954-346-4080

Some dude calls leaving a message that he had my name and social and wanted me to call him back.  Sure sounds like some underhanded collector / scam.  Maybe I can have an attorney return the call.

These jerks are calling again.  Some Scott Harrison is pleading for me to call back in the next four hours.  He says this is the last chance to avoid real trouble.  Guess what Scott.  I'm not calling.  Get used to it.  I can always have an attorney call you instead with a hefty lawsuit.

This guy is calling me too.  I tried calling the number back once and it was disconnected!

Got another call from a similar number (954 346 4084) with nothing left on the voicemail.  Probably from the same scumbags behind this number.

Multiple phone calls have been coming in from this phone number from a Scott Harrison.  He says that I have to call back or he will pursue "this matter to the fullest extent of the law".  Bring it on Scott!  I have no debts to anyone and you are probably calling for someone who used to have my number quite a few years ago.  I bet you never checked with the phone company to see if the person you are looking for is still connected with the phone number on your list.  How typical of many lazy sleezy debt collectors.  Trying to scare me into calling you back is not going to get you anywhere.  You are heading towards a nice big lawsuit.  Keep up this threatening harassment and you and your company are at severe risk of losing a lot of money!

This guy called our business number - don't even have a clue who he was calling for - and said he was going to pursue 'this matter to the fullest extent of the law'.   Sounds like a real ass.   Sorry - we won't be calling you back for anything!

THIS BUSINESS IS NOT BBB ACCREDITED
AFG & Associates
(877) 800-1269
2321 East 4th Street Suite 449 , Santa Ana, CA 92705

F On a scale of A+ to F

Reason for Rating

Factors that lowered this business's rating include:

Failure to respond to 5 complaint(s) filed against business

BBB does not have sufficient background information on this business. BBB made at least two requests for background information from business. BBB has not received a response from business and/or has not been able to verify information received from business.

Our complaint history for this company shows that the business has not responded to customer complaints brought to its attention by the Bureau.

Government Actions
BBB has no information regarding government actions at this time.

BBB file opened: 12/6/2010
Business Category
Collection Agencies

Alternate Business Names
AFG & Associates
AFG And Associates

http://www.la.bbb.org/business-reviews/Collec ... na-CA-100101301

We received a very urgent call from Scott Harrison, AFG and Associates on a Saturday.  About "a very urgent matter"; "this was the second attempt..."; "will be pursuing this to the fullest extent of the law."

His phone 954-346-4080 and a return call was not answered.

This is not legitimate, so be warned.

Still getting threatening scam calls from this number.  Now the tune is "call within 48 hours" or "this matter" will be handed over to "our client" who will come after you.  I'm not calling back and Scott Harrison, others who have called me from AFG and their client can all kiss it.

Just got a call from a scott Harrison telling me that I need to call him back @ (954) 346-4080 that he's a legal firm & I need to get back to him asap & this is his final attempt.

This Business is not BBB Accredited
Invision Consulting Group, Inc
(954) 779-6800
3854 LYONS ROAD 209, Coral Springs, FL 33073
a.flores@allied-financial.net
http://www.invision-consulting.com

2 Locations

   3854 LYONS ROAD 209
   Coral Springs, FL 33073

   7351 Wiles Road Suite #106
   Coral Springs, FL 33067

(954) 779-6800

BBB file opened: 05/05/2014
Business started: 05/15/2011
Contact Information Principal: Mr. Alexander Flores (President)
Related Businesses: Allied Financial Group & Associates, Inc - 7351 Wiles Road, Suite 106, Coral Springs, FL
    Alexander Flores is also a principal of this company.
Business Category: Collection agency

BBB Business Review
This Business is not BBB Accredited
Allied Financial Group & Associates, Inc
Phone: (954) 346-4080
Fax: (954) 346-7749
Additional Phone Numbers
• (561) 293-3620
• (561) 288-3572
• (877) 372-5594
• (561) 210-4826
• (561) 288-1193
• (954) 688-4660
• (305) 529-0880
• (954) 345-4741
• (954) 688-4662
• (954) 666-0880
• (954) 317-0576
• (954) 883-9237
• (954) 688-4661
Additional Fax Numbers
• (954) 744-5848
7351 Wiles Road,
Suite 106,
Coral Springs, FL 33067
http://www.allied-financial.net
! There is an alert for this business !
On a scale of A+ to F
BBB Accreditation
Allied Financial Group & Associates, Inc is not BBB Accredited.
Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited
because they have not sought BBB accreditation.
To be accredited by BBB, a business must apply for accreditation and BBB must determine that the
business meets BBB accreditation standards, which include a commitment to make a good faith effort
to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation
review/monitoring and for support of BBB services to the public.
Reason for Rating
Factors that lowered Allied Financial Group & Associates, Inc's rating include:
• Length of time business has been operating.
• 73 complaints filed against business
• 3 complaints filed against business that were not resolved.
• Business has failed to resolve underlying cause(s) of a pattern of complaints.
Customer Complaints Summary
73 complaints closed with BBB in last 3 years | 4 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising / Sales Issues 3
Billing / Collection Issues 63
Problems with Product / Service 7
Delivery Issues 0
Guarantee / Warranty Issues 0
Total Closed Complaints 73
Additional Complaint Information
Our file contains a pattern of complaints from consumers alleging that Gregory Adams & Associates
has made threatening or rude debt collection calls. Some of these consumers have stated the debt in
question was not their own. Consumers further claim that despite asking the company to stop
contacting them, Gregory Adams & Associates continues to call.
Gregory Adams & Associates responds to these complaints with apologies and removal of the
consumer's phone number from their database.
On December 28, 2012, BBB sent certified correspondence to Gregory Adams & Associates requesting
their voluntary cooperation in resolving complaints on file with BBB and providing steps it will
implement to eliminate the pattern of customer complaints.
On January 11, 2013, Gregory Adams & Associates responded to BBB's concern. Gregory Adams &
Associates does not deny that at times an employee will get in an argument with a debtor but states
they monitor every employee closely. If a conversation becomes insulting a manager will immediately
address the issue with the employee. Gregory Adams & Associates stresses to their employees to stay
professional and says to have terminated a few individuals for this issue. Gregory Adams & Associates
will continue to monitor and reprimand the employees involved.
BBB will continue to monitor the complaint activity of Gregory Adams & Associates and update the
business review as needed.
Customer Reviews Summary
0 Customer Reviews Customer Reviews on Allied Financial Group & Associates, Inc
Customer Experience Total Customer Reviews
Positive Experience
Neutral Experience
Negative Experience
Total Customer Reviews 0 Customer Reviews
Complaint Breakdown by Resolution
Complaint Resolution Log (73)
Complaint resolved with BBB assistance (69 complaints)
10/06
/2014
Billing / Collection Issues
Complaint
Rep claiming they are from the State of Florida and pursuing charges against me.
I am not sure when the calls started but today (9/19/14) they escalated. I received a message
from ***** ***** stating she was calling from Broward County (if she was from BROWARD
why did she keep pronouncing it breward?) on behalf of the State of Florida in regards to
pursuing charges against me. That they will contact my employer and locate me on the premises
and that once the charges were filed in Broward Co., it will be public record. They then
proceeded to contact my mother, whom has NOTHING to do with this account and my sister,
who recently had a heart attack, stating that they were from the State of Florida and they were
looking for me in order to pursue charges against me. This sent my family into serious
emotional chaos. This is unacceptable. They are falsely impersonating OFFICIALS. They can
not harass my family this way for a lousy $350!! I did make restitution today, hopefully they
will leave my family alone but this practice is illegal and I will pursue contacting a lawyer to
sue.
Desired Settlement
I agree to repayment of the 300.00 loan I took out over a year ago, but the added fees should be
refunded since they bypassed *** legal and moral avenues to get the money back! I was the
other $200.00 back!
Business Response
This complaint has been applied to the wrong company, we don't have any debtor with the name
******* ***************, nor a collector named Jaime Long, please do further research such
as calling the collection company is calling you and get the correct information from them so
this complaint gets applied to the correct company. Thank you.
03/31
/2014
Billing / Collection Issues
Complaint
They were told not to call employer, which I know they are not to when told, just yelled at me
and said yes they can Won't stop
Harrassment
Desired Settlement
Just want them to stop the harrassment or I will lose my job
Business Response
Mrs. *****'s account was received by our office on 3/2/2014 a call was made on 3/4/2014 and a
phone number ending on ***** was removed from the system that same day, additionally the
same day 3/4/2014 the account was marked to not be contacted again via phone. There are no
notes as to the allegations however the collector that last worked the account and the whole
group of collectors employed by our office have been notified to be considerate of the requests
to remove the debtors work phone numbers upon verbal request and coordinate an alternate
phone number and time where we can call.
03/21
/2014
Billing / Collection Issues
Complaint
REPEATED CALLS, NO PROOF OF DEBT
KEEP RECEIVING CALLS, WILL PROVIDE NO PROOF OF THIS DEBT
Desired Settlement
PLEASE REMOVE ALL OF MY INFORMATION FROM THEIR DATABASE
Business Response
Mrs. *********** account was placed for collection efforts by our office on 3/2/2014 and
starting calling on 3/3/2014 and place the account on do not call status on 3/4/2014 once we
received the BBB complaint so there is no way we have called numerous times. There is an
outstanding debt in our office, please contact us so we can discuss a settlement.
12/20
/2013
Billing / Collection Issues
Complaint
These people call every week. It's apparently a collection attempt for someone who used to have
my phone number. They will not stop calling 3 years!
This company keeps telling me they will remove me from their collection list and they never
have. It's been 3 years and they still call every week for someone that had my phone number
long ago. Why can't anyone stop them. It's obvious this is their standard method of operation
from all the other complaints.
Desired Settlement
Stop calling me.
Business Response
We have reviewed our database and found Mrs. ********'s phone number provided in this
complaint and have removed it from our system as per her request. We got the file where her
phone number was associated and it is from an account received in our office 2/10/13 so any
calls before that was not from our office. We do remove wrong phone numbers immediately
upon request and we apologize if in fact Mrs. ******** requested for her number to be removed
and it wasn't when requested.
10/25
/2013
Billing / Collection Issues
Complaint
I have received numerous calls from this agency on both my home & cell number. I have even
been threatened with being sent to jail.
I started receiving calls in December 2012 from ******* ***** saying that they have
undeliverable documents for me and that I owe them money for a check that had bounced for a
cash advance 7 years prior. I don't even remember getting the cash advance. I requested proof
and didn't hear anything until January 28, 2013. My daughter was in the hospital and I received
a call from a courier that had to meet me right then. I explained that I couldn't meet him and
why. I told him I could meet him a different day and he hung up on me. The phone calls started
again in August 2013 form ****** ***** & assoc telling me the same thing. I had bounced a
check and they would settle for $645. I was told that charges were pending against me and that I
could end up in jail if I didn't pay them. I once again requested proof. I asked for them to send
me copies of any documents they had regarding my "case". I told them that if all the information
was true and the documents were valid that I would pay what I owed. I have not received any
documents but the phone calls have started up again because they haven't received payment. I
received a call from a courier on September 24 asking if I had received any documents, I said
No, I hadn't and was told a long story about how the courier was involved in a roll over accident,
what was wrong with him, and that he'd be alright. I was also told that I would receive
documents on September 25 which I have yet to receive. I don't know how this company can
have my correct address and phone number and not be able to mail documents to me. I have
looked into my credit report and there is nothing there regarding this matter. The number that the
courier called from (XXX-XXX-XXXX) is listed as a ******* Restaurant in Valparaiso, In. The
rep that I have been speaking to is **** ******* The only information I have been able to get is
how much I owe them. My husband (**** ********) has been getting calls from **** ******
telling him exactly the same thing. I'll receive a call and not 5 minutes later he'll get a call from
the same person saying the same thing. I would really like for the harassing phone calls to stop.
They are rude to my children if they happen to answer the phone and refuse to work with me.
This really needs to end. The have in the past contacted family members and told them that
either **** or I would go to jail if we didn't contact them and settled our debt with
them.Between August and September **** ****** has contacted me from 2 different numbers
with 2 different area codes. I received the calls in August from XXX-XXX-XXXX and the calls
from September are from XXX-XXX-XXXX. I have also spoken with ****** ********* from
********, In who I had been transferred to by **** ****** to try to make a settlement
agreement. I do not have ****** ************ phone number.
Desired Settlement
I would like for them to stop calling me. My husband and family would like for them to stop
calling them. I know that they have different business names and phone numbers they use.
Business Response
We do not threaten anyone with going to jail and if we were to find anyone in our office saying
so would be immediately terminated, we will look further on this matter. We are a collections
agency and if any case was to be pursued legally it would be a civil matter.
We will request the proper documentation and forward to Mrs. ********. The account was
noted for no additional telephone contact as soon as we received the complaint on 9/30/13 and
no calls should've been received after that date.
Final Consumer Response
(The consumer indicated he/she DID NOT accept the response from the business.)
I know what **** ****** told me and would not lie about it. My husband has received the same
phone calls that I have. Various family members have received phone calls from this firm stating
the same thing. I have not received any calls recently and hopefully will not. I also realize that
this firm has "sister" firms that they go through and hopefully won't hear from them either. Any
business they have with me can be done through the mail. I was told before that I would receive
documents from them and to date I haven't. Last I heard collection agencies still sent out bills to
people who owe them money but for some reason I have never received one.
Final Business Response
Mrs. ********'s account has been put on "Do not call" status "once we received the complaint
and no calls from anyone associated with our company will be made moving forward, only
contact will be by mail. Mr. **** has been let go and is no longer employed by our company.
Page 1 of 14
The business failed to resolve the complaint issues (3 complaints)
06/04/2013 Billing / Collection Issues
04/08/2013 Billing / Collection Issues
02/25/2013 Advertising / Sales Issues
BBB found business made good faith effort to resolve complaint but customer not satisfied with
business response (1 complaint)
06/21/2012 Billing / Collection Issues
BBB file opened: 06/01/2011
Business started: 02/22/2011
Licensing, Bonding or Registration
This company is in an industry that may require licensing, bonding or registration in order to lawfully
do business. BBB encourages you to check with the appropriate agency to be certain any requirements
are currently being met.
These agencies may include:
Florida Office of Financial Regulation
(800) 848-3792
http://www.flofr.com
Broward County Business Tax
Broward County Governmental Offices 115 S. Andrews Ave.
Fort Lauderdale, FL33301-1818
(954) 357-7235
http://www.broward.org/Pages/Welcome.aspx
Coral Springs, City of
9551 West Sample Road
Coral Springs, FL33065
(954) 344-5963
http://www.coralsprings.org
BBB records show a license number of CCA9902231 for this company, issued by Florida Office of
Financial Regulation. Their web address is http://www.flofr.com. The expiration date of this license is
12/31/2014.
Check License Status:
https://real.flofr.com/ConsumerServices/Searc ... archDetail.aspx?
licNum=CCA9902231&licDesc=CCA
Please note that governmental licensing information may not be current.
BBB records show a license number of 327241303 for this company, issued by Broward County
Business Tax. Their web address is http://www.broward.org/Pages/Welcome.aspx.
Check License Status: https://www.broward.county-taxes.com/public/business tax/accounts/95498
Please note that governmental licensing information may not be current.
BBB records show a license number of 1200064854 for this company, issued by Coral Springs, City of.
Their web address is http://www.coralsprings.org.
Check License Status: https://click2gov.ci.coral-springs.fl.us/Click2GovBL/BLINQDTRS.jsp?
IsWhatIf=true&MasterInq=&BusinessName=ALLIED%20FINANCIAL%20GROUP%20&
%20ASSOCIATES,%20INC.&ControlNumber=0051451&PageFlag=1&BeginDate=
Please note that governmental licensing information may not be current.
Type of Entity
Corporation
Incorporated: February 2011, FL
Contact Information
Principal: Mr. Jose Flores (President)
Mr. Alexander Flores (Vice President)
Related Businesses
Invision Consulting Group, Inc - 3854 LYONS ROAD 209, Coral Springs, FL
Alexander Flores is also the principal of this company.
Business Category
Collection Agencies
Alternate Business Names
Greg Adams & Associates, Gregory Adams & Associates, Andrew Cohen & Associates
BBB Business Review
This Business is not BBB Accredited
Invision Consulting Group, Inc
Locations
2 Locations
• 3854 LYONS ROAD 209
Coral Springs, FL 33073
• 7351 Wiles Road Suite #106
Coral Springs, FL 33067
(954) 779-6800
(954) 779-6800
3854 LYONS ROAD
209,
Coral Springs, FL 33073
a.flores@allied-financial.net
http://www.invision-consulting.com
On a scale of A+ to F
BBB Accreditation
Invision Consulting Group, Inc is not BBB Accredited.
Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited
because they have not sought BBB accreditation.
To be accredited by BBB, a business must apply for accreditation and BBB must determine that the
business meets BBB accreditation standards, which include a commitment to make a good faith effort
to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation
review/monitoring and for support of BBB services to the public
Reason for Rating
BBB rating is based on 16 factors.
Factors that lowered Invision Consulting Group, Inc's rating include:
• Length of time business has been operating.
• Failure to respond to 2 complaints filed against business.
Customer Complaints Summary
2 complaints closed with BBB in last 3 years | 2 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising / Sales Issues 1
Problems with Product / Service 1
Billing / Collection Issues 0
Delivery Issues 0
Guarantee / Warranty Issues 0
Total Closed Complaints 2
Customer Reviews Summary
1 Customer Review Customer Reviews on Invision Consulting Group, Inc
Customer Experience Total Customer Reviews
Positive Experience 1
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 1 Customer Review
Complaint Breakdown by Resolution
Complaint Resolution Log (2)
BBB did not receive a response from business (2 complaints)
10/20
/2014
Problems with Product / Service
Complaint
My complaint is regarding a contract for charged off accounts and a transaction of $3900 to
Invision Consulting Group and Allied Financial Group.
Hello, I am the owner of a collection agency called Dynamic Dedicated Financial Partnerships
llc (Dallas, TX). I have done business with a debt seller by the name of ********* ****** with
the companies Invision Consulting Group and Allied Financial Group (Coral Springs, FL). I
purchased 447 charged off HSBC Retail MasterCard files on 6/24/2014 for $3900.00. I
deposited $3600 into Invision consulting group's bank account and he used his company Allied
Financial to debit $289.00 from my credit card and $11.00 from my debit card. Per our contract,
I would receive the unmasked version of the accounts, which shows all the private information
such as social security number, address, etc. Upon receipt of the accounts I realized a number of
the columns where missing such as the original store the card is associated with, pay structure,
and credit score. Upon the discovery of the missing information, I let **** know and he assured
me he would get me the information I paid for. **** never delivered that information. Per our
contract within 48 hours, I was to receive the chain of title showing that I own the accounts; I
still have yet to receive the chain of title. I was advised that I would receive the media, which are
the original contracts upon purchase of the accounts. After the transaction, I was told the media
was upon request but when I requested any original contracts, my requests went ignored. ****
then advised me he would let me work a file of his older accounts on contingency until he fixed
all of the issues that I was having but when I read that contract it would have replaced the
original contract which was not the deal. Until this day, ********* ****** has refused to pay
me any of the money that he owes me from this deal. He says he was selling the accounts for
someone else and they are not answering his calls. He never advised me that he did not own the
accounts until after the transaction. I am the sole owner of a growing company and that is why I
am just now able to make the complaint. Invision Consulting Group and Allied Financial
definitely harmed my company and they are refusing to rectify the situation. Please assist me so
other owners will not have to go through the same situation with these companies.
Desired Settlement
I am seeking a full refund for $3900.00. My company is not able to service the accounts without
all of the information promised in the contract. We do not even own the accounts without the
chain of title. The right thing to do would be to refund us for the purchase.
08/19
/2014
Advertising / Sales Issues
Complaint
this is the letter my lawyer sent to **** ******, you can contact my lawyer if needed. This was
the draft copy.
July 17, 2014
********* ******
Invision Consulting Group
7351 Wiles Road, Suite ***
Coral Springs, FL XXXXX
Re: Debt Purchase by ****** ***
Dear Mr. ******:
Mr. *** has retained me to contact you regarding his dissatisfaction with a recent purchase from
Invision Consulting Group. Mr. *** tells me that he purchased roughly $266,000.00 of
consumer debt for $1,650.00. According to Mr. ***, the debt he bought was supposed to be of a
2012 vintage from a creditor known as ************** The debt he ultimately received was
from ********** but it was charged off much earlier, some in 2006, opening Mr. *** up to
significant liability issues under the Fair Debt Collection Practices Act when he attempted to
collect the debt. Mr. *** has also advised me that he purchased the debt based on your
advertising it as being fresh with only one prior collector working the file. Your website
inventory (last updated on June 23, 2014) seems to indicate same, since the debt purchased was
from ************* and the rest of the data appears to line up. I have enclosed a copy for your
review.
There are a number of significant issues arising from the age of the debt and the number of
collectors who have worked on it. First and foremost, debt charged off before 2009 faces a
statute of limitations issue in New York, where it becomes essentially uncollectable after six
years barring certain circumstances. Attempts to collect debt from XXXX-XXXX would
inherently and immediately expose Mr. *** to FDCPA liability while debts from 2012 would
not.
Second, almost 50% of the debt provided originated in Arizona. Mr. *** has advised me that
Arizona stopped allowing payday lending in 2010, although debt owed prior to 2010 was still
valid. I may be wrong, but my understanding is that ********* is/was a payday lending
company. Even if the debt was close to the 2012 vintage that you claimed, collecting that debt
could have opened Mr. *** up to significant FDCPA liability if the debt arose from post-2010
payday lending practices in Arizona.
Third, the number of collectors previously working the file has a direct correlation with the
toxicity of the file from a liability standpoint. If the file has only been worked by one collector,
the likelihood of debtors mistakenly remaining on the list despite having paid in full is
significantly lowered. If the file has been worked by a laundry list of collectors, the probability
of error increases dramatically. Despite advertising this debt as having been held by only one
prior collector, it appears it has been through a number of agencies. Frankly, the debt appears
toxic.
Mr. *** purchased debt that was supposed to be of relatively low risk. He received debt that
almost invariably would have led to his company being sued under the Fair Debt Collection
Practices Act, Telephone Consumer Protection Act, or both.
It appears Mr. *** did not receive what he bargained for in his dealings with your company. I am
unsure whether it was a mistake or purposeful misrepresentation, but the fact remains that Mr.
*** purchased what he believed to be relatively recent, collectable debt and received debt that is
near impossible to collect on. Mr. ***'s business spent time, effort, energy, and resources
attempting to collect on the debt, all the while wondering why it was so difficult. Unable to
explain the difficulty, Mr. *** looked into the debt and found out what I have detailed above.
His business suffered a significant loss of profit due to this purchase.
Mr. ***'s request is simple. He wants his money back. He paid $1,650.00 for collectable debt
and received debt that was very much toxic. His business lost money as a direct result of that
debt. Please contact Mr. *** to advise if you will return the purchase price of $1,650.00. If you
refuse, I have advised Mr. *** that he may be able to secure both the money he paid and
additional lost profits through litigation in New York.I trust you will take time to consider your
options. If y
Desired Settlement
I trust you will take time to consider your options. If you wisely elect to return Mr. ***'s money,
you can forward payment directly to him at ******* **** ********** ****** **** *******
***** ******** ** XXXXX.
Thank you for your consideration of this matter. You may contact Mr. *** directly with any
questions or if you wish to establish payment arrangements.
Industry Comparison
Collection Agencies
BBB file opened: 05/05/2014
Business started: 05/15/2011
Contact Information
Principal: Mr. Alexander Flores (President)
Related Businesses
Allied Financial Group & Associates, Inc - 7351 Wiles Road, Suite 106, Coral Springs, FL
Alexander Flores is also a principal of this company.
Business Category
Collection Agencies

they must be doing SOME legitimate work because I received a call from that number that didn't leave a message so I checked here & was getting ready to block them when the number called on my cell too... This time they DID leave a message & I recently had service on my car & it simply was a courtesy call to ask if I was satisfied with the service that was performed! They stated "please don't call this number back" it is strictly a "dial out only"... We will try to reach you at another time...  Hope this helps a little...

A service follow up call from Mercedes Benz in Coconut Creek, FL.

This is Mercedes Benz Service Department following up after having your car serviced.

Number calls incessantly. Never leaves a message. Comes up CSR on my CID.

Geezer, Kharma. Get a life.