888-215-8961

Franklin Collection Service.

Franklin Collection Services has been calling my 10 YEAR OLD SON'S CELL NUMBER and harassing him thinking he is a debtor owing money to one of their clients after REPEATED ATTEMPTS TO TELL THEM HE IS ONLY 10 YEARS OLD and requests to stop.  

The following are the numbers and dates of contact from this company



1-662-840-6720  12/18/07

1-800-458-4758  12/31/07

1-662-690-2270  1/01/08

1-888-215-8961  1/08/08

1-662-690-2281  1/18/08

We when you answer the phone, a recorded meassage come on saying we have made sevral atemmpt to contact you and resovle this matter.

Scam.  I was suspicious because 3 collection companies claim to be working for AT&T (an unpaid bill).  I requested Debt Validation by Certified Mail.  Got a Bogus form letter from Tupelo, Mississpippi 38801 said "as compliance to Section 809B" (?) with last 4 Digits of my SSN indicated as -0000, actual proof inc. statements from AT&T as required for proper validation.  I'll send them another Certified Letter stating insufficient proof, and report to FTC.

typo correction,their response did NOT have actual proof inc. statements required for proper validation.

809B refers to the section of the FDCPA that covers validation of debt.  They are required to obtain that information from the original creditor and not from their records.  You didn't mention how old this alleged debt is.

Statute of Limitations by state:  http://www.nolo.com/legal-encyclopedia/statut ... hart-29941.html

FDCPA:   https://www.ftc.gov/enforcement/rules/rulemak ... ctices-act-text

Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

FRANKLIN COLLECTION SERVICE, INC.
Posted in:  https://800notes.com/Phone.aspx/1-844-717-5708
https://800notes.com/Phone.aspx/1-855-270-7195#p1043748938150542464
Web site lists them in Mississippi:  http://franklinservice.com/contact/
BBB gives them an accredited A with 121 complaints and 2 negative review:  http://www.bbb.org/mississippi/business-revie ... elo-ms-4000926/
Strange that the BBB doesn’t list this consent order from Massachusetts to correct violations of the law by these criminals:  http://www.mass.gov/ocabr/banking-and-finance ... e-04142015.html
Facebook page doesn’t have any fans:  https://www.facebook.com/pages/Franklin-Colle ... 161443380544464
Bloomberg gives the names of the head criminals at this organization:  http://www.bloomberg.com/research/stocks/priv ... ivcapid=6461892
Mississippi Dept. of State info:
Name History
________________________________________
Name        Name Type
FRANKLIN COLLECTION SERVICE, INC.        Legal
Business Information
________________________________________
Business Type:    Profit Corporation
Business ID:    554216
Status:    Good Standing
Effective Date:    06/09/1988
State of Incorporation:    Mississippi
Principal Office Address:

Registered Agent
________________________________________
Name
DAN FRANKLIN
2978 W JACKSON ST, PO BOX 3910
TUPELO,  MS 38803-3910

Officers & Directors
________________________________________
Name        Title
Dan Franklin
2978 W Jackson St, Po Box 3910
Tupelo,  MS 38803-3910

Other complaints:
They sent this guy a postcard, wow talk about and FDCPA violation right there:  http://www.creditinfocenter.com/community/top ... cpa-violations/
http://franklin-collection-service.pissedconsumer.com/
http://www.ripoffreport.com/r/Franklin-Collection-Service/Tupelo-Mississippi-38803/Franklin-Collection-Service-They-Are-Breaking-Laws-Tupelo-Mississippi-318162
http://www.complaintsboard.com/complaints/franklin-collection-service-c148793.html
http://badfinance.org/review/1308058/franklin ... debt-collection

Looks like they have been sued a lot:
http://media.ca11.uscourts.gov/opinions/pub/files/201312276.pdf
http://www.leagle.com/decision/In%20FCO%20201 ... 0SERVICE,%20INC.
http://law.justia.com/cases/federal/appellate ... 2014-01-02.html
http://www.leagle.com/decision/In%20Adv%20FDC ... 0SERVICE,%20INC.
http://www.plainsite.org/dockets/jvk8iqk8/pen ... on-service-inc/
https://www.pacermonitor.com/public/case/1013 ... on_Service,_Inc
https://casetext.com/case/clark-v-franklin-collection-serv-inc
https://www.isba.org/cases/7thcircuit/2012/09 ... ctionserviceinc
http://www.calautofinance.com/wp-content/uplo ... ion-service.pdf

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

they're sending us letters in the mail a year after they said it would be reported to the credit bureau.  Now they are at it again.  they are a scam.  So glad they quit calling!! they can reach you by mail, they don't have actual bill info or Social Security # because it's a scam!! So many scams these days! We did have service with Direct TV as well as AT&T and it was so poor that we had to go back to Charter our original internet provider.

I received a fake letter from these scammers trying to rob me money for AT&T bill and I never been AT&T customer in more than 10 years. Even letter has a fake po box FSCI PO BOX 3919 TUPELO MS 38803-3910
I just proceed to shredder this letter an envelope. Just ignore all this [***]

So, you threw away the letter that had all your rights printed on it and now they will have to assume that since you did not dispute the debt that it is actually yours?  That certainly was not very bright.  Your advice stinks by the way as you should never ignore mail sent by a debt collector.