When Jesus saw greedy crooks charging money in the place of worship, Jesus got so furious that he threw the table on which they were doing their dirty work. Worship of God and greed are the polar opposites.
wouldnt you be mean if someone owed you money and didnt even have the courtesy to return your calls and set up a payment arrangement? Yes they have a right to be mean. Why should they be nice to you? Shame on you for not even returning their calls. That is bad, bad, bad.
First, no one ever borrowed money from collectors. Second, why are you suddenly skirting the question about moral obligations, after pushing the issue so hard?
Since you are a bank employee you can see right through the financial fraud committed by every deadbeat who walks in the door. When you pull an account balance you need to call out the thieves in a loud voice for everyone to hear. "HEY ROCKEFELLER! What's all this money still doing in your account? Don't you remember Santander and Ocwen are WAITING on you to PAY UP already?? What's the matter, you had to take Algebra twice in school and now you CAN'T READ A BILL?"
If they come back with "Boo hoo, my momma died, I just buried my daughter, brother got laid off, I'm all confused", well then you have to do their thinking for them. You have to empty all their accounts and make them into cashier's checks and send them off to every place those bums owe money to. If you don't do these things you are an accessory to financial crimes and the bank guard should restrain you and wait for the police to jail you.
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Yourkiddingright?
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Seriously? Youre saying that we the 99%, and these ungodly, no-back bone, pathetic excuse for a human who isnt worthy enough to lick dog puke off a bums boot should make people take the responsibly of a person, who is dead, that had no obligation to pay anything should be getting paid more? From the dead? And don't say anyone is starving on the banks end. Cause its not, if youre a godly person, you would know that this world is corrupt, and its banks and loaners like them who are the leaders of the corruption, I feel uneasy just being in a bank, never mind working in one. And I consider family as another person, just as the bank veiws everyone, so, oh, lets just pick anyone to pay the debt, thats cool. Yea, no thanks.
"I feel uneasy just being in a bank, never mind working in one".
I heard that. I ended my relationship with BofA (and banks in general) six years ago, after being held hostage for years by deteriorating customer service, usuary fees, lost deposits, brazen arrogance and refusal to acknowledge any accountability in the face of incompetence so radiant that it defied comprehension. I was treated like a criminal by the bank who lost my paycheck until I had my employer stop payment on it and issue another. Their attitude basically was that I was guilty until proven innocent (they never apologized). I changed banks--and less than a month after I opened my account with BofA, they deposited money into the wrong account, then turned around and charged a transfer fee to put it into the "right" account, costing me hundreds of dollars in overdraft charges. Though they rescinded the overdraft charges, they refused to do the same with the transfer fee, stating: "It's OUR policy". The final straw came when they refused to cash my payroll check (my account was in good standing), coming up with the lame excuse "Your account has been flagged because of an overdraft nine months ago". Total B.S.! I waited until all the debits and checks had cleared, withdrew the rest of my money then sent them a CMRR letter demanding they close my account. Then, just when I thought I was done with BofA forever, their telemarketers began bombarding me with 3-6 calls per day. They continued for the next three months and there wasn't a damn thing I could do about it, because I read that it is "legal" for them to harass their former customers with telemarketing for 90 days even after their business relationship has ended.
So--let me get this straight: BofA and their counterparts make off like bandits, raking their former and current customers (and investors) over the coals and are rewarded with massive bailouts, bonuses for their CEO's and no perp walks? Honey, please! It will be a cold day in HELL before I ever step foot back in another bank lobby!
I know you're not seriously suggesting I do this. I dont run credit checks on my customers to see who they owe money to. Unless they are applying for a loan, that is irrelevant. I conduct myself in a professional manner. Their bills are on them. We only pay what they authorize us to pay.
BoA as a deposit institution is shadowed by a long, long list of complaints. BoA doesn't want your business, it just wants your money. Try holding one of their credit accounts if you want further proof.
As to the insulting retentions sales calls, you should have been able to douse that noise under the Telemarketing Sales Rule. Its "established business relationship" provision permits another 18 months of sales contact after the last known transaction, but the EBR can be ended anytime by a former *or current* customer with a notice from that customer. (I'm not sure where people get a "90 day rule", but I've seen that mentioned before with no legal citation.)
I had to pull EBR from Geico a while back, since they are convinced I cannot read a calendar, their multiple paper mailings, and their nagging emails, and therefore require a hail of phone calls the week my premium installment comes due. I might add the calls would continue all day after my payment. This quarter I waited right to the eleventh hour to pay online and, to their credit, heard not one jingle of my phone.
"BoA doesn't want your business, it just wants your money."
Yea, NO kidding!
I don't understand for the life of me, though how this bank has remained in business--especially after the debacle with Countrywide and all the lawsuits it has had filed against them for overdraft charges, fraud, discrimination, foreclosures, debt collection harassment, etc. I don't get it.
Bank of America has been successful because they conduct themselves with integrity and compassion. Fees are the cost of doing business. I have banked with them for many years and I also work for them. I got to personally meet John Thain once. He is a good man and I deeply respect and admire him.
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GiG
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"Bank of America has been successful because they conduct themselves with integrity and compassion:?! HA HA HA HA HA HA!! Care to explain why a man was threatened with foreclosure over a 80 mistake, or how about the woman whose title wasn't transferred properly by BoA? What about the homeowner threatened with the same thing over a ZERO balance? Not a day goes by that BoA doesn't land in the news. Worst bank EVER! And no, I do not bank with them, never will. I'd find another bank to work for. Oh, btw, credit reports ARE run when anybody wants to have an account.
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