888-611-3550

Carmen called but would not give the name of the company or the address of the company.  She transferred the call to Shawn Bradley who said he was a paralegal.  Said this was a summary judgement from Household Orchard Bank for a civil suit.  Kept trying to get my social security number.  No idea who these people are or what this is about other than trying to get me to pay $3000 for some debt I have no knowledge of. He then called again from 888-611-3550.

They called off of a local number near where i live, then transferred me to 888 611 3550, said they were trying to serve me do docs before they come after me.

The purpose of our phone call  was to allow you an opportunity to resolve your case before we look to filing a judgment. There is no scam and we are very open with our clients. If you have any questions please feel free to contact us. Also we verify all information before we go into detail about your case. We don’t want to give your information to the wrong person. We are here to assist you in anyway we can. Thank you to all.

TX, I remember our conversation very vividly. I spoke with you about your case and verified your information, not once did I try and get any information from you… we have it already. We verify the information to make sure we are speaking with the correct individual. Again, we are not here to scam anyone we are here to try and assist our clients as best as we can before we pursue their case. If you have any questions please feel free to contact us. Thank you.

A voice on the phone is NOT Legal notice of a debt.  If they have all that info, they can contact you correctly and legally via US Mail. This is how a debt scammer works.

Quote:

The purpose of our phone call  was to allow you an opportunity to resolve your case before we look to filing a judgment.

Except that you can't simply file a judgment.

Quote:

There is no scam and we are very open with our clients.

I would imagine that you might be very open with your clients but not the alleged debtors that you are calling (those are not your clients but then I wouldn't expect you to know that.).

Quote:

We are here to assist you in anyway we can.

Interesting how you made two posts under an assumed name and failed to name the company.  How about you live up to your screen name and give us the name and physical address of your alleged debt collection company?  After all you want to be known as the "transparent" company that deals with alleged debtors truthfully, honestly, and transparently don't you?

Oh? So tell us all about your company. The real name, a local phone and the physical address. Not the UPS Store. And a website and how many years in business. And your BAR number since you are pretending to be lawyers.  But you won't, or you will make it up and lie.  Sure sounds like a process service/debt scam to me.

-- Looks like you are attracting attention. Probably not what the boss had in mind.

One of two things will happen.  Either this nitwit will run away with its tail tucked between its legs or it will talk in circles.  I'm thinking the latter is going to happen because it is simply an attention seeking lonely little troll.

I love how they said they're "very open with our clients" yet wouldn't give TX their company name when asked for it.

I was thinking it will run. The more Official, Important and Reasonable they try to sound, the more quickly that falls apart. Feels small time to me. No way will they give a company name.

I reckon they might try over in WCM, so I left a warning over there, with a link to here. That will get them some attention.

Good thinking.

They did but it took a while.  https://whocallsme.com/Phone-Number.aspx/8886113550#p1967974035981922071

Same number called my husband stating they are attempting to collect a debit or they will be giving it to the court. They used the name LM financial with the same number that called you. Samantha Morgan is who left the voicemail.

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them so that they can scare that person into paying extortion money.  They will usually also state information that would be illegal for a real debt collector to state to department and tell them that you are a deadbeat who does not pay their bills.  They often call people that have never even been a third party such as that you are being sued, that you owe money to someone, etc. They threaten that if you do not call them back, they will contact your HR associated with you because they get erroneous information off the internet.

 The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.
  It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation.  It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Hey Big A I really don't appreciate you slandering my business. why don't you give us a call that way I can put an end to this?

Tell me the full legal name and physical address so that I can check it out.  I'm sure you won't do that and that will prove that you are a crook.

Just as I suspected  shawn/ryan won't post the company name and address to prove that they are a legitimate business.  Proves that my post calling them crooks and scummy, filthy, lying criminals is the truth.

One other thing there "Shawn" I can 100% guarantee you that no one, and I do mean no one whether individual or company has ever been "slandered" on this site and they never, ever will be.