I applied for some payday loans online I didn't really know what I was getting into never doing it before I had just moved my family to a new home but an hour and a half away from my job didn't have enough gas to make it back and forth and also owed car payment. I got approved for a 500$ from mambo cash a legit place to get a loan they contact and contact you and 3 way your bank with you on the line. I started getting phone calls from different lenders and refused lots of them but some don't contact you at all they-put funds the funds in you account I didn't notice they did that because they deposited funds in my account on the day I got paid. I later paid bills and only had a couple bucks in my account and since the funds weren't in there I got an overdraft fee and these continued for about a week everyday. I got a voicemail from a Texas number from a man called Jonathan Brown with an Indian accent I could hardly recognize what he said but one thing I had to replay a couple times to get but they said for me to call them or my attorney to call them and to not disregard this message and if I did legal actions would be taken and they would wish me the best of luck as this issue is not be joked with. I called back no answer I left a message but all it did was beep no name no name of company nothing. I missed their call at 7:50am and another at 8:53 am. I work grave yard shift I got to work and saw on my office phone I had a voicemail there as well regarding the same issue called them no answer. I called them and Jonathan Brown finally picked up and told me to hold and the call ended I called them back a different guy answered he said he was a pare legal and that we were on recorded line when I asked what were the calling me for he told if local authority's hadn't contacted me I said no. He said that I had 3 charges against me one was check fraud, another was that I had closed my account while owing them money and the other one something about me moving and that I was running away with the money. I never closed my account my account is still open till this day. I'm not running away from 400$ when I told them I don't even remember speaking with u he said you don't have to if you read the fine print in the agreement it stated we saw you need a loan online and the application you filled out aren't company's they have different names but go threw us. He told me that my file would be open for 1 more hour and if I didn't pay 896$ that I would end up arrested for these charges by the local authority's and they would see me in court. I got furious so I told them ill have Lexington law firm call them they said are you threatening me I said your threatening me but I need to talk to someone because I ain't paying 3grand to anyone for 400$ loan he said I will freeze your account in 30 minutes call your job tell them what you've done and freeze your social and you won't be able to work for the next 60 years. I said let me find out what this is about and I'll call you back he said no that's fine don't call me back. The number is (214) 814-5094 Jonathan Brown and the paralegal that didn't tell me his name.
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