877-380-2258

Received a call from this number.  Male caller identified self as James, a paralegal, who was going to process me with papers and place a lien against my property based upon fraud due to an unpaid Visa account I supposedly opened in 1996.  Caller became aggressive and intimidating when I challenged his lies upon which I hung up the phone.  I filled a consumer roport to the FTC.

A process server

More likely a scammer pretending to be a process server. Ignore this sort of call from crooks.

I was told that its a process server company  trying to locate me to be served, to go yo court and this is there 2nd attemp

Didthe rude gentleman saying that they were going to seize your assets??And did he mention any of your vehicles that are registered to you?

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

877-380-2258 also tried to call me, leaving a voicemail, trying to tell me I've been summoned to court.  I called the number just to see who would answer, and it was "Bridgdon and Associates" in two states away from where I live!

I received a simular call from James on a credit card 23 years ago. They wo my help had my # address both current and 23 years ago and current phone #

Received a voice mail from this number on 3-21-23 from a guy saying he was with the Student Loan Relief Center and to call him back to confirm that I qualify and if I wait and don't call back before the deadline I won't be able to have Relief up to $20k. I've already put in my application with the government website for student debt relief. I'm not calling this guy.