877-812-8094

I answered a call from a restricted number ... they said that were following up on a case for a failure to be served in a collection of debt. They told me a past debt had no statute of limitations MBA was affiliated with bank of America and a loan I took out for 10k  (which I said that was incorrect) had accrued to over  50,000 dollars. he knew the last 4 of my social security and my address... they told me I had to contact Atty Anthony Miles at 877-8094 referring to case #PS866346CR , I called the number and they said the atty was in court and wanted to verify I was the correct person ... threatened to guarnasheeing wages, etc... He said his name was Chris Biaz extension #104 he said he would check with a supervisor and see if there is a settlement ...came back with an offer of 6,982.24 and said he saw I had a credit card that I could put it on... He said I had til 5:00 to resolve this.  Ironically my wife came home soon after they had hung up and she has a voice mail with similar information and they said they were looking for me.

Tons of misinformation there.  All debt, with the exception of taxes and student loans, has a Statute of Limitations regarding the time they have to sue you.  Yes he had information to make this extortion attempt look legitimate.  They "attorney" was in court?  That is a new one on me, I'll have to make note of that.  That is their problem if they failed to serve you.  Do Not Pay Them One Red Cent.  They legally must do the following and you should be asking these questions (make sure that you read the following very thoroughly):

Whenever someone tells you that they are a "lawyer" or that they work for a lawyer or law firm, the first question you should ask is what state(s) they are registered in and their BAR number for that/those state(s).  Then go to that state and check them out, contact them directly using the information in the state registration, as these crooks have been known to research real law firm names and attorney names and impersonate them.

Criminals are masquerading as debt collectors in an attempt to extort money from people by scaring them into believing that:
a.       You are going to be sued and it will cost you lots of money when they allegedly “win” their case.
b.      That they are about to file criminal charges or that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, even though debt is civil not criminal, there are no criminal charges, and debtor’s prison was outlawed over 200 years ago.
c.       That they will take away your driver’s license.
d.      That will garnish your wages without actually being suing you, going to court, or even winning a case and obtaining a judgement followed by a judge’s consent to the garnishment.  They also claim that your wages will be garnished in amounts far above all legal limits.

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.  They often call people that have never even been associated with you because they get erroneous information off of the internet.

They will use the words “Mediator”, “Arbitrator”, “Law Office” or claim that they are a “Lawyer or Paralegal” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws, even though they do have to follow those laws.  They also tell you that if you fail to call them back you are "waiving your right to council" or that “the case will proceed without you” which is pretty much nothing but hogwash.  They tell you that they need a “statement” from you regarding the complaint and if you don’t call back they “wish you good luck as things unfold”. They use the phrase “consider yourself notified/served” or “govern yourself accordingly” a lot, something they should do themselves.

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work they need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and have to be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there is actually a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid. 

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Similar experience.  I had an arbitration case which I WON against MBNA, and was contacted 8 years later by a debt collector for the same issue, with beaucoup interest padded up.   Challenged them through FTC and they backed off.  Diffferent scumbags called me a week ago.  I reported it to FTC again.   They have no standing to bring a lawsuit - even the statute of limitations has long run out.  Can’t find out who they are because I would love to sue them.  The are scammers, violating every debt-collection law on the planet by masking their original phone number, faiiling to identify the details of said ‘debt’ and not advising me of my rights or recording the call.  I have close to ‘perfect’ credit, and have NO consumer debt.   I can also afford an attorney,  Make me rich, you [***]!!  Folks, Don’t ever be intimidated by anyone.  Demand they validate the debt right off the bat.  And if t all possible, pay your crudit cards off each month, or make a plan to do it.  Don’t be a slave to anyone (Yeah, I know we work 5-1/2 months for the IRS but, just sayin’...)

Yes received this call from nationwide documents stating they could not deliver these documents of a debt. And I need to appear in court. They said to contact David Hansen give him my case number. Yes I figured something was fake about this caller

I had the exact same experience as above person Kristian C. I do not have any debts and perfect credit, which I monitor daily. Does anyone know if this is a scam or what?

Umm, did you bother to read any of the other posts?  Because I think that question was answered.

Well some think it's a scam and others think its a debt collector. So the question was not answered.

Gee, maybe it is a debt collection scam?  In any case I see debt collection as the common link in all posts.  Now, you can do what you want.  You can read the other posts and ignore mine and go away as clueless as you arrived.  Or you can use the information in that post, go to the federal and state agencies that I have linked to, read what they have to say, contact them for clarification and then, using what I would suppose should be between your two ears, to come to a logical and informed conclusion.  As always this is a free country and you always have a choice.  Clueless or informed.  However it has always been my experience that clueless people are the first ones who get scammed.

I received the same call on Friday with some of the same circumstances.  This is a total scam and has not validity and should be ignored by anyone seeking clarification.  This is ridiculous the way these scams are increasing rather than decreasing.

I got the same call on the 14th of this month they wanted to send me a form to sign in email to confirm a settlement this was for an account I had 16 years ago the document they emailed had no information in it at all in the voicemail they left they were national document services I looked online for this business found some similar names called but all places said they do nothing like that seems to be a scam for sure

A 16 year old debt is beyond the statute of limitations to sue to collect in all 50 states.  Whether you wish to settle if indeed you even owe the alleged debt is up to you but once you make a payment, the clock on the statute of limitations resets and you can now be sued and it goes back on your credit report. Chances are they do not have all the documentation to validate the debt and that they have the legal right to collect it.  If you have concerns, consult an attorney that specializes in consumer debt. Most will give a phone consult for free.