Frederick J. Hanna Sued For Attempting To Collect Debt Already Paid

It's not clear whom you mean to address since all the case discussions in this thread come from news items about other people. One more time, no one mentioned in this thread "settled" with Hanna or any other collector except in the sense of a rogue agency paying for its abuses via court order.

I would concur, though, that payment of defaulted debt does little or nothing to cheer up its trade line, as the greatest damage is done right at the point of default.

} "An oral contract over the phone of making a settlement should be enough."

Oyy .... I think we can rest the whole problem on this one assumption. An agreement drafted in orange crayon on a paper napkin would have carried more weight. You don't have an "agreement" to settle, you have hearsay.

If you're going to try paying your way out, anything less than a black-and-white extinguishment of debt is likely to create a recurring problem. This cannot be done casually. "Forgiven" portions of debt accounts are commonly sliced off and handed to all comers, so the debt never really dies. This could be a factor in your problem; if so it won't matter so much what the original trade line says.

By chance were you sending proper disputes, on paper and sent USPS CMRR, to your collectors prior to the summons? You know you or your parents could have halted the "misdirected" calls, right? Maybe even caught the collection agency/attorney illegally running the same old false skip tracing routine. If you have a weak defense, the Chase contract may have a private arbitration clause you can use to derail the court case.

Yes, I have all the green Certified Cards.  Yes, there is a FULL release on the back of the money order to Chase. IMPORTANT:  Get a copy of a law suit   Linda Almonte plaintiff  v CHASE BANKCARD SERVICES, INC. Defendant -- civil action  5:10-cv-00496-FB United States District Court For the Western District of Texas San Antonio Division.  Former Chase Bank credit card supervisor employee Linda Almonte successfully sued Chase Bank (whistle blower).  Received a VERY LARGE SETTLEMENT ......  In her sworn affidavit January 24, 2011, paragraph  9 Ms. Almonte swears at number 9. "During my tenure at Chase Bank, I witnessed bank executives and employees routinely destroy via shredding and other means.  Information and communications taken from consumers........."  Get a copy of the Texas suit, it will open your eyes !!!!!!!!!!!!!

Yes, I have all the green Certified Cards.  Yes, there is a FULL release on the back of the money order to Chase. IMPORTANT:  Get a copy of a law suit   Linda Almonte plaintiff  v CHASE BANKCARD SERVICES, INC. Defendant -- civil action  5:10-cv-00496-FB United States District Court For the Western District of Texas San Antonio Division.  Former Chase Bank credit card supervisor employee Linda Almonte successfully sued Chase Bank (whistle blower).  Received a VERY LARGE SETTLEMENT ......  In her sworn affidavit January 24, 2011, paragraph  9 Ms. Almonte swears at number 9. "During my tenure at Chase Bank, I witnessed bank executives and employees routinely destroy via shredding and other means Information and communications taken from consumers........."  Get a copy of the Texas suit, it will open your eyes !!!!!!!!!!!!!

The Texas Wrongful Termination case was settled.  However, I continue to search for regulatory agencies to hold Chase and the proper people accountable as well as to help consumers impacted by the activities I exposed.  I have made it to the OCC, FTC, SEC, multiple Attorney Generals, the DOJ, etc...  The only way I could get the SEC to even accept the evidence was to fly to NY and literally knock on their door.  Not long ago I went to several court houses and pulled multiple judgments only to find out that the same state and federal laws are still being violated and consumers are having their wages garnished, bank accounts levied and judgments pursued.  I made it to the front pages of the WSJ, NY Times, Forbes, CBS Moneywatch, and still no one is doing anything about it.  I have provided all of the information and evidence and done everything in my power to help, however more people need to take that information to fight back to ultimately stop it.  To date as far as I know no regulatory agency has done anything, judges continue to put through default judgments on this same portfolio and allow post judgment activities to continue.  As far as the "VERY LARGE SETTLEMENT"  I keep hearing about that however I have not seen it.  I am a mother of four working hard to just get back on my feet again after the past two years and losing everything.  I would say the scariest part of this experience is the number of other bankers that have contacted me saying they would have always done exactly what I did until they saw what happened to me, now they would never stand up or say no.

Fred Hanna is an external firms that Chase and many other banks and collection agencies and debt buyers utilize for arbitration or litigation.   A great deal of those lawsuits from Fred Hanna would be for accounts still on Chase books and are being managed in the same department with the same managers.  Their affidavits would be signed by the same department that was exposed.

Chase is notorious for this.  Once you get into their databases, you never get out.  It's like the roach motel.

Good for them!  Sue their pants off.  Sue and complain, complain and sue, eventually, they'll be put out of business the old fashion way:  thru bankruptcy.

I have made it to the OCC, FTC, DOJ, SEC countless Congressman, Senators, etc..  The SEC had the evidence.  Judgments across the country were obtained illegally.  If enough people start standing behing me we can call for them to be vacated, tradelines deleted and balances forgiven.  In addition the correct people held accountable.  Here is a recent story.  You can also google Linda Almonte with the key terms Chase, SEC, NY Times, 60 Minutes, Wall Street Journal, Forbes, Inside Arm.  I have made it pretty far but I need the people behind me to actually change anything.  http://www.americanbanker.com/issues/177_7/jp ... &nopagination=1

almontelinda@gmail.com
Follow Me on Twitter @LindaAlmonte

Good job Linda.  Is there a Petition on line that people can sign calling for debt forgiveness, etc.?

On March 6, 2012 I received a summons from Frederick J Hannan & Assoc. PC, 1427 Roswell Rd., Mariette, GA 30062.  They state I owe $3,426.79 on a credit card account [removed] and they are an assignee for GE Capital Corp.  I have no knowledge of such an account, nor that money owed.  I checked them on the internet and was surprised that there were over 63 reports of ripoffs by this company. Your website was cited as a source for help with this matter.  It was frightening to read how they had illegally obtained money from many individuals. I am hoping you can advise me on this matter.

Why don't you broadcast your phone numbers and SSN and your mother's maiden name while you're at it? Or you might want to ask Admin to munge your comment a bit. We don't need to see your account details, and don't be surprised if a screen print is waved about in a judgment hearing as further "proof" of your liability. (Not that it would stick like glue, but it's the sort of demoralizing tactic I'd expect from Freddie.)

It's nice that 800Notes is well regarded, but it's not really a primary resource if you're in litigation. You could do little better than making camp at Credit InfoCenter and DebtorBoards for pro se guidance. NACA keeps a directory of consumer attorneys if you find yourself lost, but you need to shop carefully for one that is not just a paper mill for bankruptcies.

The most brief advice from here, without knowing your story, is first not to panic. Second, I would examine your recent mail and phone records if any, for anything to use as leverage. I have difficulty believing this suit dropped from the sky with no preamble of intimidating phone calls and letters. If you live in a house where calls are ignored and mail is tossed unopened, you may have sacrificed easy defense options which might have prevented the suit.

Third and just as vital, answer that summons before your time expires, else it's "heads they win, tails you lose". You are facing one part of a whole family of Georgia collectors, well known for ridiculous lawbreaking, affecting far more than a piddling 63 commentors. This crime family includes West Asset Management, which a year ago was handed a record-breaking FTC fine for chronic FDCPA violation. Hence my nudging for you to gather your evidence ammo.

I don't know a whole lot about the plaintiff except that it turns up in my civil court calendar several times a year and was responsible for bankrupting a well-loved Northeast US musician supplier chain in late 2011. Holders of many retail store accounts know it (or learn it the hard way) as GE Money Bank.

Specific advice is impossible without details, and won't sink in until you get a hold of civil procedure and the options which apply to you. This thread carries some dense discussion of industry abuse, but this might be a good time to toss in an official-type link where you can start your homework on your federal rights, if you haven't seen them already:
http://www.ftc.gov/os/statutes/fdcpajump.shtm

quote:"I received a summons from Frederick J Hannan & Assoc"

You mean you were ordered to appear by a local (county) court with "Frederick J Hannan & Assoc" as plaintiff?   Is there an actual court date?  

Have you checked your credit reports for any evidence of this CC account being opened in your name?   Do addresses on the card account match your own?    Subpoena the entire credit card history and the original loan agreement allegedly bearing your signature from GE Capitol.   They have the legal obligation to prove their claim.  These guys are counting on a default judgment and their documentation is probably less than non-existent.    But if you are getting sued, talk to a lawyer.

Woooo hoooo!  I certainly hope he wins and cleans them out.  Mr. Hanna, et al do not have the judges under their belt in Nevada, only the judges in Cobb County and the Bar Association are snugly tucked in their back pockets.  If this man were to win that large an amount, the crooks and thieves at Frederick J. Hanna & Associates will be put out of business.  Good luck to Mr. Benson and good riddance the Hanna and his 40 thieves.

BG, as a former collector with Hanna, I can tell you that a whole lot of the debt (particularly from Chase & Bank of America), they don't have the documentation to proof that it was even incurred to begin with.  Request validation, if the time for that has past, still show to court and contest it.  If there is no proof of the debt, they have to dismiss it.  Good luck!