855-328-0808

Automated

Not sure who "Franklin" is trying to collect for.  But, my credit score is in the 790+ range.  So, "Franklin" can kiss my hairy behind.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

FRANKLIN COLLECTION SERVICE, INC.

Web site lists them in Mississippi:  http://franklinservice.com/contact/

BBB gives them an accredited A+  with 208 complaints and 17 negative reviews as of 1/28/2022:  http://www.bbb.org/mississippi/business-revie ... elo-ms-4000926/

Strange that the BBB doesn’t list this consent order from Massachusetts to correct violations of the law by these criminals:  http://www.mass.gov/ocabr/banking-and-finance ... e-04142015.html

Facebook page doesn’t have any fans and has pictures of the felons and losers that work there:  https://www.facebook.com/pages/Franklin-Colle ... 161443380544464

Bloomberg gives the names of the head criminals at this organization:  http://www.bloomberg.com/research/stocks/priv ... ivcapid=6461892

Mississippi Dept. of State info:
Name History

Name

Name Type
FRANKLIN COLLECTION SERVICE, INC.

Legal
Business Information

Business Type:
Profit Corporation
Business ID:
554216
Status:
Good Standing
Effective Date:
06/09/1988
State of Incorporation:
Mississippi
Principal Office Address:

Registered Agent

Name
DAN FRANKLIN
2978 W JACKSON ST, PO BOX 3910
TUPELO,  MS 38803-3910

Officers & Directors

Name

Title
Dan Franklin
2978 W Jackson St, Po Box 3910
Tupelo,  MS 38803-3910

Other complaints:
They sent this guy a postcard, wow talk about and FDCPA violation right there:  http://www.creditinfocenter.com/community/top ... cpa-violations/
http://franklin-collection-service.pissedconsumer.com/
http://www.ripoffreport.com/r/Franklin-Collection-Service/Tupelo-Mississippi-38803/Franklin-Collection-Service-They-Are-Breaking-Laws-Tupelo-Mississippi-318162
http://www.complaintsboard.com/complaints/franklin-collection-service-c148793.html
http://badfinance.org/review/1308058/franklin ... debt-collection

Looks like they have been sued a lot:
http://media.ca11.uscourts.gov/opinions/pub/files/201312276.pdf
http://www.leagle.com/decision/In%20FCO%20201 ... 0SERVICE,%20INC.
http://law.justia.com/cases/federal/appellate ... 2014-01-02.html
http://www.leagle.com/decision/In%20Adv%20FDC ... 0SERVICE,%20INC.
http://www.plainsite.org/dockets/jvk8iqk8/pen ... on-service-inc/
https://www.pacermonitor.com/public/case/1013 ... on_Service,_Inc
https://casetext.com/case/clark-v-franklin-collection-serv-inc
https://www.isba.org/cases/7thcircuit/2012/09 ... ctionserviceinc
http://www.calautofinance.com/wp-content/uplo ... ion-service.pdf

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid. 

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general