2054251662
Country: USA
205 area code:
Alabama (Birmingham, Clanton, Jasper)
Read comments below about 2054251662. Report unwanted calls to help identify who is using this phone number.
- Why replies to USED TO WORK AT CREDIT BUREAU OF BESSEMEare you replying to a 6 year old post? And why did you look up a number when you knew who it belonged to?
- Anonymous replies to MaryYes, if they are doing something illegal would like to participate. bamaboysteve&hotmail.com
- Anonymous replies to ThomasHas anyone checked out their address: 1920 3rd ave Bessemer alabama?
- Chip RamseyYou should always tell a debt collector to send you the information in writing, And if you tel them that you don't want to discuss it in the phone
, they have to honor your wishes.- Caller: Debt Collector
- Call type: Debt collector
- Diame replies to bamagirl| 1 replyI keep getting calls about a bill,live on a very low income,how am I suppose to pay this bill??
- BigA replies to DiameWhy are you asking for advice from someone who posted here 9 years ago? Do you owe this bill? Did they take the time to prove that you not only owe it but that they have the legal right to collect it? Did they send you a dunning letter postmarked within 5 days of first contact? Did you send them a validation letter within 30 days of receipt of that letter?
It sounds like you don't have a clue about debt collection. I would suggest that you start learning before you get scammed out of money.
https://800notes.com/arts/harassing-calls-fro ... ou-need-to-know
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.
First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/
Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general - post pending moderator approval
- A replies to UserIKR...I have no dealings in bessemer periott , so, I have no earthly idea these people are callin me
- ShandraThey had a recording saying my social security number had been comprised. The name showed as Helen Williams from AL
- Call type: Scam suspicion
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