877-794-3646

Someone keeps calling me from this number claiming to be Investigator Lewis looking for a old friend claiming initially I was a reference on a loan then claimed I was a co-signer. She refused to provide me with a company name or direct contact I got this number from my home answering service after she called my cell phone from a private number daily. Whoever this person is called me a [***] so I know better than to assume they are a true debt collector.

This company started contacting me about 2 weeks ago.  It a man stating his name was Bradley Rhine.  He contacted, my sister, my father AND my other sister's husband's MOTHER.  I have talked to that lady once in my life at the wedding.  I don't even know how to contact her.  

He called saying that I need to respond by 5:00 pm or he will be suing me for a PayDay loan that I took out back in 2008. When I called back, the lady said that I could not speak with Bradley, that he is a representative of the county and that this agency works for him.  She proceded to tell me that I will be thrown in jail.  I stated my rights under the Fair Debt Collection Practices Act and she acted like she didn't even know what that act was, and then because I'm anal I researched all the rights under pay day loans and started spouting off laws left and right about the validity of interest rates, having to be licensed to issue a loan, the cap on interest rates (which is 24%, most pay day loans charge an interest rate of 120% or more) and she told me that I'm not "privy' to those rights.  Finally, I asked her to send me documentation that Check Management Services owns that debt, including the original amount of the debt, any interest, fees and charges as well as any prior payments made.  She said she would e-mail it over to me but she refused to send it by mail.  She sent a document that had the company's address on the top (78 Webster Street, North Tonawanda NY, 14120) and it stated that I owe $1400.00 and that is about it.  I proceeded to Google the address on that company and there is no record of a company by that name at that address.  

Finally, I contacted a lawyer and he researched the company and said that it does not in fact, exist.  Unfortunately, he said that he cannot sue a company that doesn't exist and that I will just have to ignore them until they will eventually stop calling me.

I want to thank Andrea for all her information as it was extreamly helpful.  
Now that I know who they are I will not be returning their call.
God bless you Andrea for all the help.

The guy that left me a message on my  cell phone was very threating and said if I didint call him back he would put me in Jail.


These guys need to be shut down.

Hey guys these people helped me alot maybe you guys should pay your debt stop being scums and making us tax payers pay for it....Get a real job Adrea pay your bills and they wont call...They helped with with everything I needed to doooo...Thank You

Just received a call from this phone # a few min. ago.  The lady said that she HAD to talk to my sister who I said was at work.  I took down this # and called my sister who asked if I checked the internet which I hadn't.  I did an internet search and called her back to say to NOT call it and it was a scam.

The lady on the phone said that she is Investigator Lewis.  Said that my sister's name was listed on a Sears account & loans and that the lady wasn't paying her debts.  She gave me the name 'Debra Krueger' who had my sister's name listed.  We do NOT know such a person!!!  I said that she (Lewis) is calling the wrong person 'cause my sister doesn't know anybody by that name or know of anybody in Clive, IA.  We live in a small town in Iowa.  We signed a paper with our local phone company to trace all of our phone calls 'cause we've been harrassed before but not just by scam companies.  The last time we received scam calls, we reported it to our phone company who said to just ignore the calls.  We check our caller ID before picking up.  If such #s come up, we just let the answering machine pick up.  Our phone company said that once we've ignored the calls, the scammer will stop calling which is true.

Joe (Jerk)
If you paid attention alot of the calls people received were for people they don't even know so how is your website or comment helpful stop being judgemental and assit or keep your opinions to yourself

They called my parents asking for someone they did not even know and left a message on there machine ... Thanks for the tips I will tell them to continue to screen there calls

I recieved a call a year ago from an investigator Roberts, Johnson, Lewis and they all had indian accents. and wanted money for something I really don't recall ever doing.  I filed Chapter 7 last year and a few payday loans that I had were on them,  I told them I filed chapter 7 and that I am not sure why you are calling.  They were rude and then I looked up the number and it was a land line in New York somewhere.  When I reported it to the police they said i had to call my police or FBI in my state.  I think they are sick of the scammers.  Then I reported the number to the FBI and Consumer in The USA.  The whole thing is really bad, what they do is get a number that can be opened and closed just like that and they get your money and by the time you figure it out they are gone.  NOW I got a call from this number and they gave me a case number and a company that I never DID business with.  I told them I filed Bankruptcy and that no one should be harrassing me.  They said that my lawyer should call and not to give them an attitude.  WHAT?  Then I said I would call the company to inquiry and MERDOCK (if that is his name) Cause Roberts sounds just like him, (how do they keep their names straight)  Merdock told me not to call the company name that he gave me because then it would be grounds for harassment.  I called the company and they do not have my name in the sytem or SS#.  Then I called the other payday loans I had bankruptcy with and they have me on file as filed and they are not putting any judgements against me.  So I called and and Roberts answered now and I ask for Merdock and he said what can I do for you, he pulled up my case number and I told him I called and to mail me something.  He did not verfly my address like a professional company would.  My Lawyer told me there was no case numbered like that filed.  They said when someone has a judgement or is filing a complaint you would get something in the mail to appear in court.  The courts would also send something.  BOY DO THEY have all the avenue's covered to scare people who do not know.  I just ate lunch with a girl who this happen to and she gave the called $2,000 2 months ago.  She was so scared she didn't think twice to clear it up she gave it.  She didn't even have any proof from the company.  PLEASE investigate first PEOPLE before you give any of your money to these callers, we need to educate people on what is going on in this country.  It is getting so bad that you do not know who to believe.

JOE OBVIOUSLY WORKS FOR THE SCAMMERS
they are the only ones who come here and claim how "helpful" the CROOKS  were AND THEN call the posters complaining about the scam that they are SCUMBABGS that should pay their bills.

FACTS -
ITS ILLEGAL for a debt collector to claim to be with any government agency
ITS ILLEGAL for a debt collector to THREATEN arrest


Both of these are sure sign that it is AN ILLEGAL DEBT COLLECTOR that is trying to collect money NOT OWED and they cannot prove THAT ANYONE OWES THEM.  

SINCE THE COMPANY DOES NOT EXIST -  its the FAKE DEBT COLLECTOR SCAM  - they are the ones who USE PHONY GOVERNMENT AGENCY NAMES and will not tell you about the debt AT ALL - JUST DEMAND PAYMENT

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ – HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM – ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

NO

Guess your well honed oratory skills failed LOL!

Hey Mike, ARE you one of the scammers!!!??  BEcause this has nothing to do with paying your BILLS dude, it has to do with Scammers trying to get peoples money, MAYBE They should get a real job and PAY TAXES, when they take from the people of the USA they do not pay taxes on that money BECAUSE they are scammers to the people and the government.  So MIKE Go AWAY!!!!

Lamet!  Thanks for all that you are so right and I hope we post this all over the web, because these scammers are getting money from people who are scared.  It is amazing people like Hoe and Mike who are probably scammers (if that is their names) LOL  So PEOPLE Don't pay them.....

I recvd a call from an investigator anderson, saying to call bk or they will file papers saying check fraud. i had to call him back at 877 #. i googled the nimber and found this info. do want to state it sounded real. but i have not gotten any info in the mail only this call and i know somewhat about the law. so i thought something was strange. thank u Andrea for ur info...

these collecters are simply tryiing to collect on internet cash advance loans...they are legit and a real company...may use some hardcore methods but trust me the people they are calling and leaving messages for borrowed money and decline to pay them back....they are the real scumbags. when u borrow money u have to pay it back...the mafia breaks legs...the banks take ur home and cars...these guys pretend to be investigaters instead of taking ur computers!

No they are not using "HARD CORE" methods - What they are DOING IS ILLEGAL.  PLAIN AND SIMPLE  - ITS ILLEGAL

there is no debt - just CROOKS stealing money

sir these are real debts