888-788-6532

Just received a call from an unknown. caller left a voicemail claiming to be the Michael Murdoc Lead Investigator for Fraud and Theft for the Dept of Fraud in Sacramento but left a 888-788-6532 x 340...I have until 2 pm today or between 12 pm - 2 pm to call back tomorrow or I will be taken to court for fraud, theft, and a false info on a recorded line...

i just got the same call for IL, did he say his name was investegator mike murdock? Said he was not a bill collector and these are serious charges even gave me a case number. Not sure what is going on?

My mom and Grandma both got the same call re: me and that I am being investigated for fraud. If it was true I do not think they would call and let me know I am being investigated and give me a heads up if charges are being brought against me. DO NOT GIVE THEM YOUR INFO!!!!! THEY ARE THE FRAUD.

I just got call from Angela 888-788-6532 said I was going to be arrest for fraud unpaid pay day from year ago. And if I don't pay I'm going to jail.

i got a call from Alan douglas, nationwide processing and arbitration. he needs to talk to my attorney for the case that has been filed with the county. the county knows nothing about the case number he gave me. collection calls will resort to anything to get you to call back. this is an unpaid payday also from a year ago. CA law specifies they cannot bring charges against you.
A payday lender cannot threaten to prosecute you in criminal court for insufficient funds.
I had insuffecient funds and still do . .

They been calling all my family members telling them I'm going to jail. I just got call from Murdock leaving nasty message so I called back after doing lots of research & told them u need there address where to send letter that they can't call me or my family anymore she said I can remove your numbers now verbel but continue to say I should resolve this I told her if they came at me right way not with this [***] that I can go to jail then maybe I would of but now if they ever contact me or my family again I'm sueing them...so if they continue to call u do the same n report them lying [***]

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

I just received the same fraud call from a Michael Murdock,stating he was from th Idaho fraud investigation unit and if he did not hear from me by 4pm today a warrant will be issued. I knew this was not legitimate as any one calling from the state would not give you an 800 number to give a return call in the same town as I reside.  I have had several calls from 800#.like this and never once has there been any action taken.They will tell you the matter can be resolved today and will lower the price of what they say you owe if you give them your cc# or bank info and but if it is not resolved today to expect there to be a warrant issued.It is all a scam. Dont fall for it as they will pass your info along and before you know it you will be so far in debt with the bank or credit card com. it will take years to resolve and ruin any credit you have !