888-779-8443

Should anyone have arrived at this thread after searching for "State to State Investigations", "Universal Mediations" and/or "Case Closed Investigations Aaron Rosenthal" because you, your employer, family members, and or neighbors received a phone called claiming you were being investigated for check fraud, you may find the following information helpful

Regarding "bad checks" and the FDCPA, see Federal Trade Commission v. Check Investors, Inc.

Summarized here http://www.foxrothschild.com/newspubs/newspubsArticle.aspx?id=5402

Of specific interest to this thread is the following

"The FTC brought an action against Check Investors seeking to enjoin its abusive and unfair collection activities under the FDCPA and for restitution. Check Investors claimed it was not subject to the FDCPA because: 1) NSF checks were not “debts;” 2) individuals that bounce checks are not “consumers” but rather criminals and tortfeasors; and 3) Check Investors was not a “debt collector,” but rather a “creditor” because it owned the NSF checks and was seeking to collect on its own behalf, not on behalf of another. The lower court granted summary judgment on behalf of the FTC, and Check Investors appealed.

The Court of Appeals rejected all three of Check Investors' arguments. The Court reasoned that because a check evidences an obligation to pay for goods or services, it falls within the definition of a “debt” under the FDCPA, even if the individual never intended to pay for the goods and services and knew the check was bad at the time it was written. The Court also held that an individual that writes a bad check is still a “consumer” under the FDCPA even though the intentional issuance of a bad check is a crime in many states and is fraudulent. The FDCPA defines a “consumer” as “any natural person obligated …to pay any debt.” The protections of the FDCPA do not distinguish between deserving and undeserving consumers."

Investigator Peterson apparently didn't do well enough bringing in the money.  Check out this case for non-payment of rent against Tia Gordon, the self-proclaimed founder of Universal Mediations, in which Universal Mediations was also a defendant:

See DeKalb County Georgia Case 12D42791 "4470 CHAMBLEE DUNWOODY RD, LLC VS TIA GORDON"
Filing Date: 12/26/2012 Type: Magistrate Dispossessory
Judge: Magistrate Court
Secondary: Non Payment Of Rent

To see the record of the case:

1. Go to http://www.ojs.dekalbga.org/
2. Click on "ENTER" at the bottom center of the page
3. Select "Other Individual" in the category of user selection, and then click the "Login" button.
4. Type "Gordon" into the last name and "Tia" into the first name under the "Case Search section. (You can leave the case ID blank.) Then select the button next to "all" in the next column under the heading "case status." Then click on the "search" button.
5. A lot of cases will show up. But the one of particular note is case no. 12D42791. Find this case number in the listing and click on it.
6. Note the information in the case information box, the parties box (which includes both Tia Gordon and "Universal Mediations" as defendants), and the docket entry box. You can click on the "consent agreement" text in the docket entry box for more information.

Universal Mediations gets kicked out on its rear for non-payment of rent! I LOVE it!!!

This place is crazy! I almost lost my job today because of them! They talked to everyone on my day off , including owners of the company! They told them I was committing fraud and was under investigation! Mr.Gray also said I was being surveillanced and that the company would be held liable. They told them that I would go out in handcuffs and had to return the call in 1 hour. I called them and they said that the owners were liars and that I dreamed the whole thing up. They told me that they would no longer speak to me and that it would go to the legal dept. the me a never asked for my address or telephone number, only my social! By the way those pieces of info have been the same for many years, even while my supposed debt occurred. Mr.gray would not provide any document saying I owed anything. I was told I would receive a paper after I paid saying it was paid. I asked for a supervisor, got a man who acted then said he was just another investigator. I asked for the legal dept, and got the same man who was the supervisor/investigator. I was hung up on several times!! I finally said they can take me to court!!!!

my brother recieved a phone call from a private investegator saying Univeral Mediation llc was liioking for him and a warrent was going to go out in his name. he needed to pay 730.00 in 2 days he needed to wire the money or he was going to jail.  the check in question was written in 2005, and has since filded for divorce from the wife who wrote the bad check. has been devorced for 7 years.. is this fake or fact??? i think they are just trying to scam people with poor credit..

"Universal Mediations LLC" has been well exposed on this forum.  This is an attempt to scam your brother.   Please see the thread below (especially the first two pages) and it will give you the information you need on this "outfit" (and I use that term loosely)

https://800notes.com/Phone.aspx/1-920-202-8226

I received a phone call from a investigator staying I had a check to Schwanns from March 2009 and if I didn't pay 573.76 by Friday they would issue a warrant now the check was for 193.00 and there just now contacting me. I've asked for documentation and received none. Just threats, called Schwanns found out it did bounce and worked out a payment with them not universal mediation even though according to my attorney statue of limitations is 2 years

This number keeps calling me and won't stop saying I had a bad check written back in 2005 knowing I have no knowledge of this please help.the number is 1-888-779-8443

It is a scam. These people buy old debt and use scare and intimidation tactics to extort money from people. They told me that a warrant was being issued for my arrest. A "Private investigator" contacted my family member and told them I was to have this warrant by end of day. They also called me saying the same thing. Then I was transferred to a lady who claimed to be a paralegal for the DA and she would speak to the attorneys to see if she could stop the warrant if I agreed to pay a huge amount of money. Both parties insisted that the money had to be paid today.This was to off set a check that was written 7 years ago on a closed account. She stated that due to the person pressing charges being a guarantor and not the actually business whom the check was written to, that there was a loop hole in the law allowing them to charge me. I was frighten out of my mind and paid them the money. The next day I spoke to a lawyer who informed me this was not true and that the DA would not call to tell me that they were issuing a warrant. They would just issue it. I was told this behavior was illegal and to file a police report. I did file the report. I was also told to contact the DA office in GA where Universal Mediations is located.

Can you please give an update on what has since happened.  I have received a call today and was about to pay but am very skeptical since I have not heard anything about this in the 5 years past that they say it happened.

I received an online loan back in 2010 & when they tried to collect either there were ISF or the account was closed so the investigator said that I was charged with two counts of fraud even though this original debt was filed under my Chapter 7 Bankruptcy. Do I have to pay them or go to jail?

Concerned In GA

Ordinary debt is not a criminal offense.  You cannot go to jail for debt.  These thieves are are trying to extort money from you.  Ignore them.

[***] dumbass they are a scam alias and Jon lane still scamming people