888-228-0291

We get call from 716-299-0135 Niagra falls New York a man says we owe money on payday lone back in Aug 2007. he gives us a 800 number to call him back the number is listed as a number for a Locksmith in California.
We did not give any info to him, but told him about the many scams out there wanted to make sure he was legit. He called back on Monday my husband sid he had to go and took the 800 number down again. We called police both times.

I received a call from this number to a man stating his name is Mr. Harflower and he is an attorney. He left number on my voice mail, but I never returned the call. Can anybody tell me who the hell is this?

1-888-228-0291. I just settled a Cashnet loan with this law firm / collection agency. I borrowed the money last year and couldn't pay. I knew someone would be calling sooner or later. The best thing to do is just pay the debt. The money wasn't a gift. It stops the calls as well.

I doubt very much that this is an attorney; I can't even find a business under this listing. If it were a real debt, somehow I think everyone would've been notified in writing.

Look up the number for Cashnet USA-the real one-call and I can guarantee they will tell you that this is a scam that has nothing to do with them and they are warning consumers not to fall for it. What they have done is steal money from you..money that you probably did not owe.

Here's the real Cashnet USA's phone number if anyone wants to verify they've been scammed. 888-801-9075.

Caller ID also gave this number: 716-299-0136. According to CashNet, someone took out a loan using our name and info. After I can't tell you how many trips to the police department to file affidavits and false identity reports, not to mention the time it's taken to fax and mail all the documentation to these wahoos, which for some reason (gasp) they never receive, they continue to try to get us to pay back a loan we never took out! This was over a year ago and I got a call tonight from this same company. I don't believe there ever was a loan and went as far as contacting the bonding company that supposedly backs them up telling them that I was going to pursue legal action...on the bonding company! Funny, tonight when I told 'Mr. Casmar' that I also had an attorney they didn't want to talk to me anymore! What a scam!!! I guess they don't know that in Texas we still prosecute folks that steal our cattle...what do they think we do to folks that try and steal our money???

Hi got a call again from the guy. Did not answer. But I know the scamer knows we know they are a scam. The guy visit 800 notes and saw all the complaits and what Atturney Gen said too. Plus the local police said not to pay any attention TO the scam or give info.

Got a call again differt # 716-299-0131 Niagra falls. Ididn't answer. The man left a message, stated the case was transferd to his office and gave us deadline and gave the same 888 # again. I had google it the first time and it went a locksmith in California then found it on 800 notes. Like I SAID before I'm listening to the Atturny General. The first caller said we had payday loan from Aug of 2007. Others # (0135)(O130)

This is very real !! They are not a scam, they are a licensed law firm in NY state. Im not saying there is not a fair share of scams, but i promise you this one is not. They offered me a settlement outside of court i refussed now im paying double of what it was. they garnished my wages. So to the people that really think this is a scam. Do this!! did you have a loan that you did not pay, well if you did and they are calling then i guess its not a scam is it. So dont make the same mistake that i did and listen to all the people on here, They are people that have loans that just do not want to pay. In the end they will have a civil judgment placed on them with and will be paying just like i am.

hey [removed:lang] fyi  We didn't take a payday loan in the name they said. We only deal withj one and we are current with it.plus PLUS we notified the police and Atturney General and said it was a Phishing scam. plus check our records credt report too.ALSO The New York AG  has Warning

Even The New York Atturney General warns us agaist these Phishing scams. Like I Said before. we did not have anything close to what they they we owe BACK IN AUG 2007.

They call themselves "The Law Offices" and claim to have 26 lawyers.  However, when asked for some of the lawyers' names, they cannot produce one.  Why would I ask for a lawyers name?  To check with the New York Bar Association and verify if they are indeed a licensed lawyer.

They are a collection agency pretending to be a law office which is illegal based on the Fair Debt Collections Act.  Here is what you can do:

1.  Send a letter to "The Law Offices" asking for validation of the debt owed.  In the same letter, request that all future correspondence be put in writing and that all phone contact cease immediately.  Make a photocopy of the letter for your own records, then send the letter to them certified mail showing proof that it was sent by you and received by them.  Here are their addresses:

Physical Address:
"The Law Offices"
4248 Ridge Lea Suite #45
Amherst, NY  14226

Mailing Address:
"The Law Offices"
P.O. Box 1426
Amherst, NY  14226

2.  After sending this letter, go to the New York Attorney General website and file a consumer complaint.  Here is the direct website address:  http://www.ag.ny.gov/bureaus/consumer_frauds/filing_a_consumer_complaint.html   Scroll down to the Buffalo Regional Office and click on the complaint form.  Fill out that form and mail it to the Buffalo Regional Office.  The address to send the form to is both on the form as well as on the website given above.  Make sure it goes to the Buffalo Regional Office.

3.  If you have received a letter from them, you can report them for mail fraud.  Because they are claiming to be a law office(which they are not) and because they are asking you for money, they are committing mail fraud.  Mail fraud is punishable by up to 20 years in jail and up to a one million dollar fine.  Go to the United States Postal Inspection website and you can file an online complaint regarding this company.

4.  Visit the Federal Trade Commission website and file an online complaint with them as well.

5.  If "The Law Offices" has contacted any of your friends or relatives by phone asking for you claiming they are calling on behalf of a "lawsuit" or "law office", you can sue them for up to $1,000 per infraction in civil court.  These guys love to harass people's distance relatives and friends claiming they were given their phone number by you.  This is a final step after all the others are done and is handled in civil court.  You will have to do your own research on how to go about taking them to court.

Doing all of this will stop them from contacting you, help shut down their operation and help put the owners behind bars for a few years.  Isn't the internet wonderful?   :)

Now they are calling themseves Power Office. same before not answering send ing to consumer fraud and other authorities.

I will tell you this ,and this only . They call you for a reason , One reason only YOU OWE MONEY they will get it out of you i promise as much as alot of these places are fraud. The civil Judgement that is now on me and my garnished wages also prove this place is real. So mr i think i know it all, you should not pull people away from this place just because you dont want to pay something back. Because i once listen to a [***] like you once and look where it got me. Maybe they are not the go by day Law Offices but they are VERY REAL and i swear to people i am paying because one of there attorney took me to court. Harris Beach look him up mr. they dont have any attorneys. Talk to people when you have cold hard facts not because you dont want to pay your loan.

I am suing "The Law Offices, Inc" and "Deborah Maloney". Met with a lawyer on Monday and I am eligible for damages. The facts are presentable. Workplace harassment. Defamation. Employment Standards Act. Cost $800.00 for retainer but it'll be worth it....Estimated damages being sought are $45,000.00 in addition, my lawyer us seeking his own damages for court costs too...Last time I retained this lawyer to sue this former company. He is an excellent lawyer. Very aggressive..I am sure there will be a settlement..... Ms. Maloney is estimated $500,000.00 indebted to her lover/investor....LEARN HOW TO OPERATE A BUSINESS...

NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through May 18, 2010.


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Selected Entity Name: VISION ASSET MANAGEMENT GROUP, LLC
Selected Entity Status Information Current Entity Name: VISION ASSET MANAGEMENT GROUP, LLC
Initial DOS Filing Date: OCTOBER 09, 2008
County: NIAGARA
Jurisdiction: NEW YORK
Entity Type: DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status: ACTIVE  

Selected Entity Address Information DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
VISION ASSET MANAGEMENT GROUP, LLC
256 3RD ST. STE 31
NIAGARA FALLS, NEW YORK, 14304  
Registered Agent
NONE  

This office does not require or maintain information regarding the names and addresses of members or managers of nonprofessional limited liability companies. Professional limited liability companies must include the name(s) and address(es) of the original members, however this information is not recorded and only available by viewing the certificate.
*Stock Information# of Shares Type of Stock $ Value per Share
 No Information Available  
*Stock information is applicable to domestic business corporations.
Name HistoryFiling Date Name Type Entity Name
OCT 09, 2008 Actual VISION ASSET MANAGEMENT GROUP, LLC

A Fictitious name must be used when the Actual name of a foreign entity is unavailable for use in New York State. The entity must use the fictitious name when conducting its activities or business in New York State.
NOTE: New York State does not issue organizational identification numbers.

United States Border Patrol (U.S. Customs) have been alerted of this cross border empire. They have been alerted of the employees who cross the border to smuggle letters over the border to be mailed from within the United States. All letters issued from "The Law Offices" are prepared at the Canada site. They are then transported over the border to be mailed from Buffalo, New York or surrounding areas so mail is post-marked as originating from the United States. We will see what happens next time when they attempt to cross the border with these letters..I believe this is mail fraud, according to the New York State Attorney General Office, especially when these letters are being smuggled and being mailed to US Consumers to illicit money. FRAUD!! The hammer of justice will hit them hard!!!!

GOOD NEWS......The Ontario Ministry of the Attorney General has confirmed that "The Law Offices" aka "The Law Offices, Inc" is not regulated as a law firm BUT rather a collection agency. In fact, was advised that the "entity" name of Collection Agency listed is "DMG Consulting".....Naming a collection agency "The Law Offices, Inc" is prohibited practice. The Collection License issued to Deborah Maloney-Gillespie. SIMPLY PUT. This will be released publicly on the Ontario Attorney General Website. They will be in contact with the New York State Attorney General Office to confirm the allegations and will conduct a mutual investigation. The Ontario Minstry of the Attorney General Office has inquired as to why this collection agency is operating as a "law office" and to that effect, gross negligence and perputrated FRAUD. This is an economic crime. Wire Fraud and Mail Fraud. Both in Canada and the U.S.A. Once an investigation has been completed, and if the facts reveal the allegations, an "ORDER FOR REVOCATION" will be administered by Registrar of Collection Agencies in Ontario. This means.....GAME OVER!!! I hope the employees are prepared for this.....Maybe when Deborah Maloney crosses into the U.S.A. they arrest her and prosecute her for felony fraud.....HEADS UP!! I guess dreams can be shattered..lol.....:)

You can make a complaint against Deborah Maloney and her operation known as "The Law Offices" located AT 94 Jarvis Street., Fort Erie, Ontario Canada L2A 2S4.

In Ontario, The Collection Agencies Act regulates debt collectors and their practice, regardless if they are collecting on debts from US consumers. You may make complaint and advise of the "misrepresentations" of this "collection agency" or "law office". Please review below:

Brian Pitkin, CD
Registrar of Collection Agencies
5775 Yonge Street, Suite 1500
Toronto, ON M7A 2E5
Fax: (416) 326-8665
E-mail: brian.pitkin@ontario.ca