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When I read the "The economy is bad cause banks gave out bad loans and credit cards to people who knew that they had no intention on paying it back" statement....it made me chuckle a bit. How do you know that each person that is in collections got a loan  or a cc with no intention of paying it back? Some of us get cards and loans b/c we need the money. We have to buy things. We have no choice. We have every intention of paying it back, but cant find the funds to do so when the bill becomes over whelming Economy sucks, people have been at of work for two years, its no wonder that people cant pay their debts.

A message was left on my home phone today by a female process server for the "plaintiff" Warren Gomez. She said that she was calling to confirm my address (which she had) so that I could be served. The message included my "docket" number and the phone number: 909-212-5580. This is the same number mentioned in another post. The caller said that if I didn't call back to confirm then it would be assumed that the address that she has is correct. Here's the thing; I'm paying on a debt. I didn't file for bankruptcy. I did, however, start using the services of Take Charge America. I'm wondering if there's a connection between all of us. Is anyone else who has posted here using Take Charge America? No one can check your credit report without your social security number so how are these scammers getting their info? Also, to Payer who posted on Aug. 17, 2011: Good people do fall on hard times.

you are right god people do fall on hard times!!! But its no scam when you owe a bill or someone and they want it back period! That is no scam that is just owing up to what you owe and either take care of it or you dont.... So when people say it's a scam i laugh cause maybe the method to collect may be a little grey but at the end of the day if a person still owes something im sorry that is not a scam and 95% of the world knows that they need a defense to not own up to and acknowledge it and get a sudden case of memory loss when it's brought to their attention that's a scam if you wanna go there

You sound like a [***] collection agent yourself. Who the hell else would defend those dirtbags?

thats funny because they were harrasing my brother trying to find me, so i gave them a call back, they wanted to settle my chase credit card i owed 1500 for 600. so i agreed and gave them my account info so they can debit it out, but im in the middle of a bancruptcy. and i made a big mistake. but then again i was scared of being sued. help i dont know what to do...

Got a call from a guy named Steve Taylor. Looked him up and he is clearly a skiptracer. Heres a pic of the balding fellow :http://www.linkedin.com/in/skiptraceconsultants and his other website http://www.skiptraceconsultants.com/   . This guy left me a message stating he had papers he needed to give me and to call him before I was charged $100.00 no show fee. He then proceeded to call my mother and a prior business partner in a different state saying the same thing to them. My prior business partner told him he would not give him any of my contact info and told him he couldnt charge him $100 for something he has nothing to do with. Steve Taylor then told him he was acting like a baby. Steve Taylor continued to call my mother harassing her with papers for me threatening to charge her $100 for every failed attempt. I called the number he left and they answered "corporate office". Asked to speak to Steve Taylor and they transferred me to a Mark. Mark says "Steve Taylor is a process server, what do you want from us?"  I reply, "You guys are calling me what do you want from me?"  He goes, "Steves a process server."  So I say well should we just leave it with a "Good luck Steve, Ill see you soon?" He flips out and yells "Whatd you say ? whatd you say?" So i just said " Tell Steve best of luck , maybe I'll see you soon."  

I looked up the company and was shocked to read it may be a scam. They have never once left a message claiming to collect a debt or anything. All they ever tell me or my family is that they have papers to give me followed by threats of what will happen if we dont comply.

Thanks for standing up to these people Stevetaylor best friend.  This people have no shame in their game. Harrassing people at work twice a day.  When they can't get a hold of that specific someone they ask to speak to their boss or owner of the business. When they were told that the person employed there are not allowed to have personal calls. And not just that they threaten to send someone with papers to serve my hubby at work between the hrs of 9-5 very next day if we didn't comply with them. So I called them back with a case number. I spoke to a non professional Susan of BMG GROUP.  She states that I need to pay if I wanted the process server to not come to my hubby's place of employment. I told her that this debt was paid a yeaR ago. So she said that I refuse to pay. So before she hung up, she said see you in court.

So after that day I've did a little research talking to attorneys and so fourth..they did a little trace and found that this company violated more then one fdcpa law. My attorney ask if I would to proceed in sueing this company for personal damages. I'm thinking I should, maybe I'll win and pay them to get off my ass.

I filed a job application online that required me to enter my social security number which I foolishly did and this company has been calling me since.  They are now checking my credit report.  They called and said they need to serve me papers and wanted to know my address.  I asked who wants to serve me and they wouldn't tell me.

It's a scam. Got a call from "John Davies" who claimed to be from Alameda County, California. He gave me what turned out to be a fake file number. He called from a blocked number, but told me to call 877-978-4564 to update my address with them so I could be served with legal papers. He had a 2 year old address for me. I called my county operator, who connected me to the Alameda County Sheriff's office. The clerk looked up the file number and showed nothing in my name. He then connected me to the Sheriff who said he'd gotten the same call and challenged them to meet him at the Sheriff's office. He said they hung up on him. I called the scammers back and was told some woman from a nearby city with my same last name (someone I'd never heard of) listed me as an emergency contact. Why this would have anything to do with my so-called process serving, I have no idea.

In a nut shell, DON'T GIVE THEM ANY INFORMATION. THIS IS NOT REAL. YOU CAN VERIFY WHETHER THERE ARE PAPERS AGAINST YOU WITH YOUR COUNTY SHERIFF'S OFFICE.
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BM Group is Bertrand Management Group of Ontario, CA. They have had a number of lawsuits filed against them by consumers for violations of the FDCPA. I strongly encourage you to contact one of these lawyers that has gone up against them:

Todd M. Friedman (216752)
Darin Shaw (251037)
Law Offices of Todd M. Friedman, P.C.
369 S. Doheny Dr. #415
Beverly Hills, CA 90211
Phone: 877 206-4741
Fax: 866 633-0228
tfriedman@attorneysforconsumers.com
dshaw@attorneysforconsumers.com

Bertrand has used a lawyer by the name of Jonathan Lau of the Stepp Law Group of Irvine CA to defend - but they always settle and pay the consumer.

Here's another consumer attorney who has gone up against them:

Joshua B. Swigart, Esq. (SBN: 225557)
josh@westcoastlitigation.com
Robert L. Hyde, Esq. (SBN: 227183)
bob@westcoastlitigation.com
Hyde & Swigart
411 Camino Del Rio South, Suite 301
San Diego, CA 92108-3551
(619) 233-7770
(619) 297-1022

Bertrand has also used Michael I. Goode of Irvine CA to defend some of the lawsuits that have been filed against them - but they always settle and pay the consumer.

Here is a law firm that has a case still going against them so this lawyer might really want to hear that they are still up to the same despicable tactics:

Joseph R. Manning, Jr., Esq. (State Bar No. 223381)
THE LAW OFFICES OF JOSEPH R. MANNING, JR.
A PROFESSIONAL CORPORATION
4667 MacArthur Boulevard, Suite 150
Newport Beach, CA 92660
PH: (949) 200-8755
FX: (866) 843-8308

Mr. Manning's client was harassed by Bertrand in the most outrageous manner. It was really horrible beyond imagination.

And here's one more law firm that has sued them for illegal collection tactics:

Tammy Hussin (Bar No. 155290)
Lemberg & Associates LLC
6404 Merlin Drive
Carlsbad, CA 92011
Telephone (855) 301-2100 ext. 5514
thussin@lemberglaw.com
08/02/13 2:38 PM

Wow! What a day today. I receive a phone call from my mother while I am on break at work. She tells me that a "John Davies" was looking for me and that he was from the County Clerks office in a neighboring city. He stated that he was 20 minutes away from me at my old address and that I needed to call his law firm regarding a lawsuit against me. I call and a woman answers, "Corporate". I give her my case number that Mr. Davies had provided my mother. I am connected directly to a Meaghan. This woman tells me that there is a civil case against me and that I am being served papers that will force me to attend court, have my wages garnished, non-existant house mortgaged, blah, blah, blah, HOWEVER, if I settled with her for $2000.00 then Mr. Davies will not serve me papers. Well being 28 and scared out of my wits, I leave work halfway and drive home. I borrow the settlement money from my mother and before I call back "Meaghan" with my bank info, decided to Google the company's name that the woman provided me with, BM Group. The research woke me up. I called my county Distict Attorney Consumer Fraud Division who pressured me NOT to pay this group because all their claims were unlawful and dishonest. I was advised strongly to call the FTC and my local law enforcement. I reported to both, one resulting in my ID to be on high alert and the second as a peace of mind. Meaghan called me back and I told her everything that my DA told me as well as what the FTC lady told me. Meaghan tried her hardest to convince me, from obtaining my DA's number to call my bluff to convincing me that she would send me proof of their legitimacy ONCE I had made the transactiom, I was lucky enough to prevent myself from making a big mistake and puttin myself in a lot of financial trouble. I told her that I would be more than welcome to meet Mr. Davies at my local police station and be served. I got a mumble or two and then Ms. Meaghan hung up. Haven't heard from them, even though I was told that I will be served by the end of the day. I am so lucky that I called my county DA, and please advise all of you to do so. This group has no legit information on them. Scary part is that they know all my information which I know is listed on my credit report. Scarier is the fact that they aren't even listed on my credit report as a collection company. Scariest fact is that this Meaghan acknowledged all these complaints and most likely are trolling around scaring innocent people. I saved my $2000.00!!!!!