888-627-0341

They have called me twice from two different numbers. It's an automated call...using my maiden name. Stating a reference number but doesn't tell me what's it's about or who they are representing. I have no collections..so I belive this is a scam.

Same as the above. Referenced a file never mentioned there company by name. I didn’t bother calling back I don’t have any debts never have this is a scam

Same experience.  They called from the number below.  Some of it was automated, some was a person.  No company name said to call back 888-627-0341. I have nothing out there either.  I didn’t call it back.  I reported it to the FCC.

Got a call from number gave case file and client name. Said to be meridian financial

These people left a message on my husbands sisters phone, how they got her number we don't know, but they left and audio clip message that she sent to us that said the same thing. So we called it back and same as everyone else, we KNOW he has nothing out there like that, but the woman started saying that some company called Beach One was coming after my husband for their money. He just told her wasn't nobody coming after nothing cuz he didn't owe anyone s***!!!!

Called and left a message and said I needed to call this number immediately to give my statement that they had mitigation charges against me. They also rattled off a case number.

200% a scam. Same as above with my name and everything but no official information. Scam scam scam I have 0 debt

Keep leaving threatening messages on my phone and refused to provide name of company.  Said I was listed as a character reference which is not true.

Called said they have a case against me, I have no debt in Collections so 100% scam. Nor did they know my name.

Calls come from different numbers, but the call back is 888-627-0341. Several asking for me, and others from an individual I have no kowledge of. My case retained and contacting me before further action is taken. As of today, they said, there is a temporary hold on any recommendation pending my statement of intent... they leave no company name. Didn't call back.

Got a call at our office. Looking for a former employee. I told them the person no longer works at our firm. Lady said a summons would be served in 48 hours to the person at our office. I told her go right ahead, and good luck with that since the person doesn't work here, and has not since she was killed in an auto accident, 18 mos. ago. I hate evil debt collectors. She was a real witch ! But she is also full of crap. The person who worked here w any debt. I knew her very well. Best friends and she left her kids in great shape !

So are they a legit company? They called me today stating I owe and said if I don’t pay I will get garnished but there’s nothing on my credit I even owe.

Quote:

I will get garnished

Well, they have to take you to court to do that.  If they were to take you to court you would have their company name and address and could easily sue them for the threats they are making which is against the FDCPA.  Then they would be writing you a check.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general