888-627-0821

Called and tried to say that I hit his car

The company called United Receivable Group or U.R.G. is calling local residents and threatening to show up with police at their home or work and have them arrested unless they pay an alleged outstanding debt immediately.

"Hi, this is Agent Garcia. I've been contracted to serve you with a summons to appear in court. At this time, myself and the local authorities will be coming to your place of employment or residence. If you wish to rectify this matter outside of court prior to my arrival and avoid any (inaudible). I need you to contact the legal department at 866-305-6975 in reference to your case number." said the woman on the other end of phone.

It clearly sounded like she was reading from a script and there is no indication who  she's an agent for.

The local Better Business Bureau said this bill collector is breaking law.

"We found out they are from Georgia. They have an 'F' rating with the Better Business Bureau there and multiple complaints just of this nature. People saying they're being intimidated and they're using these illegal debt collection tactics." said Rick Copelan, President of the Tri-Counties BBB in Santa Barbara.

Copelan suggests if you get one of these calls, ask them to send you documentation to verify there is a debt. Don't give out any personal information, such as bank accounts or credit card numbers and call the Federal Trade Commission.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notion of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number.  Please note that process servers do not ever call ahead.  That way you can’t dodge them.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the Georgia AG:     http://law.ga.gov/

As well as:       http://consumer.georgia.gov/consumer-services