888-739-2794

Its a bill collector. They call claiming they are trying to serve you with papers and that this is the number to the courthouse. They harass my wife at work daily , even after she has told them not to call her at work. Funny thing is they are trying to collect a 13yr old debt that is not even on her credit anymore. Idiots

The  phone read caller id number: 1 - the message said they were a document server and to call this number to discuss pending legal action. Bunch of crap.

exactly the same, she said her name was samantha and she had documents to server me to call back this number 888-739-2794

I got a call from  a Mr. Bernstien a cedit consultant about a debt I owed few years back I knew they wud come sooner or later since I was out of commission for a few years. Like myself  I’ve long suspected that most people in debt don’t even know how much they owe. I was trying to dig up data on this account, but from talking to tons of people about this, I feel comfortable saying “most” people in moderate to significant debt have no idea how much they actually owe. Mr Bernstien was very professional and explained all the options availble to me as I asked many questions thinking this was a scam but resulted in an opportunity to pay back and old debt that was  forgotton with so much [***] going I spaced out like most dumb Americans that are zombies mainly young people under the age of 33. All this I had avoided for years because I was a zombie as well..I'm glad I was  educated on the current laws on collection procedures  and I improved my credit score by taking responsibilty to pay off my debts. Thank you Clark & Associates for helping me fix my past for a better future.

Exactly the same, got a call her name was Samantha and she had documents to deliver to me and to call back this number 888-739-2794 I called after I complained with this witch spok to mr Dixon who was nice and gave me options to fix my situation I was guilty of all charges I just went thru a bad divorce my husband went crazy and spent our savings with my best friend the bitc..I saved alot of money not going to court and looking like an idiot ..

Quote:

I was guilty of all charges

Rubbish. Debts are civil and not criminal matters.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/