8775715847

Got a call from number "unknown" so of course I didn't answer, but did listen to the voice mail. A lady stated on the message that I had been listed as a point of contact for some girl, who's name I've never heard of before. She said she needed to confirm that someone would be home between the hours of 9-4 to be served with papers and left a case number and a return telephone number of 877-571-5847 for "FDS". Of course, she stressed the urgency and said I needed to pass the message along to the girl who allegedly left me as her point of contact, but the voice mail was addressed to me.

I have a sneaky suspicion that this company may be trying to collect on an old credit card debt from 20+ years ago, which for what it's worth, had been stolen, reported as stolen, and those [***] are still trying to collect from me after all these years. Well guess what, FDS? That debt was wiped clean from my credit report YEARS ago, so good luck to you.

Call today from First Distribution Service. They said they were looking for my x-sister in law needing to serve her papers. They left the names Jocelyn (spelling?) Garcia or Carl Davis at 877-571-5847. I called the number and spoke with Carl who to my surprise was professional and courteous. Not the tale tale sign of a scammer. He didn't ask me for anything personal only to get the message to her to call him back. I also told him to remove my home number from his database and he nicely promised to do so. I am sure he laughed and sold it to fellow scammers as soon as we hung up. I ask me usual questions to catch them in a lie but he was good! I got the message to my x-sister in law and she told me about goggling the number and finding this is a scam. Really surprised by this one. I'm left scratching my head as to their calling me. They didn't ask for anything other than to get a message to SIL when I called him back.

Thugs at Legacy/FDS/whatever called you, a distant ex-relative, in order to shame and frighten her. A legal skip trace call to you would ask for her location or contact data, and *say nothing else* about *why* she's being hunted. This bunch wanted you to run to your X-SIL with her dark terrible secret of alleged debt and use you for their dirty work. That ruse and the false threats of process service violated this woman's state and federal rights. She can now sue the collector, a real lawsuit to punish their fake one, and perhaps extract more than what the thugs were demanding for unverified or bogus debt.

I got a call from an unknown number.  The first call they left a message for me, left a message on my husband's cell, and on my father's cell.  Didn't even give anyone a chance to call them before they called my dad?!  I'm 32 and married, seriously!  I called back and basically screamed into their answering machine.  They had used my maiden name and I've been married 7 years now.  Clearly they didn't investigate properly.  The number they wanted me to call back was 877-679-4173.  I noticed it was different than the number everyone else cited here so I called the number listed in the forum.....same woman answering in the same voice, "litigation department" so I hung up.  I asked for their address and got the same P.O. Box as everyone else.  The debt they are trying to collect is some credit card they claim my husband opened 7 years ago with Credit One bank.  He doesn't recall it so I called back.  Mr. Rios was very nice and gave me the full credit card number to the account in question along with the total owed and payment options available.  He did say that the company would sue my husband if it wasn't paid off out of court by the end of this year when the statute of limitations expires.  He then said the amount owed would possibly double/triple with attorney's fees and court fees and there would be a 25% garnishment of my husband's wages.....

I went to Credit One's website and every phone number takes me to the same recording....1 for English...enter my 16 digit CC number...enter the last four of my husband's social....."we are unable to locate that account."  It never gives me the option to speak to a person.  It just keeps re-asking me to re-enter the CC number.  I saw a number listed on their site for collections so I called it...same thing....no way to get a person.  I then looked for a way to e-mail them and nothing.  I'm thinking they are saying it's credit one because they know I cannot verify the information.

The P.O. Box address I too thought was fishy but that is what Credit One has listed as well.  A lot of credit companies use P.O. Boxes for their payments, etc.  So I'm not sure this is so fishy anymore but everything else seems to be.

I got a call from Carl Davis too... after they called my relatives I finally had no option but to call. The man that answered the phone was pleasant. I have had to call several times to talk to Carl Davis, but everyone who answers is pleasant. Carl is a pretty stand up guy y'all. He worked with me and yes it was an older debt, but it was a debt that I had incurred a very long time ago yes, it was still hindering my credit as it was a revolving account. He worked with my payments and even gave me a hardship. I called my bank to make sure they were a legal company and YES THEY ARE. I say if you don't want to call that is because you don't want to pay your bills. That is not anyone's PROBLEM but your own. Just pay your bills and you wouldn't have problems. I wish I could talk to other creditors that are like the people at LGM. I have never been threatened by this company, yes they called my relatives and associates, which was truly embarrassing, but it all worked out in the end. So stop avoiding, quit being ignorant, and just listen to what they are trying to tell you. I was super pissed too, but after I listened to what they had to say I had no choice but to own it. I did it and KARMA will always come to get you, my experience.

I got a call from that legacy management group and that number is 1-888752-0554
The guy left a case number.
 What should I do about this call

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Give 'em a taste of their own medicine -- Robocall them. When they stop answering, use the *67 code before dialing the number. That blocks your number so you can annoy them ad infinitum. They don't seem to like being on the receiving end of annoying phone calls.

➡️  … Give 'em a taste of their own medicine -- Robocall them. When they stop answering, use the *67 code before dialing the number. That blocks your number so you can annoy them ad infinitum. … ⬅️

No, it doesn't.  Toll-free numbers are billed to the number being called, by the minute, by the carrier that provides them.  Therefore, the carrier that provides the number sends an accounting, WITH YOUR NUMBER ON IT, to the current owner of the toll-free number, because they are entitled to know how and where the payments are applied.

The toll-free number delivered this way is called ANI (automatic caller identification), whereas your *67 or whatever only affects calling number ID.  ANI is designed for the phone company, whereas calling number ID is designed only as a "convenience" for regular customers.  You don't receive and cannot affect the ANI except through extraordinary measures.  And let me tell you a secret - with appropriate equipment and phone lines, even if someone dials *67, you can see the calling ID number, anyway, i.e. the person being called can undo the block you think you are using.

By the way, if a number - toll free or not - has been spoofed or stolen, you may be committing harassment or theft of services by carrying through with your suggestion.

Cool revenge fantasy!  Make sure to blow a big ol' whistle at 'em too.  The legend of the "redial whistle blower" will haunt the dreams of tele-scammers 'round the World.