8882129884

Yep, they tried the same scam on me.  Said they were collecting a debt of MRS. JOE and since Texas was a community property state I was responsible for the debt.  I have never had a citibank account and the SS# they said was on the account does not belong to me or my wife.  They said it belonged to Mrs. JOE...since when does the SSA issue numbers under MRS anything?  I believe they just did a people search and tried to find any sucker to fall for their threats. They threatened to sue for fraud...what?  I told them to "bring it on" in writing please as I need the documentation for my lawsuit against them. Hey, if they call back, dont get mad, or use abusive language as they are trained to ignore it, just calmly and kindly start inquiring about their lingerie preference.  Dont say anything slanderous just try to calmly find the one thing that pushes that particular collectors buttons and run with it.   It's really lots of fun...remember unless you make a payment on a debt that has expired they have no legal recourse, but if you even send 1.oo you have effectively brought the debt back to the current status and all bets are off.  If you cant keep calm, just hang up until you can get your thoughts together.  KEEP YOUR WITS ABOUT YOU.  Remember it is illegal to record a conversation unless they tell you in advance that the call is being recorded and receive your permission. NOW LETS HAVE SOME FUN WITH THESE PEOPLE>  Ask to speak with LOUEWANDA BENJAMIN.

PROGRESSIVE PORTFOLIO MANAGEMENT INC
475 W Merrick Road
Suite 202-3
Valley Stream, NY 11580
Tel: 516.821.1118
Fax: 516.821.1129
Toll Free: 888.212.9884

info@progressiveportfoliomanagement.com

This company has the worst tactics ever in history of mankind. A man by the name of Bob Winters used profanity when asked why should I pay a debt that is not mine? It is my ex wife's debt. He was very nasty with his aggressive tone than proceeded to get a legal rep on line, Mr Keith Malone, who states that he is an Atty and that he will have legal action take place and my family would have to pay in conjunction with restitution meaning jail if I did not find the means to post date a check than gather the funds and get them into the bank. Also stated that I need my own Atty because I had stolen from the bank fraud of some sort. I advised him I did no such thing. I hung up on them after he wanted me to give some sort of legal statement. He clearly broke the law and so is the so-called PPM company, all of them. They are low life hustlers trying to scam us hard workers out our money con artist. If you will, I'm sure they are the thieves. What's PPM stand for anyway? My current wife was so upset I had to calm her down. We called her brother who is an Atty in the state of VA and we asked for help. He advised us to sit tight let him deal with this. We gave him the number he called in was transferred to Bob Winters. Mr Malone was out so he said, and he put on a Misty Smith she then proceeded to say how can I help you? What's your case num? So my wife's brother the "Atty" said I'm calling back about this account. Gave them the account num which has been misrepresented as a case number. He asked what court did they file this so-called complaint when he gave her the account number and she said are you calling to give a statement? He then said no and went on to assuming that he was me and demanding that he pay this debt or else he would be processed! She told all my personal info to him and broke every FCPA law ever imagined that did it. He then hung up. Never said he was an Atty and now we have a case and the debt is not even ours. Funny part is my ex wife and I haven't seen nor spoken to each other in over 13 years. I knew that one day I would find some justice in having her for a wife one day and this is it. What a laugh! The jokes on them. We will see if they

Under the Federal Trade Commission's Fair Debt Collection Practices Act,
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

"Reader's Digest Version"

collection agencies may not:

* use any false, deceptive, or misleading representations or means to collect debts.
* They may not harass, oppress, or abuse any person while attempting to collect a debt.
* A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to.
* Collectors may not tell others about the debtor's personal finances.
* A debt collector may not contact your friends, relatives, employer or others, except to find out where you live & work.

If you are contacted by a debt collector, you have a right to a written notice, sent within 5 days after you are first contacted, telling you the amount owed, the name of the creditor, and what action to take if you believe you don't owe the money.

If you believe you do not owe the money or don't owe the amount claimed, contact the creditor in writing & send a copy to the debt collection agency with a letter telling them not to contact you.

Consumers having any questions or complaints regarding a collection agency may contact the Federal Trade Commission at:

Northeast Region
Federal Trade Commission
1 Bowling Green
New York, NY 10004.
For Consumer Complaints contact the Consumer Response Center:

By phone: toll free 877-FTC-HELP (382-4357); 9:00 am to 5:00 pm Eastern Standard Time, Monday through Friday;
 
By mail:
Consumer Response Center
Federal Trade Commission
600 Pennsylvania Ave, NW
Washington, DC 20580
or through the Internet

Whoever this is called a few times.  They wouldn't say who they were, just PPM.  They wouldn't say why they were calling.  They started verifying identity.  When SSN info came up, I hung up.  Called back and told them I wasn't at home but got their info.  Caller identified himself as John and gave me a file number.  Doesn't seem legit.

Progressive Portfolio Management (PPM) is a fairly new company collecting on debt that is out of statute, meaning by law you the debtor do not have to pay this debt at all and PPM knows it.

PPM (scavenger) will try anything in order to get you to pay this debt from calling your ex-wife or husband stating he/she was listed on the debt and maybe your ex (you) foridge their signature and now they owe a potion of the debt, at the same time telling your ex they need to sue you in order to get their money back.  This is all in an attempt to get the debt paid by any means.

PPM specialty is calling mothers of the debtor threaten jail of their child or law suits so that your caring mother is so upset, tells you, so that you will call in and now they got you.  Your number appears and now they can look you up by a reverse number search.  One of there tactics is muting the call so that everyone in the office can hear the frantic debtors cry and scream in shock of this debt hoping that they can get some useful information.  

Don’t forget YOU DO NOT HAVE TO PAY.  Check the date of the debt, do not admit to the debt, ask for paper work, and take notice of your state statute of limitations laws of a debt and then tell them to kiss your, well you know.

One other thing they just hired a lawyer. In the beginning of the company the lawyer they had quit because PPM was doing to many questionable things, such as telling debtors they had to pay or they would get suede, not the case, unless you admit you owe this alleged debt or paid on this alleged debt which means you agree you owe.  Now they have hired another lawyer just so they can use his name as a scare tactic don’t let him intimidate you just get your own lawyer who will be happy to take this case especially if you tape the conversation.  Guarantee PPM will say something that will benefit you and your lawyer.

By the way the web site does not represents them at all take a trip to the office. Google the owners name or do a background check on him. WOW!!

I got a call from a Bob Winters from this company. He claimed I owed over $5,000 from a check that bounced almost 2 years ago. He said my bank wouldn't release the funds and they need payment today. First of all, why was I never contacted by my bank about this? Second, at the time I didn't even have that much money in the bank, why the heck would I write a check for almost 5 times what I had? I asked if it had my signature on it and did they have a copy of the check, because the so-called check was never returned to me. He THEN claimed it was an electronic check that was done through e-bay.

During that time, I had my identity stolen and someone opened a paypal account in my name and tried to buy a bunch of stuff, so I figured it was due to that. I told him that and he acted like I was lying.  He said his client needed to be paid, no matter what the situation and asked why this identity theft case was never delt with. I told him it WAS delt with, through my bank and through the credit bureaus. I also tried to file a police report but LAPD wouldn't help me with that. He said I had until the end of the day to get "proof" from my bank of this identity theft. I have a feeling he just wanted my bank info, and if I sent anything with my account number to them that would have been BAD.

I went online and googled the number he called from and got not only this site but tons of others. All my identity theft stuff was taken care of. I should not have to pay anything and the things he claimed are definitely not legal. He said it would cost more than the $5,000 to fight this, and most likely I would lose. He also said if it goes to court I would have to go to New York (I live 3,000 miles away). LIES. All of it was lies. He wasn't as rude to me as some people but it still scared the hell out of me.

Mecca Hyman Smith we know you left the msg on here, you need to stop stealing and get your life together. & by the way you are the most illeagal collector on the east coast. and take a bath  you smell like fish

I just won a niceee little lawsuit from thid company. The things they are doing are illegal. Let them leave voicemails and sue their [***]!

I keep getting e-mails from this Home Affordable Program, eligibility@homeaffordableprograms.org  
They say I have been approved for assistance with my mortgage.  Includes approval numbers and web pin.  Only thing is I do not have a mortgage, PTL    
We are having problems with some folks that bought, or I should say have been buying for 5 years  my husbands business and have a land contract on a home we own on the same property.  They have been making money with our machine shop for 5 years and 9 months and haven't paid us a dime for the last 9 months.  They were suppose to pay us off last Dec., the balance on the business, but say they could not get the120,000.00 loan.   Said they wanted an extension, so we went to an Attorney to get it drawn up. At great cost to us. They then didn't want it and just stopped paying anything.  It is costing us a fortune in legal fees.  We said we would take the inventory back and let them out of the contract, no deal.  We offered mediation with a pastor, no deal, we have tried very hard to settle this problem even offering to give 1/2 off the loan.    Now I am just hoping these folks haven't taken a loan out on our property.  It would be illegal, but that doesn't seem to matter to them.  They say they will just go bankrupt and our business will be sold to pay any creditors they may have.  They made over 250,000 in just one year with our business, I can't see how they can go bankrupt.  Looks like bankruptcy can be used to steal from innocent people.  These folks say they are Christians, but in reality they are the kind of people that give Christians a bad rap.  We are Christians and Christians don't act this way, At least they shouldn't  It has been a real eye opener.  Justis in this County has really taken a turn to the dark side.  Really looking forward to Jesus coming back.

They called me at my work from 760-724-2004.  I repeatedly asked for their mailing address and the guy would NOT give me any information.  He rattled off a SSN that wasn't mine and then a home address that wasn't mine.  He said his name was "Don Williams"  ... I laughed in his ear.  He then said he was going to send a FAX for verification of my employment to my HR Director.  I laughed again and said go right ahead.  Little does he know that I AM THE HR DIRECTOR !!!  LMAO ... What a bunch of idiots.  I told him "nice try fella"  and hung up the phone.  I traced the number back to Vista, Ca.  I called the number back and a latino guy answered.