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I find it hilarious that everyone who doesn't bother paying their bills (after they've already received goods or services from a business) somehow thinks that the people trying to collect the money are the 'low life scumbags' - should it be the other way around?

If they follow the law, 15 USC 1601 (Fair Debt Collection Practices Act), then the collectors are not scum.  However, if they use the threats, foul language and the other illegal activities reported in the many threads here they are scum.  In addition, the FTC has warnings about fraudulent debt collectors and is warning consumers about them and has even taken action against some of them.  If the first thing out of their mouths is arrest or process service and they will "stop" the action if you pay today and also refuse to 1) give their actual first and last name; 2) the name, mailing address and phone number of the company; 3) do not state this is an attempt to collect a debt; and 4) refuse to provide a validation notice via US Mail they are in violation of 15 USC 1601 and are scammers and scum.

They are a collection agency. They've always been horribly rude, refuse to send an itemized bill, and refused the Payment we did offer every month and said that if we didnt pay at least $150 a month they wouldn't accept it. For our income that's unrealistic and again they will not accept the amount we tried to offer to pay.

Awesome! He probably wasn't properly licensed.

I just got a phone call from this number, said i owed $5k from a loan, I have never taken a loan out, I had to end up calling 202-656-0317 (washington dc.) said they are taking me to court over it. They said something about a bank account, I dont own a bank account, never have taken out a loan either. ID thieft maybe?

I am grown up and I pay my bills.  These people keep calling my office anyway.  I know they get my office voicemail, so they should know this is not the right number.  However, they use robo-calling devices that can't tell when a wrong number is reached.  These devices should be illegal.  If you want to call and collect on something, a real person should be doing the calling, that way when a wrong number is reached, it can be removed the list.  I believe this is the complaint that most people have.  Those who owe a real debt should pay it, but those of us who don't should not be harassed because the collection company has a wrong number.

A call from Quicken Loans saying we had talked before. We had not.

Following thru the thread - yes debts ARE sold.  My daughter hsaworked in the banking industry for over 15 years and when one bank or collection agency gives up, the debt is sold to another for pennies on the dollar.  It's like shooting craps 9 sometimes you win, sometimes you loose.  Got another call from this same # last evening - the debt it that of my 23+ years ex-wife.  The agencies use the Lexus-Nexus programming to cross-reference names & people using public information.  Look yourself up online some day, and see all about yourself good or in error.

Going to Indiana
Gonna have me a Bar-B-Q
Roasted CAI is on the menu
Coming home on a full stomach
One less nuisance call on queue.

Someone needs to raise the ante, so as to put the cost of business for these folks beyond profitability!

I am so sick of these calls. We always pay our bills. This company needs to stop calling my number.

you send them a cease and desist letter and they have to stop!

I received a call from this number and they told me that they were collecting a debt from Deaconess hospital. I always pay bills on time, and I had never seen a bill from Deaconess at all. So naturally I thought it might be a scammer trying to get my card information over the phone. After I ended my call with the guy, I immediately called my doctor's office at Deaconess Woman's Hospital (which is the only reason I go to Deaconess) and told them about the call and asked them if I owed them any money.  They said that I did not owe them anything and to not worry about the call...well a week later I got a letter from the collection associates inc. telling me again that I owe money to Deaconess.  I'm very confused and don't know what to do...any thoughts or suggestions? (please be nice, I'm young and have never had any issues like this before)

These A..Holes refused to tell me who they are or what it was about without my giving private info that could result in stealing my identity then when I asked for a supervisor one was not avail I HUNG UP
I just got home from being in a Hospt and nursing home for 3 months I live alone and pay my bills

Dale you are a SCUM BAG!!! I wish I knew who you were so I can beat the piss out of you...

Sincerely your mothers PIMP

PS you mom pays my debts!!

I love how people are quick to call another individual a low life without knowing a single fact about the situation that they are faced with.  You must be proud to wake up with good health, amazing medical insurance, and a member of the class A within our society because you've never fallen on a hard time nor experienced devastating health issues that have rendered you unable to work and relying on others for your basic needs.  I pray that you never experience anything that can lead you into medical debt in the tens of thousands and higher because we all know, you then will be one of those "low life's" with unpaid medical bills.  May some heavenly being bless you and your shallow thinking.  God bless!

Well said. It is  a known fact that the majority of medical debt is involuntary (vs. credit card debt, which is voluntary), leaving people with no other choice but to go into debt, if they have the misfortune of having an accident or developing a catastrophic illness.

PS--There was a news story about a woman last week who had just graduated from college. She was walking in a crosswalk when she was run over by a hit-and-run driver (who has yet to be identified or located). Eight surgeries later, her insurance company dropped her health care coverage. Just about every bone in her body was shattered, and she may never walk again. What kind of life does she expect to have now, permanently disabled and hounded by medical bill collectors? None!

They called and asked me to verify my date of birth, soc sec # and mailing address.  Red Flag!!!  They should have all this if they are really a legit collection agency.  If it is for medical bills, I don't owe any.

Received many calls from this company and dont know why they are doing auto calls to my house.  Wish they would stop.

people pay their bills idiot and they still call trying to steel money from us. Ignoramus.