877-251-3771

Automated call sent directly to my voice mail, as I block anyone not in my contacts list, so the call was recorded as if I'd answered the phone.  It said that the call was meant for me (naming me by name) and that I should hang up immediately if I were not the correct person.  Otherwise, continuing to listen to the message would be acknowledgement that I was the person they were seeking.  Stated that this was an attempt to collect a debt and that I should call 877-251-3771 and gave a reference number.  Since I pay all my bills on time, I have no idea what this is about.

Collection Agency for ATT. Calling about a past due bill. Had to call a least 3 time before i actually got a person.

was a call on my answer machine for some one that does not live here and i dont know. called back the number to let them know that person does not live here it is a buisiness line... and they hung up on me......called back a couple of times everytime they just hung up on me...

i got a call from this number 877-251-3771...i call that number.They said i own them money from a old debt for AT&T. I told them i pay off this debt and i have  a letter stating i pay it off(and it states on my credit report). They say i still own them and wanted me to pay right away over the phone. The guy was very rude an interrupted me while i was still talking.He keep telling i need to take care of this over the phone. I ask if they can send me a letter. He told me 'no, lets take care of this over the phone.' He said I was very rude and he had to take other call and he'll call me back.

Call received at my workplace.  Trying to collect on a debt for a company I have never done business with.  Very nasty representative.  Wanted my Social and I told him absolutely not.  Then he asked for my address.  No way would I give a stranger this type of information. Very bogus and upsetting.  The number that was given was 1-877-251-3771.

This number keeps calling me and leaving a message that I owe a debit. Just like the other posts.  I won't call it back.  If it were a reputable company they would have a person call, not a robo call.

I got that same call today. I'm like you I have no idea what its about

Automated call sent directly to my voice mail, as I block anyone not in my contacts list, so the call was recorded as if I'd answered the phone.  It said that the call was meant for me (naming me by name) and that I should hang up immediately if I were not the correct person.  Otherwise, continuing to listen to the message would be acknowledgement that I was the person they were seeking. It said that name of the place was Source RM. Stated that this was an attempt to collect a debt and that I should call 877-251-3771 and gave a reference number. I pay all my bills on time, I have no idea what this is about.

Debt Collectors – Collection Agencies –   do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best advice I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.

The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them   Or:  send the letter I’ve enclosed that I use.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!
RE
Account #  
Amount in Dispute: $  
Account #  

Dear  :


I am in receipt of your demand for payment. However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c). Failure to comply with said Notice, shall result in a complaint filed and submitted to the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

Your representatives have also been trying to contact me,  however, I only do business of this nature via mail. Therefore, I am requesting again, that you cease and desist from calling me or contacting us in any way.

Please remove the phone numbers XXX XXX-XXXX. The calls constitute harassment at this point, which is causing a major disruption in both my business and personal life as well as being an invasion of my privacy, which I will not tolerate.

If you continue to contact me, I may file a complaint with the Attorney General. The Telephone Consumer Protection Act of 1991, which branched from United States Code Title 47 sect 227, implemented a do-not-call list from solicitors, which mandates a solicitor to abate phone calls to customers who have requested in writing to cease all phone communication.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right, to dispute the alleged debt asserted herein, but at this time I am under no obligation to respond.  


Sincerely,

Your Name
Address
City, state Zip



Certified Mail#:  


In the Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

No I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, got your hours cut by 3/4.  

And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  

Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Please email me at com.gmail@mommypettlc (tlcpetmommy) for help with individual questions.  Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

© copyright 2010 rcmeek All Rights Reserved

RECEIVED A CALL FOR I GUESS TECHNICALLY ME BUT THEY ASKED FOR ME BY MY FORMER NAME, A NAME THAT I HAVEN'T GONE BY IN OVER 16 YEARS, AND TECHNICALLY THAT PERSON HAS NEVER LIVED AT THIS ADDRESS. ACTUALLY THEY HAVE LEFT SEVERAL MESSAGES, EACH STATING THAT IF I AM NOT THE PERSON THEY ARE CALLING FOR I SHOULD HANG UP, WHICH YOU CAN'T DO ON AN ANSWERING MACHINE, THEY STATE THAT THEY ARE CALLING TO COLLECT A DEBT. I KNOW THAT I OWE NO ONE BY MY CURRENT NAME OR FORMER NAME.

They have called me before a lot. Even when I am only 5 days late but get this, They asked for me by my old married name. I open an account with them after divorce with a different name and never gave them the number they keep calling me. something is fishy about the calls and looking at all the old posts, it seems [***] and Freud.Thats all I can say for myself.

Continually calling in to a Minnesota number.  These calls are illegal in our state.

they hung up on me 5 times & i have repeatedly followed the prompts for them not to call me again as I am not who they are looking for.  I am looking for a way to report them to the do not call registery, BBB & FAir credit reporting act...Anyone have any suggestions who they are & how I can get a supervisor?

thanks for the info!!!!

Caller asked for a family member, it was a recording. Ask to call this number.

I've been getting calls repeatedly for someone that I do not know.  after seeing on this site others getting the same calls,  I finally called them back...They hung up on me when I said I wasn't cynthia.  I called again...and asked then not to hang up but they did again.  After third call (hey, if they can harrase me, I can harrass them, right ;-)   I finally got someone else on the line,  they must have been expecting me....they said they just took my number out and I would not be receiving any more calls.  You'd think they could TELL me that rather than simply hanging up on me.   HOPEFULLY the calls will stop now.

Received 6 calls from them before I could get back through to them.  Finally got through to them today and found out this was on a debt that was taken care of over 12 years ago!!  Where do these people get their information?  They wanted me to "take care of this today" and when I told her no, she hung up on me!

Seems to be a collection agency, Source Receivables Management.  I called them and gave them my name but the lady said she couldn't find it in the system.  A 2nd call with the same result.  Weird.  If they call again I'll have to call them up and make sure the person types things into the computer right.  The system shouldn't be generating a call and yet they can't find the account.  I have no idea what it's about.

It is Source RM debt collection, and they have no clue who they call and don't care.
If you go to their website http://www.sourcerm.com/ there is a number that went right through 1-866-266-3111 and they could see that they had just called and the time.
I told them that I had no idea who they were looking for and they said that they took my number off their list.
They seemed to be more professional than the dirtbags you get if you call the other number 1-877-251-3771.

Watch out for this company! They look for uncollected debts and will try to collect from you - even if they do not have the account and/or even if you do not owe the debt! They either won't identify themselves or mumble over their pseudonym name. Do NOT get into any kind of an agreement with them!!!