888-231-2903

Rapid Delivery Service - left msg stating they have a delivery.  Did not return call.

The fake process server/location specialist scam usually contains:

They mention that they have received a Fax document or that some sort of complaint has “come across my desk” and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work they need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and have to be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there is actually a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

I just had this number call me and say all of the above, and that there is a lawsuite against me for a credit card from 2007, that I never had. They also had my DOB, and the last 4 of my SSN. They wanted me to pay $3K to make it go away. I have no idea what they are talking about. Could this be real? He ended the covo by saying "I guess you will have to solve this in court"

Quote:

Could this be real?

I take it you didn't bother to read the other posts?  You didn't bother to check with the Federal and State Agencies that links were provided to?  You didn't bother to call the courthouse as was suggested?  You didn't bother to tell them that they had to comply with the law as was previously posted?  Also, how would you be getting sued over a credit card that you never had?

Same call, from Rapid Delivery Service.  I called back as i am actually waiting on a delivery of an entry door and thought this was them scheduling.  They proceed to say that my case from 2012 was on their desk and the creditor was wanting unpaid monies.  They had my dob, ssn and address.  I locked all of my credit files and updated my credit monitoring to be safe.  As another poster mentioned, they said, we'll I guess you'll have to settle in court after I told them that I had no idea what it was and they hung up

Said they had a delivery for me

It's NOT Valid!  I called the company that they said I owed and you can also call your local courthouse to ensure that no one has a lawsuit against you.  Your information has been compromised and that is where they got it from.

This is they left on my voicemail
“Hi I good afternoon calling with a very important message regarding a delivery for Loretta Harris please give us a call back our toll-free number will provide details and help you to reschedule the number is 888-231-2903 and reference number 168-0615 thank you…”

When I called back the person told me that I was being sued by Capital One for a credit card debt I had back in 2005 but paid on until 2014 when the payments just stopped. He asked questions about previous addresses and my ex husband and divorce. They even knew my place of employment  and talked about wage garnishment. I never had a Capital One card in 2005-2014. They never said when or where I would be serve papers for court but said they would see me in court.

Unknown caller left a voicemail to urgently call them back about a very important delivery message for a relative @ 888 231 2903. I could barely understand their vm message. I suspected it was a scam. Delete! This site was helpful.