877-227-5048

Calls asking for whereabouts to someone with my last name (borderline racist) and with threats to contact my family and friends with harassing calls if I don't comply

Is this number a scam they called me the other day saying that they are smr recover and that they are collect on a loan

This is most likely FMR or Forward Movement Recovery and yes they have a long history of debt scamming.   See my entry.  Basically they try to scare money out of you.  Don't fall for it.

Sometimes use SMR as a CID.  But most likely the following grouop:

http://worldwideprocessinggroup.info
Worldwide Processing Group , LLC   (AKA Forward Movement Recovery)
PO Box 2474
Blasdell, NY 14219
(877)-814-5466
Or an email to info@worldwideprocessinggroup.info
(AKA:  Alternate Business Names
FMR
Forward Movement Recovery)
_____________________________
NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through October 21, 2015.
Selected Entity Name: WORLDWIDE PROCESSING GROUP LLC
Selected Entity Status Information
Current Entity Name:    WORLDWIDE PROCESSING GROUP LLC
DOS ID #:    4032670
Initial DOS Filing Date:    DECEMBER 20, 2010
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
DAVID G. PELTAN, ESQ.
PELTAN LAW, PLLC
128 CHURCH ST
EAST AURORA, NEW YORK, 14052
Registered Agent
NONE
___________________________________
BBB:
THIS BUSINESS IS NOT BBB ACCREDITED.
Worldwide Processing Group, LLC
(AKA:  Alternate Business Names
FMR
Forward Movement Recovery)
Phone: (877) 756-5380
Fax: (800) 213-7915
View Additional Phone Numbers

(888) 794-8460(Phone)
(877) 756-5380 - Former(Phone)
(877) 814-5466(Phone)
(877) 335-3729(Phone)
(877) 335-8064(Phone)
1902 Ridge Rd Ste 115, West Seneca, NY 14224
! THERE IS AN ALERT ON FMR !
Collection agencies are required to be licensed or bonded in many states in order to operate and contact consumers about outstanding debts.  BBB has reached out to this business requesting that they provide proof of licensing and bonding required for operating everywhere they do business. However they have failed to provide all of the requested information from our inquiries.

BBB wants to make consumers aware that they have legal rights when they are contacted by a collection agency. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive and harassing behavior by any debt or collection agency, this act is enforced by the Federal Trade Commission, FTC. The act states specific practices and rules under which debt collectors must abide by.  There are penalties for agencies found breaking these laws.  Collection agencies must not use crude or offensive language or identify themselves as anyone other the business name that they are contacting on behalf of.  If a consumer believes a debt or collection agency has violated any of the FDCPA laws the BBB encourages them to file complaints with the BBB at www.bbb.org and Federal Trade Commission at www.ftc.gov.
BBB® D- Rating
On a scale of A+ to F
_______________________
In any event.
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out.

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.
You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking).   the only thing they understand.