9782759950
Country: USA
978 area code:
Massachusetts (Haverhill, Lawrence, Lowell)
Read comments below about 9782759950. Report unwanted calls to help identify who is using this phone number.
- BigA replies to MollySorry for you loss. Read Tamianth 's post as it contains the information necessary for you to report their criminal activities as well as to file an FDCPA and possibly a TCPA lawsuit against them.
- Alfalfa replies to MollyHere is some information from the FTC. Pay particular attention to the paragraph in italics/bold. If they call again, let them know they are not permitted to talk to anyone except who is managing your late brother's estate---and that person is not you.
After a relative dies, the last thing grieving family members want are calls from debt collectors asking them to pay a loved one's debts. As a rule, those debts are paid from the deceased person's estate.
According to the Federal Trade Commission (FTC), the nation's consumer protection agency, family members typically are not obligated to pay the debts of a deceased relative from their own assets. What's more, family members – and all consumers – are protected by the federal Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to try to collect a debt.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Does a debt go away when the debtor dies?
No. The estate of the deceased person owes the debt. If there isn't enough money in the estate to cover the debt, it typically goes unpaid. But there are exceptions to this rule. You may be responsible for the debt if you:
co-signed the obligation;
live in a community property state, such as California;
are the deceased person's spouse and state law requires you to pay a particular type of debt, like some health care expenses; or
were legally responsible for resolving the estate and didn't comply with certain state probate laws.
If you have questions about whether you are legally obligated to pay a deceased person's debts from your own assets, talk to a lawyer.
Who has the authority to pay the deceased person's debt out of his or her assets?
The person named in a will who is responsible for settling a deceased person's affairs is called the executor. If there is no will, the court may appoint an administrator, personal representative, or universal successor, and give them the authority to settle the affairs. In some states, others (or other people) may have that authority, even if they haven't been formally appointed by the court.
Whom may a debt collector talk to about a deceased person's debt?
Under the FDCPA, collectors can contact and discuss the deceased person's debts with that person's spouse, parent(s) (if the deceased was a minor child), guardian, executor, or administrator. Also, the FTC permits collectors to contact any other person authorized to pay debts with assets from the deceased person's estate. Debt collectors may not discuss the debts of deceased persons with anyone else.
If a debt collector contacts a deceased person's relative, what can they talk about?
Collectors are allowed to contact third parties (such as a relative) to get the name, address, and telephone number of the deceased person's spouse, executor, administrator, or other person authorized to pay the deceased's debts. Collectors usually are permitted to contact such third parties only once to get this information. The main exception is if a collector reasonably believes that the information provided initially was inaccurate or incomplete, and that the third party now has more accurate or complete information. But, collectors cannot say anything about the debt to the third party.
Even if I am authorized to pay a deceased person's debt, can I stop a debt collector from contacting me about the debt?
Yes. To exercise this right, you must send a letter to the collector stating that you do not want the collector to contact you again. A telephone call is not enough. Make a copy of your letter for your files, send the original by certified mail, and pay for a "return receipt" so you can document what the collector received and when. Once the collector gets your letter, he cannot contact you again except to confirm that there will be no further contact or that he or the creditor plans to take a specific action, like filing a lawsuit to collect the debt. Keep in mind that even if you stop collectors from communicating with you, you are still responsible for the debt.
For Complaints and More Information
Report any problems you have with a debt collector to your state Attorney General's office at naag.org and the Federal Trade Commission at ftccomplaintassistant.gov. Many states have their own debt collection laws that are different from the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
https://www.consumer.ftc.gov/articles/0081-debts-and-deceased-relatives - JenCalled asked for me with just my first name then wanted my ssn I said " no thanks I don't want any " and hung up. I know there calling in regards to a past due utility bill, but I'm already making payments towards it!
- Caller: Didnt say
- Call type: Debt collector
- C.M.Since I didn't recognize the number, I didn't pick up. But they left a message to the effect of I needed (they did not use my name- in fact didn't use anyone's name) to call them back in regards to a business issue. Then they gave 2 numbers I could use to contact them back. Considering i run my own business and know that there are no issues with my business that need resolving, and the fact I have no business in Massachusetts......
- Caller: Steven's Bus Sr
- L.Called me 20 times maybe this month finally left me a VM this morning. Called back and they ask about my ex husband wanted to confirm his information for the account number and wouldn't even tell me what they were for or what company they were.. I said call him and never call me again.. Asked for his number I said I don't know. The whole thing sounded bogus.
- Caller: Steven something
- Call type: Non-profit organization
- StacySomeone kept a calling me with this number. They leave me a voice mail with no company name the scary part is they know my first and last name and say it's a personally matter really man what's the company u don't know.
- Tom replies to Hedda LettuceThey asked for me again today and I asked who is calling and the prick snickered and said he needs to confirm my identity before answering questions... I've asked them for something in writing first and they argued so I said 'screw you, you called me.'
They told me it was for an electric bill, not medical services. I gave them an address to send mail twice and they don't do it so I'm guessing it's a scam. - TomThey asked for me again today and I asked who is calling and the prick snickered and said he needs to confirm my identity before answering questions... I've asked them for something in writing first and they argued so I said 'screw you, you called me.'
I gave them an address to send mail twice and they don't do it so I'm guessing it's a scam. - Stephen| 1 replyStop calling
- Caller: 9782759950
- Heinz57 replies to StephenNo one here is calling you. The party who is calling you is not looking at your post on this website. We do not know who they are and cannot tell them to stop calling you.
https://800notes.com/faq/we-do-not-call - david RvieraStevens business Service continues to call me about a national grid bill of 6000.00 dollars. I have told them that this outstanding bill does not belong to me. It belongs to someone else I asked to confirm the Social security number they have refused. they have called several times and this time they stated that the landlord is responsible for a tenants gas.
bill. I did not use the gas i do not owe on my gas bill. I would like them to stop harrassing me.- Caller: Steven business service.
- Call type: Debt collector
- Jenadyah| 2 repliesThis "bus service" calls my home # ALLL THEEE TIIIME!! TJEY ARE NOT LEGIT! DO NOT ANSWER AND FO NOT SAY THE WORD YES NO MATTER WHAT THEY ASK U!! TOTAL SCAM!!!!
- Caller: 978-275-9950
- Jenadyah replies to Jenadyah| 1 replyThis "bus service" calls my home #
alll theee tiiime!!
They are not legit!!
Do not say the word "yes" no matter what they ask u!!
I have told them many, many times to stop calling!!
I don't answer 4 them at all any more & they still continue to call!!
I'm now taking further action!!
They are a total scam!!!!
I will be back to update after i finish speaking w/ my sheriffs dept.
Thx :)
caller: 978-275-9950 - sounds like replies to Jenadyahanother person who can't think for themselves that drank the "yes" koolaid.
- Janita PerkinsDoes not identify caller or why calling.
- Caller: Stevens Business
- post pending moderator approval
- PhillyCalled cell phone @8:24am. Message garbled couldn't understand number said for call back or I believe it was a file number they gave not sure
- Caller: Stevens something
- post pending moderator approval
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