888-732-4257

Investigation

Caller supposedly looking for a Billy Boyle...time sensitive matter...investigation underway.  Caller ID showed 'Unknown'.  Phone number was in message.

Called with "urgent message and I'm under investigation"

Called my daughter's phone from an unknown number, and left a message saying that there "could be" up to five complaints on me. The phone number was left in a VM 8887324257 case 167177. I've had enough; reporting every call to FTC from this point forward.

Voicemail left to call back about (vague) urgent legal complaint 888-732-4257 .

Got a call from 888 732 4257 seems they have my name, social and an address for 20 years ago, now going to sue me for a debt I never made in another city in 2007. A surver called she gave me that phone number to find out details, called it Frank went on and on took a basic 1579.70 fee to 501.00 if I'd pay now, said he could tell I was honest etc.Never been in west palm bch. checked credit karma no kay jewlers on any of the three credit reports. If someone is miss using my information it is not showing on any credit report and if it goes back to 2007 it should show as a bad debt. Don't know what the story is.

Kay Jewelers is often used as a phantom or phony creditor by various debt scamming groups.

If you call that number they ID themselves as "CRT Group".  Not a law firm, most likely a debt collection group.   Basically a scam.

. If you were the subject of a pending civil lawsuit, you'd have received a letter from the attorney for the other party.  You'd have a paper trail.

Then, if a case was filed, you'd have received a summons delivered to you by someone licensed to serve process in your locality.  You would NOT have first heard about any civil law case from some scammery-scummery debt collector who cold calls you and starts demanding money.

You can check this out yourself by simply going down to the local main civil court and checking the defendants civil list.  The court clerks are usually glad to help and are familiar with these kinds of scams.
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Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out.

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.
You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking).   the only thing they understand.