the person they are trying to contact, and still not remove my number.

If these people call you just hang up the phone!

Rating: 0 Don'tMessWithUs - 5 hours 18 minutes ago
Oh.my.god.  

That is incredible. A completely illegal act. File a complaint - your state Attorney General, maybe even your local district attorney. And of course with the Federal agencies.  

If FRC is this desperate to commit such an outrageously illegal scam then they are close to shutting down or being shut down.  

Help them out the door.
Reply  
Rating: 0 TIM - 18 Sep 2009
THESE DILWADS HAVE CALLED 2 DAYS IN A ROW.  TALKED WITH MR. DANIELS AND HE ASSURED ME THE NUMBER WAS INCORRECTLY CALLED AND WOULD NOT BE CALLED AGAIN.  9-17 900AM MESSAGE TO RETURN CALL AS MATTER OF IMPORTANCE CONCERNING ID THEFT.  TALKED WITH DAVID, WHO LEFT ME ON HOLD FOR 5 MINUTES THEN GREGG.  
WHAT A CROCK....
Caller: FRC
Reply  
Rating: 0 Don'tMessWithUs - 5 hours 13 minutes ago
Tim, read my message above yours.  This is just incredible.  Are they on their way to jail anyway?  Because I can't think of any other reason why they could be so stupid or so blatant in using illegal tactics.

ROTFLMAO.  

I'm not sure about the rules are for this site for links but there is an excellent site that covers all these things and shares explicit help in fighting these people www.creditboards.com


Good luck to everyone.

Rating: 0 ticked off - 11 Aug 2009
I have been receiving calls from this group of scammers (they change the company name)for 9 months now.  The have broken so many laws.  They have left threatening and harassing messages, which if you really listen to them, make no sense at all.  The debt they are trying to collect was charged off over 5 years ago, and is well past the statute of limitations.
I have called the police, the district attorney, and have met with an attorney.  They all have told me to ignore these calls.  The attorney said that he has tried going after them in the past, but they fold up and create a new company too quickly.  They "lease" another attorney's name to use as the front for the company, and when the lawsuits start flowing in they fold up and leave the leased attorney holding the bag.  Which they of course say that they knew of nothing illegal happening and had nothing to do with the actual business practices.
All I can recommend is that you save all messages, (date/times)of calls, and try to build your case against them.
Caller ID: 716-213-0916/17/18 or 71625043
Caller: Financial Recov

Called me for first time on 7-13-09, two calls within 5 minutes. Name given was Mike Kirkpatrick and said a summons was waiting and to call back and ask for "OFFICER" Kirkpatrick of the Warrant Summons Division. First they cannot serve any warrants unless they have taken you to court and won a judgement against you and only then if you do not respond to the court order. I have talked to local police, a lawyer, and county atorney and Attorney Generals Office. They all advised me to ignore. The AG's office will send you a complaint form, which after you fill it out and send back, they will forward to the harassers. Then they will desist in the harassment. If they want to do it legally, they need to send you registered letter with the imformation. So talk to your local police, your county attorney and Attorney Generals office and see what the laws are where you live.

Then you would have to arrest everyone on the internet. Good luck with that "detective."

they recently tried to get me. they almost had me then thier unprofessional way of speaking and  the way they talk made me feel that there was something wrong. they couldnt even give me the correct payday loan company and have not provided me my original contract i had with the payday loan company. i found a ton of bad things about them and thier address is a box at a ups store. not a office building. something wrong there. and they claim to have a 2 story building but refuse to give me the actuall address. and there is no pending cases they have except for cases against them. so I almost fell for it but got my wits and realized that I should have saw the signs. and they are not registerd with the NY State department. who deals with all businesses and tax ids.

Have been getting calls in the last couple of weeks. They just left a message today, something about a claim I have. I have a couple of VERY old cc debts over 20 years old. Have no idea what this is about & don't plan to call them back.

yep-scammers, fraud-illegal activities-attempting to illegally 'steal' money from so called debts you dont even owe--i have received at least 9 calls from these [***] in the last week-i made the mistake of speaking to them one time-when i had thought they may be a legitimate company-told them i hadnt owed anything and requested some proof, in writing of what they are alleging along with specifics-amount, date, original debt, etc? Guess what-never received a darn thing in the mail-it's my understanding that criminals don't like to send proof of their crimes in writing for obvious reasons--
and to you "Det. Jones" --you are hilarious!  Did you pick up that name from the old flick "alias Smith and Jones?" or Don't they let you watch that movie in lockup?  Besides "Mr. Jones" [or whatever your real name is]  your post would have at least a bit of credibility if you learned how to spell "Character"..omg, this is too funny....and yes, to everyone else-if they attempt to scam you-don't give any info. hang up and file a report with your local attorney general at once-I have-and will continue to do so until they are all found out and locked up..for real Mr. Jones.

"Character" C-h-a-r-a-c-t-e-r....best get to reporting Muhammad--you can start with me. [rofl]