877-278-8622

Called and demanded that I owed a payday loan and that I would be arrested for bank fraud. She also threatened to have any bank account I was on frozen.  I questioned where she was making the call from and just asked some basic questions and about the loan "I supposedly owed".  The operator got flustered and told me she wouldn't talk to me anymore if I was going to question her and hung the phone up on me.

Demanding i pay on a payday loan that she claimed i had. I casked her basic questions about the loan and she could not or would not answer them. Threatening that I would be arrested and my current bank account would be frozen. And that I has an open court case I asked for the case number and she hung up.

A Kelly Monroe of CJB & Associates left a message for someone I don’t know and have never heard of - demanding a return call about court proceedings taking place in Harris County, TX ... they “need a statement” in order to process. I’m so sick of receiving these calls and the people are so rude.

My phone marked the number as potential spam, but I missed the call anyway. Voicemail transcript read,
"Good morning this message is intended for ****** ******. This call is in reference to a fax order that I received this morning. It is in regards to an active case it has went up for review. I do have the making important decision in regards to this file. It is very urgent that he makes immediate contact with Casey Thomas at 888-712-0507. Please reference case number 112904."
It's the usual poorly written scam-script intended to intimidate people and scare them into paying the scammers. Always "Google" unknown callers and do not fall for these scams.

Left the same message as on other posts...who are these people???

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Oh that Ms. Thomas!   She's a hoot.  I got that almost exact message 2x in 5 minutes Jan 20, 21.  877-278-8622 & 608-371-6666 showed on ID.  Didn't feel like dealing with anything, so carried on.  FF to March.  Same message.  Then called my brother.  (IDGAF) I was in a mood.  Time to call her.  Refused to answer even basic questions.  I let us sit in silence briefly.  She sarcastically said "Hellllooo??".  I told her I'm still here.  Asked what my decision was.  I told her she has the burden of proof but I'm concerned about something else.  CT "What?".  Told her she either isn't a good decision maker OR she wasn't respected by whomever it is she gives her decisions to.  Threatened me with court.  Asked for court case #.  (I'd already checked our county's very good online record system.  NADA)  Said she gave it to me.  Told her wasn't a Dallas County Court file #.   Told her they had to file paperwork first. At least I'd finally see paperwork she told me she didn't have to provide.  Hung up on me.  Caught me in similar mood in late April 2021.  I listened to her.  Quietly.  CT "Ma'am.  Are you still on the line?"  Me: Sigh "yes Casey.  This is getting old.  What do you have for me now?".   Gave me payment options.  I asked so many questions to "weigh my options".  Finally decided to let her try to seal the deal.  Asked what I had available in my accounts.  "Even a dollar will show effort."  (Uhhhh .. yeah ... I don't fall for that).  I told her "Well ... I have a little over $3 in my account."  Boy was she excited.  I told her to settle down.  I was saving that $3.  Saving up for a box of bullets although I only need one.  Me: "Wait!   Just occurred to me ... I can steal 2 or 3 bullets from the box, 1 for chamber, 2 in the clip just in case.  Then you can have the $3 and my family won't have to bear this burden."  She wasn't laughing.  Told me she'd see me in court.  Told her not during COVID &  not if I can get my hands on those bullets.

I have all the numbers for her marked special in my phone.  I look forward to our next encounter.  Haven't decided what craziness I'll hit her with.

Thanks for getting thru my story!   Thanks for your post

I had the same recording but different number to call back, mine was 888-927-0821. Call came from 877-278-8622. I'm a real estate agent so these calls are really getting out of hand and I hate to not answer because it could be someone that matters.

Casey Thomas or whatever her name tried to call me and say she’s serving me papers to court. When I asked for proof prior to me setting up an arrangement, she started to get hostile. I have the conversation recorded. How sick of people to scam at this time.