949-264-0613

This is a transcript of the voicemail she left for me:  "Hi, this this is an Urgent Message for Corey Bells. It's Sofia Sanchez. I'm calling from keisman and Associates, and I do have a summons and complaint against you. I do need for you to give me a call back so I can go over those those complaints with you before any further action is taken. I can be reached at 949-264-0613"  But the caller ID (Spoofed) came from a fake process server with the phone number (602) 560-8463.
Earlier I received a call from a her brother or boyfriend, they sound about the same age and have the same accent from a different number (spoofed):  "This message intended for Tori Bayless. My name Sam. I'm calling regarding a formal complaint that requires immediate attention. We have document scheduled to be delivered to your place of residence appointment. Please have a valid identification to ensure proper delivery. If you or your attorney have any questions or concerns regarding this complaint. Do you need to contact our client at 844-950-6254 reference your case number to 78771?"  That one did not speak as clearly so the transcription was a bit off.
This is the good old fake pay day loan scam debt collector.  They have my name, date of birth, etc.  So this is a  more sophisticated scam than usual.  But it is a scam.  They try to scare you in to paying them anything.  What they are doing is quite illegal, but no one cares.  So, I have fun with them on the phone.

Repeating what I'd written twelve days ago in the thread killed by Admin, I fail to see "a more sophisticated scam than usual". All of the complaint elements are in fact very familiar. We see them reflected in countless anecdotes and the findings of FTC investigators when they've worked to shut down the worst actors.

Tossing out personally identifying names and numbers is Standard Op for the breed. Anything they can glean from credit reports and loan applications becomes fodder for convincing victims to fear the stated threats. As I keep preaching in these parts and no doubt you realize, metadata are not proof of claim. The facts are real but they never add up to a real and owing debt.

A few more wrinkles need ironing from the deleted thread. There's nothing new and exciting about one set of fake debt thugs merely because "these scammers use real numbers". For a few dollars I can light up "real" VOIP numbers in any domestic area code I like, and with some more cheap effort make it harder for anyone to trace my junk calls to my door. I could set up the fraud tent at breakfast and fold it by dinner hour, then start over tomorrow with a new batch of numbers. Phone numbers are disposable goods now, and their rapid turnover has been an established feature of junk calls.

Notice that the faux collectors often depend on working numbers for return calls. They favor an old persuasive trick of causing distress and abruptly ending a call after a stated or implied threat. Second best thing is a canned phone message laden with pseudo-legal babble like in the examples you have. This is to prod the victim into calling in a state of weakness, begging to do exactly what the fraud wants. Not to sound sexist, but they love playing this trick on women.

It's hardly the case that "no one cares" about the fraud impact. It's difficult to control, like the spread of cockroaches, making prevention a front line necessity. It would take some hard work to find the nest of "Keisman", or whatever its true name, but maybe you have a domestic gang you can locate and sue as opposed to a South Asian pest, in which case lawyers and authorities will be more eager to help.

They call me fron this number her name was Sofia Sanchez she said i had an unpaid credit card from back in 2013 they told me they will have agents coming to my house to deliver papers and if didn’t wanna go to court i have to make a payment plan with them if not i will have to pay 1,200 in court plus court cost and they will take 25% of my pay check from work.. i got super scared and i did what they told me but now they will do a payment plan for me so they told now i only have to pay $540 and i have to make to payments so i did my first payment they said they will email some paper for me to sign and thats when i find out they had scammed me because the latter had a name EISENSTADT & ASSOCIATES i search it up in the internet they came out as Scams so thats when i found out i [***] i search up the number it came up as an scam as well call them back they told they were a real company and if i don't sign the papers i will have to go to court... so i said ok send me to court but i call me credit card on time let them know and they locked my credit card  since i never sign anything money was returned i was really lucky to get my money back ... but this people its really good at what they do so PLEASE BE REALLY CAREFUL WITH THIS NUMBER

They called from this number they called my job first but iam on vacation so they called my  cell phone and said her name was Sophia Sanchez  there also a gentleman making calls his name is Christoper she said I have an unpaid credit card from 2015 Mastercard they said I will be served papers to go to court and would cost me more money so I should pay this right away they gave me a payment plan to pay for this and they said I owed 1500 and they will except 900 if I do it right away they also said I can do a payment plan with them but before I thought about doing anything I said to her give me a day and I will come up with the money so they kept saying to me The hold will be lifted in 15 minutes what would be your answer on this so I investigated them and found out they are scammers this is the breakdown they told me that I can do  250 down 9X 125.47
6X 229.24
or a settlement of 959.98
or either be served the papers to go to court and it will cost you 2300 just for court fees.  Thank god I didnt get scammed

NOTE the company reported is spelled differently than those the callers are contacting. There are numerous companies by that name and they are not the ones contacted.

NOTE: the co. name they are giving is close to my co name but is NOT and the phone numbers - one is the 949 number and now an 800 number. Please report to the FBI local office or FCC or FTC. All these calls are fradulent.

Joan defentily not your company your company is spelled diffently
they are scammers

Sofia Sanchez called me on October 9, 2020. Sofia told me that I needed to pay $1663.60 for a credit card from 2015. Sofia said if I didn't pay I would have to pay $2000 court fees. Sofia said she would call the finance company to make a payment arrangement while she put me on hold. Then Sofia said the finance company agreed to payment arrangement. My husband called his credit repair company and had them check on this. They told us to call the finance company ourselves and we was told that my account was sold to another company in 2015. I called that company and it's permanently closed.

I got one from this number.  Same thing, a card from back in 2014.  They didn't contact me, but have been harassing my wife's supervisor at her job. Mind you, this debt that they "claim" I owe came before I even met my wife. Same thing, that I owe a debt, and that they were trying to serve papers.

I called the person back at the number that was left, and he tried to get me to settle.  I told him to send me the paperwork in an email.  Suspicious flags from the get go.  The building number wasn't in line with the rest of the address.  Upon googling the company "Perowitz and Associates", nothing came back except this website with a lot of recent calls.  Additionally, I tried googling the address and suite.  There is a place in the building called "The Legal Company" or something like that, but the suite didn't match up.  I didn't sign, and today they started back up.  My wife told them to stop calling her company to which the caller responded with "We will let nature take it's course, see you in court".  I immediately called the guy and let him have it.  I told him he was required to send me, in the mail, a copy of the debt.  I also told him this was now a verbal cease and desist, and if he called again I would sue.  He said that they will serve my wife papers at her job, and he will see me in court.

I HIGHLY think this is a scam.  Upon calling my county and municipality courts, no paperwork had been filed.  The county clerk also chimed in that it is probably a scam.

I also received a call from Sofia Sanchez as well, with the same issue. A credit card from years ago, offered to work out a payment plan with me. But she said she was from Romanowitz & Associates, is this possibly the same person?

Received 2 phone calls, 1 VM in Spanish from this Sophia Sanchez lady asking for my husband to call them back. They think that my phone # is my husband's number. Anyway, same tactics as above. Also stating they will have some one serve papers if my husband doesn't set up a payment arrangement. Even got a text message but now they are supposedly from Keizler & Associates. Looked them up on Google but found nothing. They call and harass my sister in-law & mother in-law. They call from all kinds of phone numbers like: 3412015325, 6266034931, 7142423216,6507896499, etc. I just keep telling them they have the wrong number, but then they just call from different numbers and different people even demanding that i put my husband on the phone. Talking to me like I was their child

I received a similar call and when I called back using the reference number he said there is a small claim against me and had my last 4 social and date of birth. He also had a actual debt from 8 years ago but not sure if amount was right. In my state statute of limitations is 6 years from last transaction so I am leaning toward its a scam..believable but scam

The SOL only means that they cannot sue you or threaten to sue you.  I have to wonder though how you managed to read all of the posts in this thread and missed the one by Resident47?

One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them so that they can scare that person into paying extortion money.  They will usually also state information that would be illegal for a real debt collector to state to department and tell them that you are a deadbeat who does not pay their bills.  They often call people that have never even been a third party such as that you are being sued, that you owe money to someone, etc. They threaten that if you do not call them back, they will contact your HR associated with you because they get erroneous information off the internet.

 The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

  It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation.  It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Don't spend to much time wondering..I never read any other post in the thread except for the one I replied to.

Then what you are saying is that you don't want to learn anything?  Gotcha!  But at least my second post is up there for any other people who need help to read and learn even though you will now remain clueless.  Have a nice DAY!