877-822-9054

Really...are you employed by this lowlife company....cause my number could have come from anywhere...cell phone companines do not care if you are friends or related to a person if they have a vacant number you get it...these compananies could care less they are bullies and bottom feeders

Such sensitive people - if you don't recognize the caller, simply don't answer the call, that is what I do.  If the caller does not leave a message then the call must not be that important to them - people working as bill collectors are simply robots calling whatever number their computer pops up...

Midland Credit Management call on Sunday's early 8am from different numbers, never leave a message, they are aka Carson Smithfield.

All the information you need to send them a cease and desist letter by certified, return receipt US mail:
MIDLAND CREDIT MANAGEMENT AKA ENCORE CAPITAL GROUP
Posted in:  https://800notes.com/Phone.aspx/1-877-822-9054
Per Tamianth
MCM contact page with a location in California:
https://www.midlandcreditonline.com/contact/
The also go by the name Encore Capital Group:  http://www.encorecapital.com/contact-us
BBB Page is being updated:  http://www.bbb.org/sdoc/business-reviews/fina ... diego-ca-101104
However this was previously on their page-note the government action against them:

BBB Accredited Business since 5/1/2000 (1227 complaints and a government action and they are accredited?)
Midland Credit Management Inc
Phone: (800) 825-8131
Fax: (877) 414-0961
8875 Aero Dr #200, San Diego, CA 92123
http://www.mcmcg.com
View Additional Web Addresses
Additional Web Addresses
http://www.midlandcreditonline.com

BBB® Accredited Business Seal
BBB® B+ Rating

Complaint Type Total Closed Complaints
Advertising/Sales Issues 5
Billing/Collection Issues 1105
Delivery Issues 1
Guarantee/Warranty Issues 3
Problems with Product/Service 113
Total Closed Complaints 1227

Government Actions

Swanson V Midland Funding
Date of Action: 12/12/2012
On December 12, 2012, Midland Funding, LLC settled a lawsuit filed by Lori Swanson, Minnesota's Attorney General, against the company last year for filing unreliable “robo-signed” affidavits in collections lawsuits and sometimes targeting the wrong people for payment of old bills that it purchased from credit card companies. The lawsuit alleged that Midland filed thousands of collections lawsuits against individuals in Minnesota courts, often supported by unreliable “robo-signed” affidavits generated at Midland’s St. Cloud, Minnesota offices. Several Midland employees admitted in sworn testimony to signing up to 400 affidavits per day, either without reading them, without personal knowledge of their contents, and/or without verifying the accuracy of the information contained in them.

The Consent Judgment requires Midland to: provide individuals with validation of the debt; verify the identity and address of an individual claimed to owe money at the outset, before any collection effort is made, investigate the matter and, if it cannot substantiate the debt, close the account; take steps to correct any adverse credit reporting, and not later resell the debt; not file affidavits w/ the court unless the person has: a) read and understood them, b) confirmed the authenticity of any documents filed w/ the affidavit, c) only based the affidavit on the signer’s personal knowledge, and d) signed the affidavit in the presence of a notary who acknowledges the affiant’s signature in accordance with law; implement standards to ensure it does not sue people on debt that is beyond the applicable statute of limitations; implement procedures to ensure it does not sue people on debt that it does not own; may not pursue a default judgment without giving the person written notice that their response does not constitute a legal answer and waiting 30 days so the person can seek legal counsel or otherwise respond to the lawsuit; include added specificity about the facts supporting its claims in its lawsuits so that individuals can meaningfully respond to the suits against them; at least 10 days before it pursues a default judgment against an individual, send a copy of the judgment request to the individual.

Under the Consent Judgment, Midland will also resolve outstanding and future consumer complaints made to the Attorney General’s Office and pay $500,000 to the State of Minnesota.
Other complaint Sites:
http://www.ripoffreport.com/reports/directory/midland-credit-management
http://collectionagencydebt.blogspot.ca/2011/ ... management.html
They are a Kansas Corporation.  Information from the Kansas Dept. of State:
Current Entity Name    Business Entity ID Number
MIDLAND CREDIT MANAGEMENT, INC.

    0048421

Previous Names:
MERCHANTS FINANCE CORPORATION, INC.
Current Mailing Address: 3111 Camino Del Rio North Suite 1300, SAN DIEGO, CA 92108
Business Entity Type: KANSAS FOR PROFIT CORPORATION
Date of Formation in Kansas: 09/09/1953
State of Organization: KS
Current Status: ACTIVE AND IN GOOD STANDING

Resident Agent and Registered Office
Resident Agent: CORPORATION SERVICE COMPANY
Registered Office: 2900 SW WANAMAKER DRIVE SUITE 204, TOPEKA, KS 66614
Bizapedia has this on Encore which is a Delaware corporations:
http://www.bizapedia.com/nc/ENCORE-CAPITAL-GROUP-INC.html
And this on the address these criminals are located at.  Seems they have a lot of different names:
http://www.bizapedia.com/addresses/8875-AERO- ... O-CA-92123.html
So remember, when dealing with these scumbags remember that you have rights:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office and the California AG’s Office:   http://oag.ca.gov/

When you can go over to 213-443-8794, we will need a straight jacket.

This is a branch of Midland Credit. They are calling a number (apparently now your number) that was associated with someone who has bad debt. They are not really looking for the person they say they are. They just want to verify someone is dumb enough to answer, then that number goes on a list, then they sell that list to other creditors who will call you. They get paid by the volume of numbers they call, and the volume of numbers (lists) they provide to other creditors. Block the number, or don't answer.

Day and night harasing phone calls, for no reason at all.

harrassing calls from this number

I make payments every month and they still call me at least three times a day.   I find it very annoying since I have made the attempt to pay off my debt.  I wish they would stop calling on a consistent basis.   I would like them on a block call, which I have set on my phone to reject the call.   STOP CALLING!!!  DEBIT WILL BE PAID WITHIN DUE TIME.

Pay your bills. They will stop calling

This applies to any debt collection company, do not answer the phone, if you really want the calls to stop, send a CEASE & DESIST letter by certified mail, return receipt to make sure you know they got it, once they receive that, they can no longer contact you, your family or friends to find you, At that point, they must contact you by mail only, if you are not the person they want, I highly doubt you will hear from them again. Check online for C & D letters, you can find them, they are out there.

What an ignorant comment!  If u weren't so dense, you'd know most of these calls are to the wrong person.  Ppl who can't pay their bills let the phone bill go unpaid 1st dumbbell ao they don't have to worry about being the one who is harassed.

If they call than 4 times a day you can sue them

Get up to 6 calls per day.  Early morn and as late as 9:00 pm.  I could use it as an alarm clock because I am not out of bed yet when they start calling.  What about the poor handicapped ones of us???  I have been receiving these calls for about two years now and I owe no one anything!!!!!

They have called (and been blocked) about 52 times now. There is never anyone on the phone, and they never leave a message. Here's what their website (https://www.midlandcreditonline.com/help-center/phone-calls-faqs/) shows:
"Midland Credit Management communicates with our customers via letters and phone calls. If you received a phone call from 1-855-808-0414, 1-855-798-4722, 1-855-789-8625, 1-877-411-5551, 1-866-580-4780, 1-877-237-0512, 1-800-265-8825, 1-866-927-7380, 1-877-411-6748, 1-877-822-9054, or 1-877-236-7498, MCM is trying to contact you regarding a personal business matter. " Yeah, sure they are.

Called Fri, Sat, Sun@8am
Told them wrong number do not call, on national do not call list, reported them, told off, don't call again!!!
Do not have outstanding debt, wrong name.

I have been getting calls constantly from these people since I was a teenager and now i'm 23, just block them they are questionable at very best.

This is not a legitimate caller. They are spoofing caller ID and this is a scam. Anyone who says this is real is a liar and a scammer. They do not follow the law.

They are scammers.

They've been calling my wife's cell phone for months using a variety of different numbers. We absolutely have no debt and I serious don't believe they even know who they're calling. If they believe otherwise then can send us a letter but we will not under any circumstances discuss private, personal or financial information over the phone with anyone. When you pick up your phone you have no idea to whom you're actually speaking these days.