888-481-7057
888 area code:
Toll-free
Read comments below about 8884817057. Report unwanted calls to help identify who is using this phone number.
- Berta| 1 replyMy Stephen Johnson has been calling my Employer asking personal questions about me. Has been calling my Sisters, Brother, Son in College, Ex Husband, former Father-in-.Law, his Ex wife asking where I live, what I drive, telling them they are going to repossess my car that’s not paid for yet. Telling them they are gyro Garnish my check. Saying there is Judgment against me, but can’t mail me a copy of it..
- Caller: My Stephen Johnson
- Call type: Debt collector
- BigA replies to BertaVery aggressive debt collection extortion scam. If there were a judgement against you then the court would have notified you again after having notified you of the complaint that was filed in the civil case against you. If they had a judgement, they could simply garnish your wages if allowed by state law. They cannot repossess your car unless they are the title holders.
One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money. They often call people that have never even been associated with you because they get erroneous information off of the internet.
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/
Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general - bumbblebeeThis person Steven Johnson is calling my family and asking questions about me personal questions what i drive were do i work that he going to take me to court garnish my wages a law suite is coming my way to my place of residence why are these people to ugly if you hate the job get out look for something else he doesnt give his company name
- Call type: Debt collector
- L johnsonThis male last name Johnson advises me I owe debt and they are trying to collect. I asked them why are they calling around family and friends numbers. He saids by law he just getting information not telling them about the debt. They say they are with a previous debt I do have but they put other names with it. Which makes my unsure if they are legit. I tell
Him I never received anything in the mail. He saids I should have I can not recall I ask for something to be sent to my home. He saids he can only email it at this time. I received the email it doesn’t not look official. He was trying to get me to pay it in full or within the next three months. Tommorrow I plan on calling the company I owe and ask about a repayment plan and if this company is actually working for them.- Caller: JPL Recovery
- Call type: Debt collector
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