usa payday loan is definetly a scam.

Don't ever request an email from such places. They can very easily self the email address and you could be stuck with a inbox of spam.
When I was growing up and my mother received on of these bogus calls, she would tell them to send it in writing and end the call. They never did.

I too just got off the phone with USA Payday Loans and they told me at first I was approved for $1,000, then I said, well I want $5,000 and have bad credit, don't work and they said that was okay.  AHA.  Red flag.  So they asked me to get the Greendot card and I just laughed and told them okay my husband would do it on his way home from his shift from the police department.  He didn't flinch.  Pretty Funny.
I am sure the lady earlier with the HUGE loans maybe had a bit too much to drink - BUT SERIOUSLY if they want you to believe them, then how about writing a blog that doesn't use "millions."  Like honestly peeps, if we are in need of a loan - then I am pretty sure NO ONE is going to give us millions...

Great stuff these scammers.  My husband hates them and let's it show.. eegads.

I love it that the state the funds are USD$.. especially the scammer from Canada.. why would she get a USD loan when she lives in Canada? and the US scammer says she is a mum... not many US women say they are a mum .. also they both call the one guy Mr Potter Mark .. both without the period..

yep.. I would... Lawsuit time, YAY!!!

Well I got a phone call saying that I also was pre qualified for a 1500
Dollar loan and they lady told me I had to get paper green money dot card and put 140 on it and the Monet would be put on to that card in a hour but I looked up scam loaners and the names came up with all these loans that were scams so I told her never mind I didn't want it the next day somebody calls me back and tell me I have a criminal charge against me and I had to call this number she was trying Give me and I hung up how do I go by getting.g my information changed and report it.

I just received a call from 904-402-3027 from a Grace Miller saying that if I didn't pay 610.00 in 30 minuets by western union that I would go to jail. I called a lawyer and they said that this was definately a scam!

If you get call from this number 209-690-7807 it's a scam ... they told me that there from overseas ... they said they paktain or accent person .. I wish I could find them a break there bloody neck ...

Same thing happened to me today. They called said I was approved for $2500. I told them I'll pass since I was looking for a bigger loan. He asked me how much was I needing. When I told him $5000 he siad he can see about asking his boss & requested to put me on hold...which lasted about 2 seconds before he came back on the phone telling me it's been approved for $5000. Then he told me the process of receiving the payments going to western union blah blah blah I told him I will hold off & think about it & requested some kind of email of the proposed contract & I will let him know tomorrow. I received the email & have been researching the names on there which was signed "jason hedges" from usa payday & the attachment was usa payday loan. He gave me the address as 4150 international plaza ste 400 los Angeles CA which I looked up & the same address information popped up for payday one in fort worth TX & other states! How can they all have exactly the same address & ste # but different city & state?!  I knew it was too good to be true! I've blocked their # incase they will try to call me tomorrow wanting me to go to western union to finish off the deal!

It is a scam.
In the US it is ILLEGAL for someone to call you and offer a loan and require you to pay an upfront fee.
See:
http://www.ftc.gov/bcp/edu/microsites/moneyma ... fee-loans.shtml

"If the offer of the loan is made by phone but you have to pay before you get access to any money, it’s illegal. It’s illegal for companies doing business in the U.S. by phone to promise you a loan and ask you to pay for it before they make good on their promise."

Put fraud alerts on all your bank accounts and also with the three credit agencies (Experian, Equifax and TransUnion).  Report the call to the FTC and your state's Attorney General.  They won't be able to do much since the calls are likely coming from outside of the US, however, the information you give may help other people know that these callers are trying to scam them.

Telltale signs of a Nigerian "Yahoozee" scammer:

Says "I am _____ BY NAME"
Writes "United STATE" (no plural)
Uses a Yahoo email address
And, of course, generally crappy English.

http://dfi.wa.gov/consumers/alerts/usa-payday-loan.htm

Woe unto thee who look like sheep in apearance, but are rabid wolves underneath....or something like that.

USA Payday Loans is a SCAM!!!

http://dfi.wa.gov/consumers/alerts/usa-payday-loan.htm

"• paydayloansusaonline.com
 • Payday Loan USA
Unlicensed Payday Loan / Advance Fee Scheme

April 17, 2012

The Washington State Department of Financial Institutions (DFI) has received several complaints from consumers who reside in Washington State, as well as consumers residing outside of Washington State. These consumers have reported similar experiences – in each case the consumers attempted to obtain an online payday loan from USA Payday Loan; however, after consumers wired money for various service related fees (application fee, insurance fee, and tax fee) no loan was provided. It has also been reported that the company often requests additional service related fees after the initial fee is wired by consumers.

The website address associated with this company is: paydayloansusaonline.com and telephone numbers that have been associated with this company in Washington State are: (206) 201-2243; (206) 201-2434; (206) 201-2464; and (206) 317-1267. There have been several addresses associated with this company: 24 Northeast Avenue, Seattle, WA 98101; 25 Northwest Avenue, Seattle, WA 98101; and 35 Northeast Avenue, Seattle, WA 98101. DFI has been unable to confirm a physical presence of this company in Washington State and has been unable to verify the addresses provided exist in the Seattle area.

USA Payday Loans is not licensed by DFI, and is not registered to conduct business in Washington by the Department of Licensing, the Department of Revenue, or the Secretary of State.

Payday Loan Collection Laws

Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. Debt collectors cannot state or imply that failure to pay a debt is a crime. They cannot call before 8:00 a.m. or after 9:00 p.m. They cannot harass or abuse consumers, or contact consumers' places of employment.

Verify Licenses

DFI strongly recommends that residents verify the license of any lender with which they consider doing business with. Consumers are urged to verify licensing status prior to giving the lender nonpublic personal information, such as social security number and checking account access. You can verify a license with DFI at www.dfi.wa.gov or by calling 1.877.RING DFI (746-4334).

Report Violators

If you feel you are in immediate danger contact local law enforcement.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP(382-4357), or online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus."

And more:

http://www.bbb.org/us/post/ic3-issues-alert-o ... -loan-scam-8659

http://m.today.com/money/thinking-getting-pay ... do-it-1B8013282

I have one for you. I spoke with two different "companies" with the same banter, word for word.
One offered me $3000 to get a Green Dot card to show I can pay. There are 2 kinds of cards: 1) is the paper version of a debit card with a scratch off on the back. (that is the key). 2) there is a real hard Visa/MC debit card which you can get. I spoke with CVS where I purchased the wrong card. I still have access to the funds on the debit card. I could not get my money back. (That was curious.) The second company offered me $7000. With $216 purchase as proof.
When I told the first lady, she MATCHED the $7000 amount of the second. She almost did not want to take the front money. She said she could provide me with either an email document of their policy OR mail me printed paperwork.
As you may guess? No paperwork or phone calls.

these USA payday loan people call me everyday I get a good laugh put of them everyday .