888-498-1611

Fraud call says I owe money I don’t owe and they will file a lawsuit

I received three calls from this number telling me of legal action being taken for another individual, along with a file number.

Who are these people?

Called saying I had documents against me

Received 2 calls of legal action against an individual that I don't know, along with a file number.

Yeah it's a scam. Talled me today for my sister saying they were K1 Processors? Something about filing a lawsuit but they didn't sound foreign this time lol.

They tailed you?

Someone named Samantha called my house today, looking for my brother saying he has to call the number 888-498-1611 bec there are legal documents in his name with a Case File #. She says she represents a firm called Marsha McLaine / MacLaine / McLean (?) Law Office. We called the 888 number, it goes to a voicemail for Centrum Plaza. We are from Los Angeles, there is no Centrum Plaza or Law Office with that name, Google search led me to this page.

Hey Shannon I got a call today too and they called a few of my roommates looking for me

Same here they say it is for a deposit loan that I definitely did not get

My whole family was called even ex in-laws and new I laws says I have papers for a lawsuit from a credit card. They even have my social security number I’m not sure what to do with this now after reading all of this

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them so that they can scare that person into paying extortion money.  They will usually also state information that would be illegal for a real debt collector to state to a third party such as that you are being sued, that you owe money to someone, etc. They threaten that if you do not call them back, they will contact your HR department and tell them that you are a deadbeat who does not pay their bills.  They often call people that have never even been associated with you because they get erroneous information off the internet.

The fake process server/location finder extortion attempt usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

This person not only harassed me with this fraud, but also my mother and husband!

They called my sister saying they are during me and filing charges but when I called them they had all my personal information this place needs to be looked in to it’s fraud