877-898-2898

Got calls to mothers hm #and father in laws cell# to call me and gave nm above and case #, asked me to call for legal papers to be served to address. Account was from 04 from bally stating they will sue if I didn't settle. Tried searching for pcq associates, his name wayne allen in linkedin.com, and a reverse phone search all unsuccessful.

It's a scam. Below is their job wanted ad from Craigslist. They have scripts on every PC that blatantly violate FDCPA. They will call your employer, family members, associates and neighbors as private process servers from whatever state/county you reside in. When you call back they state they do not make outbound calls... "We're just the filing agency" and lo and behold they can settle your 4,000 pumped up debt that was just about to be taken to court for $500..... If it was real don't you think that as a business for profit they would follow through with the "lawsuit" and collect the entire amount?

James Cork is the manager here. His alias is Derek Alexander.

PCQ & Associates stands for Preston Clark and Quinn Associates.

Previous number was 877-514-3491. They changed it because they know what they're doing is illegal.

Customer Service/Outbound Calls 27720 Jefferson Ave, Temecula, CA

compensation: call for details

Looking for people that are driven, high energy, must have people skills, and strong phone skills. Sales experience is a plus but not required we can train. Flexible hours, with competitive compensation +++bonuses!!! Positions are filling fast. Both full-time and part-time positions are available.
Contact James Cork @ 714 360 4773

Call 714 360 4773 and ask to speak with James Cork. He goes by Derek Alexander as his collector name. Let him know that you're onto his scam at PCQ Associates and that you won't be intimidated.

they say they're going to bring documents goodluck with that. i don't know who in their right minds would call you back. the voicemail doesn't belong to the person intended. ive never heard of a court official calling to let you know they are coming to serve you. it makes no sense. do the repo people call you to give you a heads up? crazy people

Hi ,my name is rick i received a voice message on my home phone yesterday in reference to a pending action. i didn't bother calling i get calls like this all the time but how did you find out all this information did you work for them ? i mean i looked them up there a collection agency or what seems to be by all the other feedback from others...can you please inform me because i wants calls to stop.

Real legal processors do not call you, they just show up!

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

https://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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To report Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Consider buying a call blocking device or phone..
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Daps&field-keywords=call+blockers

Informational Post:

A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

They are not real debt collectors. Real debt collectors don't threaten you with empty threats of a lawsuit and pretend to be process servers and once you call in pretend to not make any outbound calls. They will not stop calling. You have to let them know you will contact the proper officials or the BBB.

Preston, Clark and Quinn Associates aka PCQ Associates,  is located at 27720 Jefferson Ave., Ste. 210, Murrieta, California, and is managed by James Robert Cork, who lives on Ravenwood Dr. in Murrieta, CA.  PCQ is connected to multiple other offices, including GCCS, LV and V Associates, PLS Associates and BG and M Associates.  BG and M Associates, is run by Barbara O’Neill. Smythe, Stone and Crum aka PLS Associates, is run by a questionable character be the name of Ahmad Zubair Amozgar (he just got “promoted to his own office a year ago).  LV and V is located in Corona, under the name of Bernie Gomez.

Further, the name of an attorney that these offices have been using, at least for letterhead purposes, have turned up at all offices.  I spoke with this attorney today and he confirmed that he “represents” all three offices but claims he did not know the extent of the illegality involved.  While I do not believe this attorney’s claim of ignorance, out of courtesy I have agreed to withhold his name, at least until such time as my investigation is complete.  I will say that the contact person for his law offices, per the documents produced from the various aforesaid collection agencies, all list a John Alarcon as the contact person.  My research indicates that John Alarcon was involved in at least two lawsuits wherein he was sued, along with an attorney, for among other things, fraud, breach of fiduciary duty, conversion, etc.  some of the allegations where that Mr. Alarcon falsely represented himself as an attorney, and was actually a signatory to attorney-client fee agreements.  Mr. Alarcon was served these lawsuits  in June of 2011 at 495 East Rincon Ave., #175, Corona, CA…..does this address sound familiar to anybody!!!  Alarcon’s co-defendant, attorney, Raymond Carl Prospero, was disbarred in 2012.  Now Alarcon is the contact person for aforesaid collection agencies.

Alarcon now runs a business called “Community Law Center” in Corona, CA.  The lawsuits filed against him are in Riverside county, case no.’s RIC 1108501 and RIC 1107045.  He is also prominently mentioned in the disbarment paperwork of Raymond Prospero in 2012.

Two federal lawsuits have also be filed against Bernardo J. Gomez dba LV and V Associates for violations of the FDCPA.  Ahmad Amozgar also has two federal lawsuit filed against him for violations of the FDCPA, one for NLS Associates and one for Direct Resource Capital dba DRCC.

What is clear from all the foregoing is that this is a huge operation, well worth the FTC’s time.  Further, because of the efforts to de-centralize the offices, and to have each manager get their own “crews”. along with other evidence we have obtained out of Corona, it is clear that the real owners have had experience with FTC investigative techniques and procedures.

Employees for PCQ and Associates, 27720 Jefferson, Ste. 230? (I forgot to look when I walked in lol)

James R. Cork-manager

David Arreaola

Maximillian Perdo

Frank Rimanda

Nancy Anderson

Jacqueline T. Hooper

Serena Lara

Jason M. Vasquez

Leslie Barba

Juel Benoit

They have called me the last two months ! Except a Riley calls first from an UNKNOWN number !  Each time is been a different number she tells me too call  but gives me same claim number!  She states , that someone is going to serve me with legal documents taking me too court and I better act fast ! When I called the number to get more information , I spoke with a Robert who advised me I owed like a little over 3,000 and  too send 630 dollars and everything would be settled by a certain date!  I never called back and now today she left a voice mail with a new number stating the same information.

Received a call from Michael Cox at Clark and associates regarding a lawsuit against me for an unpaid credit card! From 11/13..told me due was 931.92 + 1150.00 fees...I told him that credit card was never over 150.00 and paid off!! He fumbled his story and said sometime had charged on it and I was liable because it was in my name..I told him too Just try to collect because I have my paid off receipts!! He said he has proof of charges..I said..see you in court and hung up!!!!
Don't be fooled by them!!!!!!

I got a call from Jefferson and Associate saying that i had legal action against my name and ssn. They told me if i didn't call in the next 3 hours that there will be a cop at my door to arrest me. I tired to call back but it said it was the wrong number, so i was so confused on it. I have never been threaten by anyone about this.

This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

I just received a 300 charge on my Navy Fed account. Have no idea how they got my card number