877-383-7748

I was recently called by this number, the people stated they were a finance service. The company claims that they work with your credit card company to lower your high intrest charges. They get paid by charging your credit card you are trying to lower with a $990.00.(for services and a computer program they send to your house. (it is most likey a program that will wipe out all the information on your computer) At the time all I was thinking about was how much $ I could save on interest. They record you approving charges on your credit card acct. and the fact that you want their services. They give you online account and password so you can give them your credit card # and other secured infromation like SSS# etc. They tell you their customer service is only open 10am to 6pm est. But they were willing to call me after 6pm, to make a call to my credit card company. I called them to say I don't want there services. The online website is also fishy. Everywhere you click it is to purchase their promgram or to update personal or financial information only. I have taken steps to protect myself. I should have hung up. I wanted to believe in the services their were offering so I could reach my financial goal faster. I hope this helps someone avoid the stress I have and am still going though.

Do you know if they can do anything with your with my credit card information if you did not talk to the credit card company?

I was called by this number on 3/5/08@ 6:35 pm. was told that they were a finance company that would work to lower your current intrest rate on your credit cards. The caller identified thier self as Diendra Halliburton. ID# 8456. Said I had to owe at least 4000.00 to quallify for this program, kept me on the line saying they were checking my payment info. said i couldn't have any late payments on my card in the past six months. asked for the phone # on the back of the credit card to call the credit card company. Said that I had a good payment record and would have no problems qualifing for this program. It all sounded legitamate. called the credit card after I went on line to check this company out. tried to stop the transaction. was told by the credit card company that i had to wait until it was a real trasaction before I could despute it. They kept me on the phone for a very long time.

Was on the phone for a long time gave my credit card info and thought they could lower my interest rates...lo and behold as soon as she , Laniece told me there name I googled and up came this letter from all the other people that they scammed ...I also wanted to believe that they could help...told them my credit cards were all maxed out so she said that they cannot help me...Hope that is the end of it...If not please tell me what else to do?    Thank You

Hi, We signed up for Clear Breeze Solutions today. Please tell me where you saw the scam information. I googled them and only found their web page. Now I'm really worried. Thanks.

In response to the concerns about Clear Breeze Solutions, allow me to clarify.  The company is legit and has been in business for over 8 years with over 100,000 clients.  The guarantee is simple: A minimum of $4,000 in savings in interest and finance charges and a guarantee to pay off your debit with the minimum monthly payments 3 to 5 times faster or your money back.  The conversation is taped recorded by federal law regulations so that if the company fails to save you $4,000 in interest and penalties, you receive a refund. PERIOD.  The buyer has more protection than the company does.  For those that qualify, you have nothing to lose and everything to gain,  that being thousands of dollars you would be paying to the bank otherwise.

With an average monthly payment paying 75% interest to the bank and only 25% interest to the principal its no wonder it takes forever to pay off credit card debt. That is why the company lowers your interest rate so you can pay more to the principal balance. Its an extremely simple process. Customer service is only available 10a-6pm but the call center reps work later, til 10pm.

There is nothing scammy about it, other than a slight annoyance from people who want their number to be removed. If you want your number removed, all you have to do is ASK TO have your number added to their DO NOT CALL List.

I also received a call from Clear Breeze Solutions.  I also wanted to believe that they were there to help.  After I received their information in the mail I decided that I did was not interested in their services.  I wanted to rescind (cancel with no obligation from either party within 7 days of the contract date) the account.  I got a run around and hassle like no other that I have ever experienced.  I waited on hold forever,  was hung up on and basically "blown off" until the rescission period had ended.  
I then contacted the Better Business Bureau of Atlanta, my credit card company (to whom they charged the $990.00 fee) and the NYS Attorney General.  After 4 weeks of hassle I finally got my $990.00 refunded.  
Please do not fall prey to this SCAM like I did.  
You can call your credit card company on your own and negotiate a better interest rate.  These people (Clearbreeze Solutions) have no bearing on whether or not your credit card company will lower your rates.  That is dependent on you standing with the credit card company.  They(Clearbreeze Solutions) are getting $990.00 to do nothing!!!

Do you realize that you can negotiate a lower interst rate on you credit card on your own?  And guess what...you save the $990.00 fee and pay down your cards just as early as you would if you paid the $990.00!!!!!

Why would they charge so much if they are trying to get you out of debt? I signed up tonight. However, the rep told me that the $990 charge will only show up as a line item on my statement. I asked her several times if it would affect my balance she told me it would not. I went online and saw the charged already temporarily posted. What do you make of this? Have you had an experience with them?

My experience was the same as these - same questions and answers. The "bossman" (he used that word) was Reggie Knowles, and told me his date of birth was 8/1/1959. I hung up after he wanted to give me the customer ID #, and after checking the whole operation out on the web.

My mother,(age 72) also recieved an UNSOLICITED call from Clearbreeze.  Same story as mentioned here, including hanging up when she told them she wished to cancel and wanted the $990 credited back to her card.  I tried to call them to help her cancel, and after 47 minutes on hold, I gave up.  Thankfully, she told me of the situation, I am now helping her dispute the charge on her credit card.  
Anyone that would be interested in the "service" offered by clearbreeze, will benefit from checking out www.nfcc.org  this is the site for the national federation for credit counciling.  Their Member agencies provide individual, confidential counseling in-person, by phone, or over the Internet.
These offices are staffed by professional Certified Consumer Credit Counselors that provide personal assistance to people who need help with stressful financial situations. NFCC trained, certified counselors are people who care about you and your community.  Best of all, They provide FREE and low cost assitance.  That sure beats racking up an additional $990 worth of debt with clearbreeze.

Also, I would like to respond to "MIKE" in this thread, it is obvious that you are affiliated with Clearbreeze, and you are correct that they are a "legit" company.  Legit, yes, but ETHICAL?.....NO WAY!  Shame on you, Clearbreeze for trying to capitalize and further add frustration to common debt issues facing our citizens.  If you really want to help people with debt solution, GO AWAY!!

I would like to add a sincere thank you to the persons that have posted their stories here in the hope to help others avoid these problems with this company.

Your on-spot with the information you provided.  I would like to add that you should NEVER....EVER EVER EVER...give out any personal information to unsolicited callers....ss#, birthdate, credit card numbers, etc...know who your dealing with, otherwise, your probably looking for trouble.  Clearbreeze, look out!  Your days are coming to an end, because we are not going to stop until you are publicized and brought out on the carpet to expose what ruthless, dirt digging dogs you are.  www.clarkhoward.com

They charge that much because they can.  They say that you will save over $4000.00 (their guarantee) and cut the length of your debt by several years.  You can do this yourself if you take the initiative and call your credit card company on your own.  Yourwill be charged the $990.00...trust me I was!!  I finally received my money back after a long hassle.  They don't answer calls and when they do they talk you in circles that you have no way out.  I disputed the charge with my credit card comapny, contacted the BBB of Atlanta and NYS Attorney General because of the run around I got when I tried to cancel within the rescission period.  This IS a SCAM.  You do not have to pay to get credit card rates reduced, just call yourself and save on interest rates AND $990.00

It is infact a charge to your credit card.  You have a 7 day recission period that you will have to fight for to get your money back.  Negotiate your own credit card interest directly with the card companies or tranfer to lower interest credit cards.

If they're so legitimate, why don't they honor the National Do Not Call List in the first place?

EXACTLY!!!

Yes this is a scam and yes they should not be calling you if you are on the Do not call list. Report them to the FTC and your state AG if you have a state Do not call list.

Clear Breeze is not a scam they low my interest from a 22% they helped me

Nikie, how much money in interest did you save?  Just curious

My take on this issue is that you shouldn't sign up for something you don't understand. I understood quite clearly that my card was going to be charged and it was well worth it. I had over $30,000 in debt and my rate went from a 22% to a 8.7; you can imagine how much money I saved. I appreciated Clear Breeze Solution's help after my credit card company (Chase) said I didn't qualify for a lower interest rate.

If you ask me, they did a great job for me. I got 3 of my other cards reduced as well. I simply don't have the time or energy to argue with my credit card company about rates. I'd rather let the pros do it just like any other service whether that's taxes, car washes, Geek Squad, or any other convenience.