888-726-4697

Person called from a number (601-202-2845) that showed up as a small town in Mississippi.  Foreign accented person said it was a processing center saying I needed to call 888-726-4697 because there were legal documents that had to be signed and they needed my correct address.  Person gave me a reference number to use.

Left two messages on voicemail as “The Processors Office”  ‘This is not a sales or telemarketing call. I am calling because legal action is about to be taken against you etc” when I called back (after hours) I recorded it. A machine answered Central Plaza.  When they ask for money only agree to Mail a Check.  They won’t give an address. It’s a scam 100%  I have a credit rating of 801 and nobody’s looking for me

It's a man with a foreign accent said he's from the processing center. Had some legal documents for me to sign. Let their number of 888-726-4697.

My call was exactly the same. Central plaza closes 3pm pst.

Got the same message. People could not tell me where they were calling from and had the nerve to get smart. Scammers! Do not provide info.

It's a woman with a foreign accent said she’s from the processing center. Had some legal documents for me to sign. Let their number of 888-726-4697. She call from Cocoa with 321-261-0276 number

It's a total scam!!!! Do not call them and give them any information.  If you owed money and were being pursued legally  a court processor would show up at your home or work to deliver the certified documents.  If you were being sued legal papers would also show up at your home as certified  mail return receipt  requested.  Most of these companies buy old or charged off debt and try to convince you that you still have to pay it. If you didn't  pay a bill that is more than 7 years old it has been charged off and if it's not on your credit report you don't owe anything to anyone!!!!

I got the same call same information, and they even called my daughter stating the same thing

Debt Extortion Scam

Carrier Services and Process Servers do not know what is contained in the documents they are paid to serve/deliver. They don't cold call a recipient to inform them of a "failed attempt to deliver", as that would alert the recipient someone is attempting to Serve them. Anyone explaining what they are delivering, saying "matter attached to your SSN", "you have officially been notified", "deliver legal docs and to have ID ready"  or offering an alternative "solution" to avoid delivery is a scammer. Real process servers don't need to set a time to deliver any documents nor do they threaten legal action if you don't call them.

The vague scare tactic message is designed to panic a victim into calling back.

Most debt collectors will use a certain amount of pressure to convince you to pay the debt. After all, they often don't get paid unless you pay. Be suspicious of a debt collector who uses an unusual amount of pressure to get you to pay immediately, particularly if they also use scare tactics to get you to pay right away. For example, a debt collector is scamming you if it :

• threatens you with a lawsuit and tells that you can avoid the lawsuit by paying right away
• Says a Process Server  or Courier is coming with papers to sign
• Threatens to call / go to your place of employment
• Insists you have been notified, served or are non-compliant via phone message(s)
• Refuses to give a company name or verifiable Contact source
• Refuses to send proof of debt via US mail

A sure sign of a debt collection scam is a collector that wants to you to pay via wire transfer or another method that can't be traced. If the payment method can't be traced, you'll have a harder time getting the authorities involved.

If the creditor sounds completely foreign, or you know you never had an account with that business, there's a chance it's a scam. Never pay a collection you don't recognize. You have the right to request written proof of the debt from the debt collector before you send payment.

https://consumer.ftc.gov/articles/fake-abusive-debt-collectors
https://www.texasattorneygeneral.gov/consumer ... ollection-scams
https://www.ag.state.mn.us/Consumer/Publications/PhonyDebtCollectionScams.asp
https://www.consumer.ftc.gov/blog/2019/02/ftc ... llection-scheme
https://www.consumer.ftc.gov/blog/2017/08/pha ... onate-law-firms

Quote:

Here are some ways to find out if a debt collector is legitimate.
•You received a letter in the mail. ...
•The agency is licensed in your state. ...
•The collector can verify your personal details. ...
•You can request information about the debt. ...
•There's more than one method of payment. ...
•A company works with you, not against you.

Source: https://www.bankrate.com/personal-finance/deb ... ctor-is-a-scam/

File a complaint:
https://www.consumerfinance.gov/complaint/

Andy wrote:

If you didn't  pay a bill that is more than 7 years old it has been charged off...

Firstly, being "charged off" does not resolve a debtor of their responsibility to pay a debt and it does not make the debt uncollectable.  "Charge off" merely means the company that the debt is owed to has decided that they are unlikely to receive the money they are owed and they reclassify the debt as a "charge off" on their books.  At that point they can report is as such on your credit reports (affecting your credit score more than just being delinquent in your payments) and can sell it to debt buyers who can attempt to collect it.
Secondly, I am not sure where you got the "7 years" limit.  You are probably confusing the 7 year limit for reporting negative items (10 years for bankruptcy) on a credit report (which indicate you are a bad credit risk) with the Statute of Limitations (SoL) that governs how long a debt collector can use the courts to force a debt to be paid.  The SoL varies by State and by type of debt.  And depending on which State you reside in and what type of debt you are delinquent on, it could range from 2 years to 15 years.  With the exception of two States, the expiration of the SoL has no effect on a debt being collectable other than removing the court system as a tool the collectors can use.  You still remain responsible for paying the debt regardless of how old it is or if it has been charged off or not.
Reference - What Does a Charge-Off Mean?
Reference - Statutes of Limitations on Debt Collection by State

Andy wrote:

...if it's not on your credit report you don't owe anything to anyone!!!!

Now that is an extremely stupid comment.  The lack of a listing of a debt on your credit report simply means that the debt too old to be legally listed by the credit bureau, it does not mean the debt has been resolved, forgiven or otherwise nullified.  Credit bureaus only list the various debts you have and they are required by law to remove negative items from their reports after specific periods of time, positive items can remain on your report forever.  On the report or not, the debt is stilled owed.  There are only three ways to get rid of a debt:
1.  Pay it off.
2.  Have it discharged through bankruptcy.
3.  Have it become null and void once your estate has been settled following your death.