877-799-8284

This company called my mother threatening legal action against her.  My mother called me because she is smart and I have worked in the collections industry for 12 years.  They claimed she owed $3501.67 but they would be willing to settle for $300.00.  They claimed the charges were $568.00 original balance with $200.00 of interest.  They claimed the interest rate was 48%.  An account with that balance and that interest rate since 2012 would actually have $272.64 added per year.  That's just simple math and an obvious red flag.  Although that is illegal, this wasn't their biggest infraction.  They claimed to also have $375.00 in fees for a process server, $500.00 for discovery, $1200.00 in court fees, and then said there was also a charge from the court clerk for $658.67.  It's a little convenient that the only charge that isn't an even dollar amount was the final one they provided accounting for the exact remaining balance.  They could not tell me what court it was sent to, they just kept saying the "local court".  They did, after 3 requests, provide an email outlining the case.  The email didn't have the whole original account number, it just said xxxx xxxx xxxx 7946.  ANY LEGITIMATE COMPANY would have the entire original account number for the account they are handling.  When I finally got someone higher up on the phone, he provided me with all 16 digits.  The account number they provided was not a real credit card number.  There is a specific way banks come up with credit card numbers.  It's called the Luhn algorithm.  This is how the banks choose the last digit of the credit card number.  The next problem is the extra charges they added on.  No process server would be involved unless a court case was already being files, same goes for the court fees and clerk fees.  This is them trying to make you think you are getting a great deal.  Why not tell you a balance that's 6 times what they will settle for?  The final problem came when they gave me the original account number.  The first 6 digits of any credit card are the Bank Identification Number.  You can run a quick search on these 6 digits to find out what bank the account was through.  When I did this I got a completely different bank that the one they claims this account was through but was able to confirm with them that this is not a valid account number and their records would include accounts opened in the past 7 years, even if they had sent it to collections or sold it off.  If these guys contact you demand all paperwork including the full original account number, principal balance, current balance, and all charges making up the difference.  If they claimed to have a court clerk charge ask them what court it is through.  If they tell you a court simply call them and inquire about the case.  If they won't tell you what court they have a case filed against you then they are lying.  This does not mean all accounts they have are fake, and you may actually owe and account they are handling.  Just be careful that they don't have you overpaying your balance.  That is fraud.  If you feel you are being scammed contact your attorney general.

Also, if they claim it was sent to a specific court, don't ask them for the number or let them transfer you.  They will simply get you on the phone with the person who sits next to them and pretend they work for the courts.  Look up the number to the court yourself.  These people are scum and give us collectors who follow the laws a bad name.

Yeah they called me to saying I owe money and I need to sign these forms bc they took legal action.. they left no company name and just left this number 877 799 8284. I called my lawyer right away and he said he was 99% sure it's a scam. Scum of the earth..

Some female Alisa Whiteman called from this number 877 799 8284 saying they have important documents they are trying to deliver and have a way off street address  and I have lived where I am for 15+ years. They have also been calling my relatives and getting them all upset. Makes me very angry and I am not late or owe anyone money.

spoke to a woman, she seemed legit like she didnt know what was going on. i told her that her number was being used to scam people and she put me on hold. not sure i shes part of the scam or if she even knew.

got call from these people on my cell yesterday and today. They called my brother, my brother's ex wife and my mom saying they had legal paperwork they were trying to deliver and I needed to call 877-799-8284. I did call and the woman kept asking me to verify my birthday and social security number both I said no to and told her i wouldn't because of identity theft and she responded by saying she was terminating the call and hung up. SHOCKING!!!! What they do not know is I have the ability to back trace and find out who and what the are....
RW Financial Group
16519 Victor Street #327
Victorville, CA 92395
California business license has been suspended for non-payment of taxes
currently have 73 complaints to the California Attorney General's Office
BBB rating C-
Owner: Kasandra Boatwright

I just got a called from these number, and my dad and I just got thread by them saying we were going to be sent to court and after that, we were going to be sent "back where we came from" because we were "[***]" he said my dad owe $1500 and couldn't afford to pay his debts, but he was here stealing American's jobs and we did not deserve to be here. I was speechless and did not know what was going on. My father has never owned any money or has not had anything under that CC company.  Worst feeling ever, sorry for my dad that was on the other line listening to all of his shenanigans. Horrible person.

is this legit?