877-786-8864

my expierence with this company was good. i was relieved to resolve my matter with them. they wer very helpful and respectful

Debt Extortion Scam

From the N()m()r()b() site:
(877) 786-8864 is a Social Security Phishing Robocall
DATE BLOCKED: November 13, 2023
CALL ACTIVITY: Severe! Last detected 1 hour ago

Quote:

This message is intended for .....*****...... There's a judgment complaint being filled with your name and Social Security number attached. Please press one to talk to a representative or contact us at 844-385-4640.

Listen to message
https://800notes.com/Phone.aspx/1-844-385-4640

The vague scare tactic message is designed to panic a victim into calling back.

Most debt collectors will use a certain amount of pressure to convince you to pay the debt. After all, they often don't get paid unless you pay. Be suspicious of a debt collector who uses an unusual amount of pressure to get you to pay immediately, particularly if they also use scare tactics to get you to pay right away. For example, a debt collector is scamming you if it :

• threatens you with a lawsuit and tells that you can avoid the lawsuit by paying right away
• Says a Process Server  or Courier is coming with papers to sign
• Threatens to call / go to your place of employment
• Insists you have been notified, served or are non-compliant via phone message(s)
• Refuses to give a company name or verifiable Contact source
• Refuses to send proof of debt via US mail

A sure sign of a debt collection scam is a collector that wants to you to pay via wire transfer or another method that can't be traced. If the payment method can't be traced, you'll have a harder time getting the authorities involved.

If the creditor sounds completely foreign, or you know you never had an account with that business, there's a chance it's a scam. Never pay a collection you don't recognize. You have the right to request written proof of the debt from the debt collector before you send payment.

https://consumer.ftc.gov/articles/fake-abusive-debt-collectors
https://www.texasattorneygeneral.gov/consumer ... ollection-scams
https://www.ag.state.mn.us/Consumer/Publications/PhonyDebtCollectionScams.asp
https://www.consumer.ftc.gov/blog/2019/02/ftc ... llection-scheme
https://www.consumer.ftc.gov/blog/2017/08/pha ... onate-law-firms

Quote:

Here are some ways to find out if a debt collector is legitimate.
•You received a letter in the mail. ...
•The agency is licensed in your state. ...
•The collector can verify your personal details. ...
•You can request information about the debt. ...
•There's more than one method of payment. ...
•A company works with you, not against you.

Source: https://www.bankrate.com/personal-finance/deb ... ctor-is-a-scam/

File a complaint:
https://www.consumerfinance.gov/complaint/

Constantly calling my cell phone and work number, with a threatening collection call.

This is a scam as they can provide no correct, concrete information. Refuse to provide anything in writing, and the account they claim I used was closed long before the date they claim their "event" occurred.

Scam, 100%.  Says to press 1 and then it hangs up on you.  Call back and a 'receptionist' says she needs your number to find the firm that called.  Then says, it's probably a wrong number call and then confirms you were called in error and hangs up.