Direct Opinions marketing and surveys... A complete scam

Ofcourse it is wrong but the hilarious part is the ones these calls are cowards hiding somewhere afraid to face people and ask them to do a survey in person.

I meant to say the ones making these calls are cowards. Anyways the public should've realized by now that those that asks surveys, threaten people, lie, pretend, through the phone are all done by the same type of people, cowards. They pretend to act tough behind a telephone with their dumb tricks but deep inside them they know how scared and weak they truly are. Only a spineless coward would try to put his/her cowardice upon another thinking the other person would fall into his/her trap.

Hey same here I got a check for 1490 and I cashed it so don't know what company y'all were dealing with but not all are scams you have to go to a western union or cash advanced not a bank! Duh

Ray is also a shill.  Either that or he's a victim of this scam and does not yet know it.

The fake checks used in this scam are very well made.  They often look real enough to fool a bank.  They can take a month or more to bounce.  US banking law requires that when you deposit a check the bank must credit your account with the money in, I think its 5 business days.  Then later, when the check bounces the bank can make you pay back the entire amount of the check plus a fee for passing a bad check.

Not sure if you read correctly I cashed it at a check cashing store and I got paid so what I am saying is maybe not all of them are scams how the hell can western union trace me I didn't write the check they did but mine came from I think survey monkey and I called today and I was told to cash it where ever so I did and they told me to start my assignment on Monday at Macy's so what now I'm going to jail ??

I'd love to hear how things go at Macy's Monday.

As I understand it a check was mailed to you for no apparent reason.  You cashed that check at a check cashing store.  You called the group that issued the check today and they told you that you start work at Macy's on Monday.  

Sure, there's a remote chance the job is legitimate.  But I fully expect that on Monday when you show up at Macy's they will have never heard of you.  

If that check bounces the check cashing store will go after you for the entire amount of the check plus a large fee for cashing a bad check.  I do not know how they will find you.  I've never used one of those stores.

Not M. -- I never have, either, but it's hard for me to believe any check cashing place would cash a check of that amount without asking for (and recording) photo ID, etc. Like you, I think "Ray" is in for a major shock on Monday (and another one when the check cashing place comes after him), assuming of course, that he isn't just shilling us along. I suspect it's the latter.

Let me get this straight, a check  cashing store cashed your check without asking for any kind of ID?   I find it very hard to believe  such a thing happened.   You need to come up with a more believable story.   Maybe a copy of "An Idiots Guide to Shilling," would help.

I shouldn’t have posted my last reply.  It was too early and I wasn’t fully caffeinated.

According to the Western Union website they only cash checks after they talk to the issuer.  You have to have photo ID and a social security number.  They charge a fee of up to 5%.  They do not have a maximum value.  

I just checked the website for one of the local check cashing stores.  They only cash checks for up to $500 and they charge a 17% service fee.  Even if he found a place that cashed large checks the service fee would have been huge.  

Ray didn’t say anything about sending money back to the people who sent the check.  I’m not sure what the scam is, but I’m convinced is a scam.  He is either a scammer or a victim.  If he comes back tomorrow or Tuesday telling us about his fantastic day secret shopping at Macy’s then we’ll know he is a scammer.  If he doesn’t come back or if he comes back and tells us how badly things went, then we’ll know he is a victim.  


“On the internet no one knows you are a dog”   --- or a scammer

Well, here we are, almost noon (my time) Monday...I wonder how "Ray"is doing in his first day on the job...(insert chuckle here)...

Me, too.  I expected to see a message from him by now.

Good afternoon mam,
I, Edwardson J. Barcenilla from the Phil. received an email just while ago that I have a remittance Western Union from IMF Victims Compensation from Dr. Raymund Mc Danel Director of Western Union. Is true or a scam? Thank you very much

Its a scam.  

IMF is the International Monitary Fund.  It works to stabilze international banking.  They are not involved in policing fraud or compensating victims of fraud

I have been receiving a check now for 7 mo every day for $5000.00. It was because I never used western union. I have been living like a King since then, Now if you beleive this please send me a request for a loan with all your information and how much you need. Oh by the way I don't care if you pay me back or not.
Please understand this is a joke I am just so tired of getting emails that say some thing as stupid as what I said above. Incase you still want to beleive this STOP IT, IT IS A JOKE NO ONE IS GOING TO GIVE YOU ANYTHING FOR FREE NO ONE OWES YOU MONEY FROM SOME COUNTRY OR AGENCY I am so tired of getting these kind of emails. I also don't understand why the law inforcement cannot stop them, BE VERY AWARE ALL THEY WANT IS YOUR INFO SO THEY CAN SCAM YOU.