877-463-9819

Received call from KTM & Associates trying to verify my address to serve me with legal papers. They called, my in-laws, and in-laws in-laws after I had asked them to stop calling them. They already had my number, and I verified my address. Its about an old gap credit card. They've called at least 40 times.sounds like the same woman calling from both companies.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I got a call from a restricted number on my cell phone asking first for me by my first name and I said yes.  She then said she was calling for a reference for a woman whose name I won't disclose for her privacy and because I don't know her.  I told the caller I had no idea who that was. She pried a little and then said she was an investigator hired by a law firm and had my number listed in connection with a social security number and this woman.  Of course I freak thinking IDENTITY THEFT AGAIN!  Told her I've had the same cell number for almost 10 years, had no idea who this M..... J...... person was but I didn't know her. She gave me the 877-463-9819 number to call along with a case number to reference to let them know.  I called the number, got a recording and asked for a call back because I STILL don't know what SSN they have in connection with my name and phone number.  She wouldn't say why or how my name and # are connected with this woman.

A woman named Nicole Smith is harassing me and will not stop calling

I got call from on unknown caller, telling me I'm going to be serve with papers from Santa clara county. And he give me a number to call and a case number KTM 8774639819. I called them and give the case number he said I have 7 years bestbuy account if I don't pay them they going to leve my bank account and get judgment for ten years.

These people won't stop calling . I block them but they call private . I pay monthly to have my credit check monthly and I don't own anything . Is this company a scam ? I refuse to give anyone my info. But wonder has anyone actually fallen for it ?

This group:

http://kaymanassociates.net/

(888) 603-0451  (Answers to KTM & Associates)

Kayman & Associates
387 Magnolia Avenue
Corona, CA 92879 - View Map
Phone: (951) 565-3190

Someone women Lisa green from group 1 documents is trying to have us call ktm to get an address to serve papers , but what I don't get, the person that they are trying to look for has had the same number For 20 years and they didn't even want his number .  Mean while I only had my number for only a year .

A woman called my husband and said they will be at my house in an hour to serve me papers and i better be there.  I called the number back and told the woman to have someone at my house in an hour and i reported it to the police dept. She had all wrong info on me and nothing matched at all.  Her name was sara thompson and she said no one will be at your house in an hour and she said that no one makes out going calls from the 877-463-9819.  So i told her to get her info straight and to not call my house anymore

An actual Process Server is not going to have any conversation with you about any debt you owe, nor will they demand payment from you. If something like this happens, immediately call local law enforcement and make a full report including as much descriptive information as you can give them of the person impersonating a court officer.

http://www.bbb.org/blog/2012/03/beware-bogus-process-servers/

I'm being harassed by these people.  Why aren't they arrested and in jail?  This harassment and stalking is criminal!

The next time they call, inform them they are being recorded and you intend to have them prosecuted for attempted extortion and wire fraud.

I got a call from my sister inlaw today that someone by name kim davis wants to serve me papers but they want her to sign it and give it to me they also said i got three days to call them or they will send the police to her house with the paperwork for me they also gave her a case number with this number to call back 18774639819 its fun how they had her number and not mine's and we live far from each other why would they call her and not me why would she sign paperwork for me and serve me it doesn't. Add up

Please see CWG40's post above.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

An unavailable number has called both my dad's ex wives one which he's been divorced from for over 10 years. They called him and myself multiple times.  First saying that I was going to lose my license than another time that I will be arrested and recently I'm subpoenad for court. Each time they called from unavailable and gave this call back number 1-877-463-9819

So, got a call from Tracy Zimmerman at this collection agency. She informed me that they wanted to serve me with papers. I called the company she stated was the original creditor (wells fargo) and they told me that I had no outstanding debt. The wells fargo rep also said they were getting a lot of calls from former customers with the same issue. Wells is sending me a letter indicating the account was clear. These folks are scammers who try to bully people into paying debts they dont owe. Get the facts of the debt and reach out to the original debtor before agreeing to anything. Also...dont give them any personal info!!!!!

Received a call at work...woman claimed to be from "US Document Services" working on behalf of KTM Associates. I believe this is just an agent at KTM trying to say they are a service processing group or whatever. Caller threatened to serve papers...this is illegal and fraud and harassment on their part. We need to start a class action lawsuit against KTM. How can we do this? I will be sending them a cease and desist letter but we should do more to put a stop to this. They should pay a heavy fine and be shut down. I live in Florida and am looking into talking to a class action attorney. I don't know much about that process though. Any thoughts??

These people have called my sister my brother in law my mother and left me a voicemail saying they're from a document service for KTM and if I do not get a hold of them they will be taking me to court

This is  a scam  do not believe any thing they say  there will say your going to jail  the cops will come to my house and take me to court . These people are looking for Victims to scare in to giving them money it is a shame please report them or even call the cops. You will always get a letter not a phone call they are spoofing this number. Google this scam