877-670-8890

Haley Torson
Account Manager
ExtraFunds.com LLC

Phone: (877)670-8890 Ext. 2005
Fax: (877)670-8889
htorson@extrafunds.com

www.ExtraFunds.com

PDL Loans also know as Extra Funds.  Don't use them, charge huge APR !!!  and are not legal in most states

keeps calling saying they have something to discuss with me.

Don't call these people they are PDL, big,big rip off. I had a loand thru PDL, biggest mistake I ever made.  I do not use any Payday loan companies any nore, learned my lesson the hard way!!!!!!!!!!!!  They claim they are on an Indian reservation and do not have to be legal in any states.  I call the attorney generals offie in Oregon.  If you do have a loan thru these peopleyou have to pay back the principal plus a one time fee, nothing.

All I can say is if you call me and I don't answer and you get my voice mail, leave me a message-if not we will never talk.  All those people are scum of the earth and act like they are better than we are when in my opinion they are 1000 times worse.....................................screw them.  Figure what you borrowed then subtract the fees they charged and tell them you will only pay the remainder.  Really blow their mind and tell them you have gone bankrupt and been foreclosed on!!!!!!!!!!!!!!!!

I repayed a pdl agency and got call that they will garnish my wages for non payment.  I had called them and they found my payment but want another collection payment.  I have all my receipts from the wire service I used but that pdl agency still threatens me.  What is the law?

I've received several loans from them but, as I look @ my bank statement they are using the name extrafunds.com and pdlloan I'm doing my investigation today and if I find them to be illegal I'm gonna close my checking acct and they don't get paid a thing from me

I just read attorney general office says if you make the loan, you have to pay the principal and a one time charge.  I believe that OneClickCash and Extra Funds.com are illegal. Ihave two loans and that is illegal per Ag in oregon.  They don't want you to pay the loan back asap.  They are only supposed to charge you $31 fee. They are calling and marketing these loans.  Then you don't know how to tell them to deduct the full loan to pay it off. Oregon also says they can't roll it over but 2 times and the companies are doing at least four times.  THESE LOANS ARE ILLEGAL.  i FEEL LIKE CLOSING MY ACOUNT  AND TELLING THEM I AM BANKRUPT AND ATTORNEY GENERAL WILL COME AFTER THEM IF  THEY DON'T CEASE AND DESIST.  IT ISN'T EASY FIGHTING THESE PEOPLE, BUT THEY HAVE YOU RIGHT BY THE THROAT WHEN YOU NEED MONEY QUICK AND DON'T HAVE TIME TO WAIT FOR THE PROCESS WITH BANK OR CREDIT UNION AND THEN YOU MIGHT GET TURNED DOWN.  IT IS A HARD LESSON TO LEARN. i HAVE PAID ENOUGH IN ROLLOVER FEES TO PAY THE LOAN OFF AND I AM FURIOUS. CAROL MAY, OREGON

i was mached up with you from stillwater, I tried to call but no ancer can you please call me thank you 808-634-4006
      or
808-337-2040

These companies are scam artist.
You borrow $300 and cannot get in touch with them to pay back next check, they keep taking and taking, paid over $1200 I am about to put stop payment on the withdrawals and tell bank they are scam artist.

IF YOU LIVE IN ONE OF THESE STATES and were approved for a PAYDAY loan after they were banned  - IT WAS ILLEGAL and the payday loan company IS responsible for breaking the law.

CHECK WITH YOUR STATE ATTORNEY GENERALS OFFICE FIRST

High cost payday loans are illegal in 16 states.  As of the end of 2008, the following states outlaw these very expensive loans:  
    Arizona (added July 1, 2010)
    Arkansas
    Connecticut
    Georgia
    Maine
    Maryland
    Massachusetts
    New Hampshire
    New Jersey
    New York
    North Carolina
    Ohio
    Oregon
    Pennsylvania
    Vermont
    West Virginia
Payday loans are also illegal in the District of Columbia, the Virgin Islands and Puerto Rico.  
In addition, Congress banned payday lending to service members and their families.



West Virginia Sues Eight Payday Lenders
Firms charged with using Internet to circumvent state law


August 24, 2010


West Virginia is one of a handful of states that have banned payday loans. So when lenders use the Internet to do business with residents of that state, the state's attorney general goes to court.
West Virginia Attorney Darrell McGraw has filed suit, asking the Court to order the eight companies, which have refused to cooperate with his investigation, to surrender the records of their West Virginia-based accounts and to halt lending activities in the state.

Payday loans are high-interest loans or cash advances with interest rates that reach as high as 600-to-800 percent APR. The loans, typically made for 14 days, are secured by a post-dated check or an agreement authorizing electronic debits from the consumer's checking account.

"When a company sets foot in West Virginia, whether in person or over the Internet, my office has a duty to ensure the enterprise complies with state law," McGraw said. "Any company that makes payday loans must halt its usurious business and produce records identifying its victims."

The companies and principals sued by Attorney General McGraw's office are:
• Payday Loan Resource Center LLC and Moe Tassoudi of Scottsdale, AZ;
• DirectROI d/b/a Cash West Payday Loans and Mike Brewster of Chandler, AZ;
• First American Credit;
• LoanPointe LLC, Joe E. Strom, Benjamin J. Lonsdale, James C. Endicott and Mark S. Lofgren of Highland, UT;
• Eastbrook LLC d/b/a Ecash and GeteCash of Provo, UT;
• National Title Loans d/b/a National Cash 12 of Elsmere, DE;
• Payday Financial LLC d/b/a www.LakotaCash.com and Martin Webb of Timber Lake, SD;
• Payday Loans-ACH d/b/a www.ACHLoans.com of Emeryville, CA.

End run

McGraw says Payday Loan Resource Center attempts to circumvent state law by charging West Virginia customers a monthly fee to help them obtain Internet payday loans. A suit filed earlier this year by the Federal Trade Commission (FTC) charged Ecash and GeteCash with attempting to garnish wages without a court order. Lakota Cash claims to be an Indian tribe and therefore not subject to the laws of any state.

Since McGraw began investigating the industry in 2005, his office has reached settlements with 107 Internet payday lenders and their collection agencies, resulting in $2,452,979.87 in refunds and canceled debts for 8044 West Virginians.

"Payday loans are predatory traps for the many West Virginians facing difficult times," McGraw said. "We will continue to ask the courts to intervene whenever companies refuse to cooperate with our efforts to protect West Virginia citizens."

Keep informaing the public, there are a lot of folks out there in need and feeling week and these scam artist will definitely target them and make it so easy to get caught and HARD to get out!.... I am very happy that it is now illegal in so many states... BAND them PLEASE!...
I had to learn the hard way

Extrafunds.com. Called them back and asked them to take me off their list; they were very polite and said they would. Hope they're telling the truth!

FYI: I'm a PDL customer..no nightmares with them yet, but they do send pestering emails and TEXT messages despite me sending them return text's asking for them to stop.have received several calls from the number you speak of here..I didn't know it was these payday loan type people. have not answered any of them as i figured it was  telemarketeers. they leave no messages in my voice mail..anyway they were such a nusinance and the only way that i could block them on my cell phone was to put them in my contacts list and create a contact for "unknown telemarket" and then i'm able to place a  no-ring on this contact , meaning they call but the phone doesn't ring( i've blocked the ring) and i only see it later when i see a missed call..to my surprise when i put your number (877-6708890) in my cell tonite and hit send it came up in my contact list as "unknown telemarket"...didn't even know we were talking about the same people and they were pestering me thru phone calls also.

is extra fund. com a gimmick

All I heard was a beep and "goodbye"

This is email I received. Glad I checked the phone number. If you get one of these - look out! When I saw the .net on the end instead of .com, I was suspicious. They sound good in the email but I wouldn't fall for it.


Dear Customer,

My name is Chelsey, and I am your Account Manager at Extrafunds.com.  We have recently tried contacting you in order to notify you of your current status with our company, Extrafunds.net.  Your account has been transferred to us by one of your prior lenders.  Based upon this referral  you are  now eligible for any future loans that you may find yourself in need of with ExtraFunds.com.  We will only need to briefly touch base with you to verify that our information is current. We specialize in quick processing, and are usually able to fund to your account within 1 banking day of your request.  We try to keep our online process as simple and secure as possible by limiting the amount of available information and steps involved.  In the event that you need to update or change any information on your profile, please give me a call or reply to this email and I will make sure to do that for you.


To initiate the loan application:

You can contact us by phone at (877)670-8890, where one of our agents would be more than happy to assist you through the entire process, including signature via reco rding.

OR, go online to ExtraFunds.net , where you can quickly complete the
entire process.

-Step #1- Go to www.ExtraFunds.com ExtraFunds.net  

-Step #2- Login: Username is your email address where you received this email.
Password is the last 4 digits of your Social Security number.

-Step #3-  Verify the personal information listed, as well as loan amount and pay schedule.

-Step #4- Review your loan terms and sign your loan documents.

-Step#6-  Once you have clicked submit, you will be given a confirmation that the application has been completed as well as links to view your signed loan documents.

Once completed, we will immediately receive your application.  At that point your account will be reviewed to verify final approval.   Further information is rarely required, but we will contact you if needed.  As soon as your loan receives final approval we will email you to confirm that the funds will be sent.

Please let me know if you have any questions at all, we are more than
happy to assist you anytime that we can.

Best Regards,

Chelsey Nelson
Account Representative
ExtraFunds.com LLC
Phone: (877)670-8890 Ext. 2007
Fax: (877)670-8889
cnelson@extrafunds.org

ExtraFunds.com LLC
33 N Main St.

This is the reply (to that exact same email) I sent to Chelsea Nelson:

From:     *******@gmail.com
To:     cnelson@myextrafunds.com
Subject:     Re: Notice of Updated Status
Date:     Fri, Feb 4, 2011 1:32 pm

Hello Chelsey Nelson,

I hope your company is not paying anyone for referrals...as the information they gave you regarding my personal and financial information is more than 4 years old and does not pertain to my situation any longer.  I am no longer employed, I haven't lived at that address since 2007, I no longer have a driver's license, nor a checking account, and more than likely I can't or haven't paid off the loan from the prior lender who sent you my information.  I would seriously check into where your referrals are coming from and whether or not your company is paying for the referrals...because if you are, you're getting ripped off.

Please delete ALL of my info from your files so that my personal & financial information does not continue to be emailed or handed out like "Buy One Get One Free" consumer offers.  Better yet, could you please forward the referrer's contact information to me so that I may take care of this situation personally & legally?

Thank you,

*******

FYI....Internet payday loans are illegal in Kentucky.

I just got a call from them but like a previous poster it just beeped, then an automated woman's voice said goodbye and that was it, Going to file an FCC complaint, I'm on the DNC list.