8669804328

Have you asked them to just stop Calling?

I received a phone message at WORK from this number advising of their cilents "lawsuit" threatening me to response in 24 hours or else further civil lawsuit action will be taken and something in regards to their cilent. This isnt the first time I've received some phone call about a lawsuit. On top of this they Do not provide name of company or identify themselves or cilent in regards to their message of urgent response.
people need to get a life or at least a better one better yet find something else to occupy their time.

"lawsuit" fishing robocall to a 979 texas area code, request a call back to 866-980-4328, recording is garbled, already have several of them with the same nose\voice\cracking patterns.

Received a phone call from a company calling themselves GS Holding & Associates asking for some unknown person and stating they were issuing a summons ande a case number for a gentleman I have never heard of with a reference name (Paula) that was also unknown to me.  How they got my cell number since it is on the "No Call" List is beyond me. Is there not anything that can be done legally about these sort of scams.  It is ridiculous.

Thank you,

The company was only open since 08-2012 they couldnt of called you for 6 years.

The Keep Calling me from different numbers.  Even Local, but always leave a threatning message and a number to return call to 866-980-4328

They called me again today, but from a new number: 877-225-7952. Probably because I blocked the others. they keep calling making harassing statements that I'll be sent to court if I dont call by end of business day. Hmmm..well they've left this same message for the past four months now. It's a scam. If a REAL law firm wanted to serve you with papers or had a LEGIT issue, you'd know and they wouldn't leave some automated message. Report them.

They keep calling me threatening to contact my county of residency and have me served because I owe a payday loan.   Can they do this?

Hi Stephanie,

The answer to your question is, it depends.  When you speak to any debt collector ask them first if they are first party or third party.  first party means they own the debt, third party means they have been hired to collect the debt by the owner of the debt.

1) If they are saying that to you and they are a third party collector,  then the statement would be illegal.  You could call them back, see if they break the law again while you're recording the conversation and file an attorney general complaint and a complaint through their website on the specific collector.

2) If they say they own the debt, then that would make them the 1st party.  In that case this is a gray area.  If their intent is to file a lawsuit against you in order to seek a judgement, they can say that is their intent, if it is.  However there are important caveats with that:

If it the debt is outside of your state's statute of limitation, while the debt is still owed, you have no fear of legal action being taken against you because they can't file, thus making their statement illegal because they are providing misleading information.  The thing to remember is statue of limitation vary from state to state and statute of limitation is suspended during bankruptcy and if the bankruptcy is dismissed your statute clock then restarts adding more time to the statute of limitation.

Also before paying anything, get in writing validation of the debt, and whatever arrangement you agree to in writing.  If the company is unwilling to provide these things it could be an indicator of a fraudulent company.  Also ensure that once your debt is paid off you will receive documentation saying the balance was either paid in full or settled in full so that if another company pops up down the line claiming you owe the debt you can provide your receipt to have the debt closed down.

GS and Associated just called me today at work  - they claim I owed money from a payday loan and if i didn't set up a payment with them, they would serve me a summons to appear in court and garnish my wages for an obscene amount of money. I was already on edge at work , and they really scared me..I at first was going to pay them money but then after goggling their name and seeing the many complaints i refused and filed a complaint with FTC. I then spoke with a counselor at FTC and she identified that they were acting in fraudulent manner by stating they would garnish my wages , she then told me that they advise not to give them personal financial information. PLEASE FILE A COMPLAINT it will help the FTC to take action against this company.

I'm so happy I looked into this. These guys been calling me stating I have 24 hrs to resolve a balance for cashnetusa  back from 2008 and if I didn't take care of this matter I was going to be served with a summons. K advised them I been paid them off and then they stated that I still owed and because of fees it went to the collection agency... etc...so being afraid of my credit being effected and an officer knocking aty door I gave them my information. Now after reading this I cancelled my credit card information and I've been calling them to let them know I on to them. Thank you guys so much for this information

Don't feel bad! The same thing happened to me. I gave them my bank information to pay off debt even though I knew I had paid it off before. They scared me to death! I didn't want to go to jail.  Now I get the same kind of calls from other numbers and I scare them! One day I called the police after I received a call and the police came to my house to take a report. They called back while the police was there and I told them to hold on, that I had the police right here.....THEY HUNG UP!!! You have to prove to me that I owe you money. Send me some documentation that I'm familiar with! We just have to be extra careful out here these days. Everybody's pressed for money...any way they can get it!

I received a message a while back from GS Holdings and Associates.  The person identified herself as STACY ROBINSON regarding a SEPALINI SALA civil suit that needed to be resolved as soon as possible.  The message stated to call 1-866-980-4328 ext 305.  I telephoned them back and got a recorded message of a man stating Ms. Robinson was away from her desk.  The message was filled with static as well.   After I heard the message I hung up and started my reserch which led me to here.  Thank you for the information.

I have the same issue but iam acting on it something will I contacted a lot of people we will get to the bottom of this.

All I have to say iam going to get the bottum of this iam going to sew them for harrasment and all the other people they did this to you just wait...

My husband returned a call to Stacy Robinson today. We finally found out that is was GS Holdings calling but that is all the information she would give. Then she hung up. My husband called her back. She threatened to hunt him down and take him to court if he kept calling her. Is that ironic or what?

These people call me everyday for a check I supposedly wrote in 2009 and threaten to have me arrested if I don't pay. When I politely informed them that I do not discuss personal matter with incoming calls due to identity theft issues but if they sent me something in writing I would call back, I was informed that the police would be to my house to arrest me for check fraud. Not sure where there attorneys went to law school, but in Oregon, the Statute of Limitations to file criminal charges is 3 years. I'm no math whiz but basic subtraction tells me that it is 2013 and the check was written in 2009, 2013-2009= more then 3 years.....dumbasses.

877-225-7952 and 858-412-0172  callers are harassing Idahoans daily. maybe we can shut these scammers down with a load of spuds and FTC

These Scumbags changed their phone number . Their new number is 866-588-4701 . See my post on that number .

Heres their website if you want to complain . Note they are violating the TCPA .

http://www.gsholdingsllc.com/

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.