888-688-3848

Same thing with this number, Does not trace back to anything when I run a reverse directory search.

The number 1-888-688-3848 is for Karen Richardson who supposedly works for US National Bank, who in turn collect old payday loan debts.  They will not send verification of debt and threaten arrest if not paid, beware.  She personally gave me this number to her apparent direct line.  I have reported them to the FCC and the Attorney General for my state

Threatened to have me arrested for an old payday loan from 2006.I have paid ms hill 500 dollars.  She says owe 2500 more. She won't send a receipt.

Did you pay the caller?  What should I do? I am afraid not to pay them. Help!

It's a scam; be sure not to pay them anything else.

There is no US National Bank and, most likely, this is the same group of foreign scammers who use caller ID spoofing software or VoIP to disguise where they're really located.  One thing to remember is that anytime someone calls you demanding money to prevent your arrest, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) have the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) These same scammers also routinely impersonate FBI agents, police and other law enforcement officials, which, obviously, is illegal as well. (Besides, law enforcement officers aren't in the business of debt collection.)

The bottom line is, these are criminals trying to steal your money. I suggest you do all the following (most of which you can do online):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone and give them all the details.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

You may also want to consult a consumer law professional regarding what, if anything, can be done about the money that these criminals have stolen from you already. There are plenty of attorneys who work on contigency in this particular field, so don't worry about being unable to afford a lawyer. Here are links to such law firms and to consumer advocate organizations which can refer you to such an attorney:

http://www.naca.net/debt-collection-abuse/
http://www.fairdebtlawyers.com/
http://www.myfairdebt.com/
http://attorneysforconsumers.com/
http://www.westcoastlitigation.com/
http://www.theadvocateslaw.com/
http://www.consumercounselgroup.com/
http://www.budhibbs.com/First.htm
http://www.creditlawnetwork.com/

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

Hope this helps.

I had a payday loan back in 2006. The company would not give any information when I file Chapter 7 now I get calls from them everyday threaten to have me arrested. The person go by the name of James Matthew and another person by the name of Ms Hill. What can be done. Not sure as what to do.

It's a scam. Ignore their threats and read my message above May 20 for information on how to report them to federal and state law enforcement.

Hi There,
Do not pay this woman it is a scam!!!  There is no such thing as a US National Bank and if there was, there is no way anyone could legally arrest you!!  I was getting phone calls as well and paid a person by the name of Patricia Hill over $700, come to find out it is a scam.  I have pulled all thre credit reports and there is nothing on my report from the apparent company.  Please, please do not pay them.  I am in the process of trying to take this matter to the next level in court and an currently working with a Consumer Lawyer.  Tell her that you know this is a scam and report her to the local FBI office in your area, i bet she will quit calling you.  Best of luck

ABC News just did an investigative piece on this particular scam operation. Here's the report:  http://abcnews.go.com/Business/story?id=5621205&page=1