877-786-4120

I was checking my account to see if a check had posted and i noticed a debit coming out of my account today for $30.  I called my bank and they gave me the # to these direct funds people.  I call and the woman verified ALL my info, email, physical address,EVERYTHING...and said i applied for a payday loan on 9.12.11.  She said that they were not the lender but a company that finds loans for people and that the $30.00 was their processing fee! I told her i have NEVER applied for this loan. She then tries to sell me this loan story by saying why wouldn't i take advantage of the opportunity. At that point i knew this has to be a scam other than the fact that i never approved this transaction. THEN i asked which payday loan company the loan was approved for and how much was the loan.  She stated that they CANNOT give out that information! HA! She said that after the processing fee clears, i will be recieving a email from a loan company in the next 30 days for my guaranteed loan that i never applied for.  I told her and her supervisor "SOMDI" that i was calling the BBB and going down to my bank to stop this transaction from taking place. They were so appologetic but of course they can't stop the transaction from their side. This is some Bull$h!t!!! After i hang up, Somdi calls my number back from this #813-421-7390, and leaves a msg stating ANOTHER person's name, saying that i will be recieving a refund back within the next 30days.  Go ahead cause they are NOT getting the initial $30 either.

Thank you. I went and filed a complaint. i may not get my money back, but i at least got to let out some frustration. I also put a stop payment on this at the bank.

The same thing happened to me they cont to call my phone stating it was a legal matter not even that when they called my phone I stated she was not hear so when I returned back to the house my family stated I missed a phone call and the guy that called stated his name was Nick Anderson and he mentioned the last 4 digits of my SS number to the person who answered the phone when I was no were around what a f------ [***].....so all of a sudden when I get home and look at my email it stated a $30 fee for something not even sure I will cont to report this issue to the Local News, FBI, BBB and who ever else need to be contacted because this [***] is ridiculous just like I found a job you can to besides sitting here scamming people for their money..

Deducted 30.00 from my checking account without my knowledge or consent and cannot get them to answer their phone.   Been on hold 3x this a.m. for 20 min. or more.

What can I do?

This just happened to me today.  You obviously are an idiot if you think all of these posts are from people that signed up for a payday loan and now we're whining about it!!  I DID NOT sign up for a payday loan and they don't even have my correct address!!  I was on the phone for 30 minutes with them and then was disconnected, I did finally get back thru to them. They actually tried to tell me that perhaps someone else in my household signed up for the loan....I said yeah, my 2 chihuahua dogs are very proficient on the internet!!  IDIOTS!!!   I have since called my bank they are filing an ACH dispute and said this is obviously a problem!  You can bet I will be watching my account daily to look for any further charges by this fraudulent company!!!

I went to my bank and told them (my bank) it was a fraudulent charge.  I signed a affidavit and the funds were back in my account the next day.  I did notice a string of calls from the number that was on my online bank statement (that I check online daily for unusual activity) 877-786-4120.  I have blocked their number so it goes straight to voice mail, and they have not left any messages.  Based on the posts here, I'm assuming it's a payday loan scam.  I didn't take out a payday loan, but am a bit concerned that they got my bank routing number and account number and were able to initiate a debit.    I'm a business owner and advertise, so my office phone is all over the Internet, but they also have my mobile phone number and have called it.  They must be stealing information from a legitimate company.

Why Why Why is this allowed I am sooooo pissed! these people took out the $30 and overdrew my account by $70 because my bank charged me for overdraft and insufficient funds! I am a single mother of two and cannot afford to lose out on $100 because some IDIOTS that were failures in life! #%&@*$&*$&#@*%&#&%&%*%#$*%@#$&$%$%@*#$%$@#%! That is all I want to say but can't! I tore the rep a new one and still they said they can only refund me $20....yea right Im having my lawyer friend give them a call!

I agree I getting the run around with them as well they told me the money was credited back to my account but it was not there and then whe i callled bak they said they had internet problems and are trying to resolve the issues so I could get my money back something need to be done. I don't know how they even got my information to go into my account.

Thanks for the advice and I went ahead and filed a claim against them because when i talked to them today they told me they were having internet problems and they trying to fix it.

Same exact thing. I saw it on my bank statement. They are telling me I applied for a payday loan and services on 09/16/11.  She said the only thing she could do was refund me 10 of the 30$ they took out. Mind you, I was 150 miles away from 6am-10pm on the day they said I applied.  I call [***].  This is ignorant. I will be dealing with my attorney general and the ftc.

Exact same thing. Scammers!!

they just hit my account as well trying to get my bank to deny the transaction

this happened to me also. im upset cause they took the money out without n e call or notice. My account is now also overdrawn!!!!!!UUgghhh!!!

i suggest doing a stop payment when u see the charges. yes u will get a stop payment charge, but the 30$ will return to ur account in 48 hours

yes. i just had that issue today and have put a stop payment on it!!!! how do they like those apples

This is the third time they got me and I had to pay $38.00 stop payment fee to my bank for a charge I did not give permission to withdraw. My bank had the audacity to say that it was listed as an verbal agreement. WHAT! thats so stupid and untrue. Going to my bank and either they are going to do something or I am closing my account after 20 + years. Don't understand why the banks are not protecting us better than this.....

this is crazy how they can just go into your account and do this.  they also did this to my account.  wtf

Do you happen to know their web address? i am trying to report them to the bbb but they need either a street address or web address. i have been scammed out of 30.00 from my bank acct without my knowledge.

I got up this morning to check my account and guess what I see? A 30.00 withdrawl that I have never authorized. I am in the process of getting my bank to give me the money back but dang, the person who answered the phone when I called the 877 number has such un-clear english that I could not understand them and hung up. Good luck all in getting your money back.

Funds Direct
1111 Desert Lane Suite 2241
Las Vegas, Nevada 89102-2305
(877)786-4120

Nevada Financial Institutions Division is the regulatory authority in Nevada. Contact them in case of any complaints or information about payday loan laws. You can get in touch with them at:

Address – 2785 E. Desert Inn Rd., Suite 180
Las Vegas NV 89121
Phone – (702) 486-4120
Fax – (702) 486-4563

http://www.ovlg.com/payday-loan-laws/nevada.html