8775285852

Nothing to look into.  Western New York is the world's capital for criminals posing as debt collectors.  But since they talked to you remember that they have to prove that you owe the debt.  You have to prove nothing at this point.

This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

2159 Sheridan Dr Tonawanda, NY 14223

ERG acronym is used by several debt collection groups.  Has a history on 800notes.

Most likely this group:

http://excellarecoverygroup.com/
No contact information that I can find.

Excella Recovery Group.

(Still another Buffalo Bully--reproducing like rabbits)

NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through May 7, 2015.

Selected Entity Name: EXCELLA RECOVERY GROUP, LLC
Selected Entity Status Information
Current Entity Name:    EXCELLA RECOVERY GROUP, LLC
DOS ID #:    4740663
Initial DOS Filing Date:    APRIL 10, 2015
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
ALEXANDER NEMMER
6495 TRANSIT RD
BOWMANSVILLE, NEW YORK, 14026
Registered Agent
ALEXANDER NEMMER
6495 TRANSIT RD
BOWMANSVILLE, NEW YORK, 14026

There a scam company in tonawanda ny

You were scammed the loan was out of stat you never had to pay that I now I once worked there

Its a scam company in tonawanda ny

There's no attys I work there before there scam

This company is a major scam operating out of tonawanda ny

They need to be [***] down

Yup Scam, they called AGAIN today, as soon as I told them I filed a complaint with the BBB and the Federal Trade Commission they said they would stop calling me (at work).  Lets see if that happens.. Crooks...

it is a scam....it is owned by an arabian man who has scammed older people out of money...i got a call and they told me that they were charging me with 3 charges for a payday loan that was charged off in 2010 and that if i didn't settle right then with 500 that i was going to be sued for over 10,000 and i would be served within 48 hours...i talked to the original loan place and i didn't even owe 500 at charge off time...got the place they turned the charge offs to...not the same people....

Tim you worked here? I just got scammed by a Patrick Lotempio says he is an attorney saying my husband has 3 felony charges for ch check fraud because a check bounced I guess back in 2012 for a payday loan. I called the 2 companies who supposedly the loan came from and they said they never gave me any money. I kept accusing them of scamming me after I paid the $2000 plus a 9.95 processing fee and he kept promising me this was legit and he goes to court for these people all the time.  He wlhAs yet o send me any original loan papers or a payoff keeps telling me the secretary's do that not him. NAM debt recovery in depew ny took the money out of my account. I'm in Louisiana and they are in New York. I wish I would've caught The scam before I paid the money. I'm calling the attorney generals office tomorrow to see what I can do. I authorized the bank to take it out because i thought it was legit and was scared I would have to go to court and face charges.

I fell for it they threatens me with felony charges and court so I paid now in realizing I got scammed! Demanding my money back tomorrow

Good luck with that, these are criminals, they are certainly not going to give your money back.  File a fraud dispute with the bank, and take the time to learn about the law and your rights and to file reports.  In addition to a police report:

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Call your bank. Do a chargeback on your card. Specifically state it was a payday loan collection scam. Good chance they will loose their rights to take credit cards.

Did a Patrick Latempia work there

Same guy that called me in July telling me I owed money to a company I'd never heard of  I asked for full documentation to be sent and never heard from him again until today when he called me stating he worked for pfg and associates not erg and associates like he did 5 months ago.

I've gotten a call from a man claiming to be an attorney for erg and associates about 5 months ago. When he told me that I owed a loan company I'd never heard of I demand documentation he said he send it to me and I never heard anything else until today when I got a call from the same man Patrick latempio (or something) stating he works for PFG and associates. Same guy 5 months apart claiming he works for a different company. I looked up the number he left and found it on 800notes.com. surprise surprise

I know better and I fell for it too. Paid half, but stopped second one. Am filing police report too, and reporting to whoever I can. I talked to my state's Department of Financial Institutions and they said whenever they are threatening criminal charges, it's a HUGE red flag. Call your states Department of Financial Institutions, and consumer protection.