888-400-7793

Called, left voicemail that they were a debt collector

They call and intentionally give the wrong name in which they are  hoping you will call back to tell them you are not the person they asked for. Then they request to know who you are and begin the not very polite  statements. Do not call them back under any condition.

They are bottom feeders in the debt collection world, very aged debts in excess of 10 years. Most likely all of the employee's and principals of this company removed all the mirrors in their houses as they have a hard time seeing themselves for jerks they are.

Give it up ACI, get a real job and maybe your family will love you again...

call and ask to speak to random people, how can i block them from calling?

Pay your bills

Shill alert !!

Calls several times a day never leaves a message, caller blocked

Calls several times a day never leaves a message, caller blocked

Calls several times a day never leaves a message, caller blocked

Bizarre calling pattern!  CID read "AMERCOLLEINTERN."  We did not answer, no message was left.  Have now blocked all future calls from 888 400.

I don’t think a O in the debts but this number keeps calling me and no one answers when I pick up the phone it’s obviously a Robo call.  Who is this is a bad phone call

I received a call from ACI and got their voicemail stating they are a debt collector. I actually called back because I have been getting a few calls that were sounding semi legit. It turns out that there is a very similar name and birth year to mine, which is odd because I don't have a common first or last name, but it is what it is. I am not the person they were seeking and the name they gave is a name I see when I search on my name on "People Search" sites like Radaris. So, it seems I am gonna get calls for that other person. I will know now just to ask if it if for "John A Dough," and not "John C Dough!"

I have had this number for about 6 months and these people keep calling a man I don't know. I have repeatedly asked them to stop but they just call from a different number the next time.

on a Saturday no less, 888-400-7793 calls and never leaves a message. and other times when they did call, I answered, dead air. can't block this number enough

Judge and you shall be judged

Called me & DID leave a message. Name stated of person calling was Michael Zilka and said he was from American Curadious  International and to call this number back. Msg was very brief like 15 seconds. This wasn’t first call received from this number. He sounded like an older white guy not like someone from India. All sounded legit but I haven’t called back and don’t plan to.

That is not the name of the debt collector.

“American Curadius international LLC” is what I found online and it’s a financial institution that represents banks and such. Website: Americancotadiusinternational.com

Oops.. misspelled website.
Americancoradiusinternational.com

Yes, I know who they are.  It is not a "financial institution".  It is a third party debt collector that uses illegal tactics to collect debts.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

AMERICAN CORADIUS INTERNATIONAL LLC AKA ACI AKA AMERICAN CORADIUS, INTL.

Website lists them in western New York, world’s #1 capital for criminals pretending to be debt collectors:  http://www.americancoradiusinternational.com/contact-us/

BBB gives them an accredited A (down from an A+ a year ago) with 490 complaints (up from 82 a year ago) and 41 negative reviews (up from 5 a year ago) and 2 paid for positive review where they purposely posted false information to mislead people as of 3/16/2023:  https://www.bbb.org/upstate-new-york/business ... erst-ny-3000111’

LinkedIn page claims there is only one person there, yet they have a ton of ads up to hire more felons to work at this criminal enterprise:  https://www.linkedin.com/company/american-coradius-international-llc-aci-
D & B lists some of the head felons there:  http://www.hoovers.com/company-information/cs ... 0f1101d451.html
It seems that they are also a lender:  http://mortgage-lenders.credio.com/l/59028/Am ... ternational-LLC
Some pictures of the felons that work there:  https://www.indeed.co.uk/cmp/American-Coradius-International,-LLC/photos
New York Dept. of State info:
Selected Entity Name: AMERICAN CORADIUS INTERNATIONAL LLC
Selected Entity Status Information
Current Entity Name:    AMERICAN CORADIUS INTERNATIONAL LLC
DOS ID #:    3244367
Initial DOS Filing Date:    AUGUST 16, 2005
County:    ALBANY
Jurisdiction:    DELAWARE
Entity Type:    FOREIGN LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
C/O CORPORATION SERVICE COMPANY
80 STATE STREET
ALBANY, NEW YORK, 12207-2543
Registered Agent
CORPORATION SERVICE COMPANY
80 STATE STREET
ALBANY, NEW YORK, 12207-2543

Other complaints (lots of them)
https://www.paypal-community.com/t5/About-Pro ... cam/td-p/925843
http://www.ripoffreport.com/reports/american-coradius-international/amherst-new-york-14228/american-coradius-international-fdcpa-violations-and-a-toothless-tiger-tips-to-tame-this-357984
http://lifenthings.com/american-coradius-inte ... account-letter/
http://www.debtorboards.com/index.php?topic=1280.0
https://www.facebook.com/PayPalUSA/posts/10154407248304573
https://www.pissedconsumer.com/american-coradius-international/RT-F.html
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... on/td-p/1727672
http://www.loansafe.org/forum/threads/citi-se ... received.51407/

Looks like they get sued a lot also:
https://www.gpo.gov/fdsys/granule/USCOURTS-ca ... 1_15-cv-00141-1
https://www.courtlistener.com/docket/4413732/ ... ernational-llc/
http://www.leagle.com/decision/In%20FDCO%2020 ... NATIONAL,%20LLC
https://www.pacermonitor.com/public/case/1151 ... ternational_LLC
https://www.classaction.org/news/american-cor ... ction-practices

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

Thank you BigA for all of that great information and the process as well as the links! I wish I had the tenacity to do all the research and information gathering as you do. I don’t have the interest, desire or patience for it. But maybe I haven’t been harassed as much or enough to have reached my limit yet.
Thank you again!! I’m sure others appreciate your diligence on this matter and hopefully will utilize the wonderful info you’ve provided us all today on this very corrupt society of criminals! Not only for this so called company but for any others that are trying to scam anyone out of their hard earned money.