888-845-1291

Called and left a message stating pending legal action.

Fake number, scam. Don’t call back.

Fake as hell. Do not call and no one calls to notify you if pending charges. What BS

Called stating a law suite

"law suite", like in a room just for Lawyers?  I think you meant Lawsuit, right?  Most likely it is Debt Extortion Scammers

The vague scare tactic message is designed to panic a victim into calling back.

Most debt collectors will use a certain amount of pressure to convince you to pay the debt. After all, they often don't get paid unless you pay. Be suspicious of a debt collector who uses an unusual amount of pressure to get you to pay immediately, particularly if they also use scare tactics to get you to pay right away. For example, a debt collector is scamming you if it :

• threatens you with a lawsuit and tells that you can avoid the lawsuit by paying right away
• Says a Process Server  or Courier is coming with papers to sign
• Threatens to call / go to your place of employment
• Insists you have been notified, served or are non-compliant via phone message(s)
• Refuses to give a company name or verifiable Contact source
• Refuses to send proof of debt via US mail

A sure sign of a debt collection scam is a collector that wants to you to pay via wire transfer or another method that can't be traced. If the payment method can't be traced, you'll have a harder time getting the authorities involved.

If the creditor sounds completely foreign, or you know you never had an account with that business, there's a chance it's a scam. Never pay a collection you don't recognize. You have the right to request written proof of the debt from the debt collector before you send payment.

https://www.ag.state.mn.us/Consumer/Publications/PhonyDebtCollectionScams.asp
https://www.consumer.ftc.gov/blog/2019/02/ftc ... llection-scheme
https://www.consumer.ftc.gov/blog/2017/08/pha ... onate-law-firms

Quote:

Here are some ways to find out if a debt collector is legitimate.
•You received a letter in the mail. ...
•The agency is licensed in your state. ...
•The collector can verify your personal details. ...
•You can request information about the debt. ...
•There's more than one method of payment. ...
•A company works with you, not against you.

Source: https://www.bankrate.com/personal-finance/deb ... ctor-is-a-scam/

Koran Lopez says they want to mail us documents for a legal action malicious avoidance or something like that mm and associates is where she says she is calling from

Most likely just a made up name, as I found only 2 results with that name. 1 is a Real Estate agency and the other is a Digital Marketing company.