888-997-1039

I received a call from a Jill Parker.  She said she is with URG, a litigation firm.  She said they sent me a letter 45 days ago and why did I ignore it.  I told her I do not recall ever receiving such a letter.  She then said I was served, or will be served, a summons, and because of court costs and attorney fees I would owe $2711.32 from a credit card account opened in 2008 and last used in 2009.  Then she said I was being sued, and within 72 hours they were going to garnish my wages.  I told her I am currently unemployed due to a medical condition. She said "Well, we are going to freeze your assets such as your bank account, home, and motor vehicle."  I told her I do not own a home or motor vehicle, and was presently on state assistance.  She said "Well don't be surprised if you hear from the state if you are receiving assistance."  She also said they were going to take any credit cards I have or anyone else's property I have co-signed for.  I said I have no credit cards and I have not co-signed for anything for anyone.  She said "Well, if you are married" and I said I am not.  She then said that didn't matter then.  She then said "I wish you the best.  See you in court."  I tried to find them online, but cannot find a litigation firm with that name.  I know I did not receive a letter from them, and have no idea what she is talking about.  What do I do now?

They played the EXACT same scam on me. Every threat was the same and the woman was quite nasty, even the debt amount was the same. Did you ever hear anything back from them?

This company out of the blue called a family member stating she owed 1800 for Legacy Visa back from 6 years ago. Family member who had a stroke gave the gentlemen by the name of Marlo Ivey Director of Operations her debit card information over the phone. Marlo stated he would debit 100 dollars and then send the offer of settlement by email for signature before debiting any more money from my moms account. Well I happen to be there when he recently called and he wanted to know why her debit card was declining his transactions. His plan was to take out 600 dollars out of her acct that day. I told him that was not going to happen she did not have that kind of money he proceded to tell me about the agreement that was sent to my mom. I explained to him she is not in the right state of mind at this time from recent stroke. He said this was an agreement and she said she would pay it. I told him she cant [***] 600 dollars and since he will not let you answer anything he just kept repeating himself, I told him we would pay him if an itemized statement of all the charges with dates could be mailed to my address. He replied no said he himself and his people he called them would be up at my moms job Monday, I said bring it on. By this time I am livid, told him this is harrassment and he is nothing but a scam artist trying to attack the elderly and his ass is mine... Of course his ass hung up on me. I dare that SOB to call back or even fly his stupid [***] down here. What human being goes to work or so called job and picks up a phone and calls people saying they are a law firm BIG WIGS and Court THEY ARE FRICKING IDIOTS AND SCAM ARTISTS. THIS NEEDS TO STOP. I HAVE REPORTED THEM AND THEY ARE UNDER INVESTIGATION AS WE SPEAK. NO ONE DESERVES THIS [***] FROM IDIOTS THAT HIM OR ANY OTHER DUMBASS IN THE SO CALLED OFFICE.

You're absolutely correct - this is a scam.  Legitimate debt collectors will send a debt validation letter and any other info (original contract for original creditor showing debtor's signature) via mail.  If this is not disputed by the alleged debtor, then the company would by law, have to have a summons for a court appearance sent via certified mail or process server.  BTW - NO legitimate court process server calls anyone before serving them!  As to his contention that he sent an agreement via email - this is not legitimate either - this must be hard copy, sent via USPS and signed by your mom to be of any effect.  And as she is recovering from a stroke, obviously she is not going to be well enough to give informed consent to this.  I hope you've reported them to the FTC, and also your state's Attorney General.  I also want to say that, depending on the statute of limitation for collections in your state, your mother - even if she DID owe this debt - may not be sued for recovery if it's too old.

I received this call as did my husband and honey. When I went ham on them on the phone, they hung up. Guess what? I harassed them. I called them and go ham again. They hang up..Maybe if they get enough complaints, the Federal Government will shut them down. I work in collections, and we do not speak to anyone this way or make false statements. I wish these companies were governed by the same laws. My phone now blocks these calls.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I received a call from 888-997-1039.  They wanted my son's address so they could serve him with documents.  I asked what the call was about and they said they couldn't tell me.  I told them that if they couldn't tell me why they wanted my son's address..that I would not give it.  The company they said they were with was URG.  I asked if it was a collection company..and they didn't know what that meant.  Seriously??

These people called my law office. They threatened a lawsuit against my husband for some unknown debt.  They were very rude and demanding.

I've recieved a call from this company as well but the number I got it from was 18552581038 when I ask for info the lady could not tell me the info of the case nor where it was from they said it was from a bank account from NE state bank and I've never had an account through any such bank they have used threats of lawsuit and arrest if not paid they are willing to cut the bill in half to get me to pay it.

I have received telephone calls fron URG, United Recovery Group, for the past several months, in an attempt to collect a debt allegedly owed by Jonnie Lynn Rollins Jones. These calls have come from Stacey King, Case Manager ance nd Angela Danson, Senior Case Msanager. I have stated more than once, that me and my family are not responsible for this debt. I requested more than once to cease and desist from calling my wife, daughter, and myself regarding this debt, yet they continue. I was told more than once that our telephone numbers would be deleted from this case. My family is being harassed by these calls, causing anger, anxiety, frustration, and elevated blood pressure as a result of being harassed. We have rights as citizens, and URG have violated our rights. This message is sent as an official complaint against United Recovery Group, and affiliates, to immediately STOP all calls to our cell phones, and home phone regarding this case. My next move is to take legal action.

i have been called repeatedly int he past few days and have been harassed and spoken to very rudely. I asked to speak to the supervisor and this "boy" screams at me and calls me stupid! I am now calling the local police department to find out my next steps to finding these horrible people. They seem to forget, they are calling me, not the other way around

URG Litigation Firm called me stating that I owed Cashnet $950.00, from 2007 and that they would drop that payment to $600.00 if I payed the 600.00 in full with a credit card.  I am disabled and told the woman that I could not pay the 600.00.  She told me that I would be served fraud, breach of contract, and checking account fraud.  She said that they would bring me to court and I would have to pay the $950.00 plus court fees and other fees coming to around $4000.00.  They did not have all my personal information and I kept asking them personal information about my self like my middle name, and other questions they could not answer.  I think this is a scam.  Why would they threaten me with me having to pay $4000.00 and then tell me $950.00 then say $600.00?  Sounds fishy to me.

The manager Becky Davis 1-855-267-3164 Ext 246 gave me this information.  Hope this helps.

I got a call from URG Litigation, when I told the young girl, definitely not a lady, that they had the wrong person she went off like a demon! Accusing me of being rude! What a joke. I did start to laugh at her as she was going off, but it was definitely after she started.
Any way I knew what she was saying was not pertaining to me, so she began threatening me with arrest etc, etc.
I am reporting them to Foster Cambell's office the Public Service Commissioner of Louisiana.
These people had my name, address, ss# and birthdate!

i also reported them to the FTC (FEDERAL TRADE COMMISSION) at 877-382-4357

Yeah I work in Collections too. And I told her she was calling wrong person and told her I would report her and she hung up on me. Imagine that.

After speaking to a very rude lady on the phone, asking them to please stop calling my son's phone as well and giving him third party information, she told me I would be getting served with papers to appair in court.  After about 30 minutes of that conversation, I got a call from a Taylor Cook, who is a private investigartor  for URG.  I asked what the name of her company she represented, address, etc....  She told me "since I wanted to play stupid, she would have me served in a federal court and she would see me then".  This is for an 08' debt I paid off two years ago.  And I'm being told who I paid in two years ago is a scam artist and they are the real deal.

How did you report them? I'm having the same issue--- they claim I owe on a Mastercard. I've never had one and they won't tell me who it's through. They told me they are putting a lein on my house, garnishing my husband's wages and there's a court case against me.....there is NOT. They claim they are NOT a debt collection agency- actually told me that they don't have time to be a stupid collector trying to get my dirty money. They are a law firm who "doesn't have time for my lies and excuses." I honestly thought I was  being phone scammed by my local radio show.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Who do I contact to file a complaint? They did it to me to and I wanted info to have my attorney contact them and they hung up on me. The lady is nasty rude and is full of it. She had a lot of info on me and it is giving me serious anxiety