972-661-3744

I have no debt at all, no idea who these people are but they have been calling me since I was about 16. I have reported them on numerous occasions and asked to be removed from their call list to no avail. It's absolutely disgusting that they can get away with harassing people with no debt and no debt through them especially. Good luck getting rid of them guys.

they have ruined our credit & dont do ANY business with these crooks

DYCK-O’NEAL, INC
Posted in:  https://800notes.com/Phone.aspx/1-469-930-1300
https://800notes.com/Phone.aspx/1-972-661-3744

Web site gives no physical address but lists their licenses:  http://www.dyckoneal.com/b2c/final/licensinginfo.html
BBB gives them an accredited A+ with 26 complaints:  http://www.bbb.org/dallas/business-reviews/re ... dallas-tx-50203

Massachusetts order:  http://www.mass.gov/ocabr/banking-and-finance ... sent-order.html
http://southfloridalawblog.com/dyck-oneal-inc ... gment-lawsuits/
Other complaints:
http://www.avvo.com/legal-answers/i-have-laws ... or-1778223.html
http://www.huffingtonpost.com/2014/10/14/debt ... _n_5981622.html
http://www.loansafe.org/forum/threads/dyck-oneal-settlement.88249/
http://www.fatwallet.com/forums/finance/1419866/
http://www.carltonfields.com/files/Uploads/Do ... -dyck-oneal.pdf

Looks like they have been sued:
http://www.mcglinchey.com/files/uploads/Real_ ... cia-v-ONeal.pdf
http://law.justia.com/cases/federal/district- ... 0249/309598/36/
Looks like they use illegal practices as well:
https://www.facebook.com/events/718147118246585/
http://www.nytimes.com/2014/11/16/business/bo ... d-yet.html?_r=0
http://www.huffingtonpost.com/2014/10/14/debt ... _n_5981622.html

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

This is a fake company....must report them.  They never leave a message and they keep calling to harrass you.  When i call back, they are always busy or the voice mailbox is full.  Probably full of cursing from all the people they harrass.